VITAL INFORMATION ABOUT INSURANCE FOR SMALL …
Transcript VITAL INFORMATION ABOUT INSURANCE FOR SMALL …
FOR SMALL BUSINESSESS
DANA LYNN CLEVELAND
President, Cleveland Business Consulting, Inc.
The information contained in this document
is not meant to be representative of any
particular company, and is general in nature.
Any insurance purchased is subject to the
terms and conditions of the policy issued
and supersedes information contained in
BASIC COVERAGE FOR
YOUR SMALL BUSINESS
A list of the first policies you want to consider
Commercial General Liability
Workers Compensation & Employers Liability
WHEN TO CONSIDER
“I have started a business, when do I need
You have a registered corporation, company or
are an individual conducting regular activities of
a business nature.
You handle revenue either for profit or non-profit purposes.
You have 1 or more persons working for you on your payroll
at total of 22 ½ hours weekly, for a minimum of 13 weeks per
You are bidding, either verbally or in writing, or have a desire
to bid on contracts for work.
BASIC INFORMATION YOUR
AGENT WILL REQUIRE
Projected 1 year gross receipts from operation.
Projected 1 year payroll amount.
Federal Identification Number (SSN for
Some form of financial report – balance sheet,
income & expense, business plans or audited
Any information about previous policies,
including any loss history available.
WHAT TO EXPECT
Select a capable, experienced agent that you
can trust. Any information collected for
insurance purposes is held in strict client/agent
Be prepared to give full disclosure regarding
Be prepared to fill out various applications.
(Remember, documents filled out for insurance
are a reflection of your company, and should be
Expect quotations for your consideration in 5 to
7 working days from the time your agent
receives all requested data.
HOW TO CONTACT
If you would like to schedule a seminar or 10
or more people please contact us on our