Transcript UNIVERSAL MARKETING

Are You
Totally Protected?
Who is USA Benefits Group?
About the Company
USA Benefits Group is a nationwide network of health
and life insurance professionals that have been serving
small business owners and the self-employed since
1988.
Non-captive agents working for you, not the insurance
company
26 years of Health and Life Insurance Specialization
A+ rating with the Better Business Bureau
Representing top-rated companies as determined by
A.M. Best
About Your Agent
USA Benefits Group Eagle Division Manager since 2004
4000 Customers
16 Third Generation Families
CHU certified since 1998
37 Years Of Providing insurance Solutions For The
Question:
“Are You Totally Protected”
14%
18%
Accidents
All other
procedures
and
surgeries
*82%
Heart • Stroke • Cancer
68%
WHAT”S YOUR GREATEST RISK??
68% of all hospital confinements are related to the 3 most common
critical illnesses
CANCER + HEART ATTACKS + STROKES
14% of all hospital confinements are related to accidental injuries.
18% of all hospital confinements are Other Events
Our Goal Is To Pay All Claims 100%
PLUS
Provide Income On Critical Illnesses And Accidents
USABG TOTAL PROTECTION PLUS
HEALTH + CRITICAL ILLNESS + LIFE + ACCIDENT + KARE 360
NEA ACCIDENT
$250 / $10,000
KARIS KARE 360
Critical Illness
UP TO $100,000
PAID ON DIAGNOSIS
A STRONG
FOUNDATION OF
UNLIMITED BENEFITS
ACA
SILVER PLAN
MAJOR MEDICAL
PHYSICIAN VISITS + WELLNESS BENEFITS + PRESCRIPTION DRUGS
Male Age 48-Colon Cancer-69 Days In The Hospital-3 Surgeries
Total cancer medical cost
$440,000.00
Paid by Major-Medical
$418,000.00
Deductible-Expenses-Not Covered
$22,000.00
Critical Illness payment
$50,000.00
ADDITIONAL CASH BENEFIT
$28,000
Mortgage + Loans + Living Expenses
YOUR PLAN
$22,000 OUT OF POCKET + LOST WAGES
Female Age 42-Major Heart Attack-49 Days In The Hospital-2 Surgeries
*
Total cancer medical cost
$528,000.00
Paid by Major-Medical
$499,000.00
Deductible-Expenses-Not Covered
$29,000.00
Critical Illness payment
$50,000.00
ADDITIONAL CASH BENEFIT FOR ASSET PROTECTION
$21,000
YOUR PLAN
$37,000 OUT OF POCKET + NO LIVING EXPENSE
EMERGENCY ROOM VISIT FOR BROKEN ARM
ER Room & ER Doctor cost
$3,880.00
Paid by Major-Medical
0
Deductible-Expenses-Not Covered
$3,880.00
Client Deductible
$250.00
Accident Plan payment
$3,630.00
YOUR PLAN
$2,776 OUT OF POCKET
WHEN A CRITICAL ILLNESS OR ACCIDENT HAPPENS
How Would You Want To Be Insured
STANDARD PROTECTION OR TOTAL PROTECTION
MAJOR
MEDICAL
“ONLY”
STANDARD
PROTECTION
OBAMA CARE
GOLD
Major Medical
Health Plan
“FOUR PLANS”
TOTAL
PROTECTION
TOTAL
PROTECTION
OBAMA CARE
SILVER
Major Medical
+
ASSURITY LIFE
Critical Illness
”ONLY”
$100,000 /$50,000
+
Less Coverage
NEA ACCIDENT
PLAN
Less Security
$10,000 Accident Plan
$10,000 AD&D
Helicopter / Call MD
+
TOTAL
PROTECTION PLUS
Better Coverage
Income Protection
KARIS
Kare 360 Plan
Patient Advocate
USABG TOTAL PROTECTION PLUS
Will Schroer Family / 73119 = 54 / 52
ACA SILVER PLAN + ASSURITY 350 CI + NEA ACCIDENT PLAN
KARIS KARE 360
(ACA SUBSIDY = $460.00)
STANDARD PLAN
TOTAL PROTECTION
ACA GOLD
CO-PAY SELECT
UNLIMITED BENEFITS
ACA SILVER PLAN
NO DEDUCTIBLE
Doctor Office Visits
NO DEDUCTIBLE
100% Coverage On Wellness
Unlimited Doctor Office Visits
($850.00)
100% Coverage On Wellness
+
$6,600 STOP LOSS
$13,200 Family Stop Loss
ASSURITY LIFE ($116.00)
+
NEA ACCIDENT PLAN ($69.00)
+
KARE 360 PLAN ($25.00)
$817.00
NET COST
USABG EAGLE DIVISION
OUR GOALS ARE VERY SIMPLE
PAY THE BILLS 100%
PROVIDE INCOME + YOU RECOVER
A Check is Better.. Than A Get Well Card
$600.00
NET COST