UNIVERSAL MARKETING

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Are You Totally Protected?

Who is USA Benefits Group?

About the Company

USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. Non-captive agents working for you, not the insurance company 26 years of Health and Life Insurance Specialization A+ rating with the Better Business Bureau Representing top-rated companies as determined by A.M. Best

About Your Agent

USA Benefits Group Eagle Division Manager since 2004 4000 Customers 16 Third Generation Families CHU certified since 1998 37 Years Of Providing insurance Solutions For The Question:

“Are You Totally Protected”

14% 18%

Accidents All other procedures and surgeries *82% Heart • Stroke • Cancer

68%

WHAT”S YOUR GREATEST RISK??

68% of all hospital confinements are related to the 3 most common critical illnesses CANCER + HEART ATTACKS + STROKES 14% of all hospital confinements are related to accidental injuries.

18% of all hospital confinements are Other Events

Our Goal Is To Pay All Claims 100%

PLUS Provide Income On Critical Illnesses And Accidents

USABG TOTAL PROTECTION PLUS

HEALTH + CRITICAL ILLNESS + LIFE + ACCIDENT + KARE 360 NEA ACCIDENT $250 / $10,000

KARIS KARE 360

Critical Illness

UP TO $100,000 PAID ON DIAGNOSIS

A STRONG FOUNDATION OF UNLIMITED BENEFITS ACA SILVER PLAN MAJOR MEDICAL PHYSICIAN VISITS + WELLNESS BENEFITS + PRESCRIPTION DRUGS

Male Age 48-Colon Cancer-69 Days In The Hospital-3 Surgeries Total cancer medical cost Paid by Major-Medical $440,000.00

$418,000.00

Deductible-Expenses-Not Covered $22,000.00

Critical Illness payment $50,000.00

ADDITIONAL CASH BENEFIT

$28,000

Mortgage + Loans + Living Expenses YOUR PLAN $22,000 OUT OF POCKET + LOST WAGES

Female Age 42-Major Heart Attack-49 Days In The Hospital-2 Surgeries Total cancer medical cost Paid by Major-Medical $528,000.00

$499,000.00

Deductible-Expenses-Not Covered $29,000.00

Critical Illness payment $50,000.00

* ADDITIONAL CASH BENEFIT FOR ASSET PROTECTION

$21,000

YOUR PLAN $37,000 OUT OF POCKET + NO LIVING EXPENSE

EMERGENCY ROOM VISIT FOR BROKEN ARM ER Room & ER Doctor cost Paid by Major-Medical $3,880.00

0 Deductible-Expenses-Not Covered $3,880.00

Client Deductible $250.00

Accident Plan payment $3,630.00

YOUR PLAN $2,776 OUT OF POCKET

WHEN A

CRITICAL ILLNESS OR ACCIDENT HAPPENS How Would You Want To Be Insured STANDARD PROTECTION OR TOTAL PROTECTION “ STANDARD PROTECTION MEDICAL ONLY ” OBAMA CARE GOLD Major Medical Health Plan

”ONLY”

Less Coverage Less Security ” PROTECTION TOTAL PROTECTION PLUS Income Protection TOTAL PROTECTION OBAMA CARE SILVER Major Medical + COLORADO BANKERS Critical Illness $50,000 / %50,000 + NEA ACCIDENT PLAN $10,000 Accident Plan $10,000 AD&D Helicopter / Call MD + KARIS Kare 360 Plan Patient Advocate

USABG TOTAL PROTECTION PLUS Will Schroer Family / 73119 = 54 / 52 ACA SILVER PLAN + CBL CRITICAL ILLNESS + NEA ACCIDENT PLAN KARIS KARE 360 (ACA SUBSIDY = $460.00)

STANDARD PLAN

ACA GOLD CO-PAY SELECT UNLIMITED BENEFITS $1,000 / 80-20 / $6,350

TOTAL PROTECTION

ACA SILVER PLAN NO DEDUCTIBLE Doctor Office Visits NO DEDUCTIBLE Unlimited Doctor Office Visits 100% Coverage On Wellness $6,600 STOP LOSS $13,200 Family Stop Loss 100% Coverage On Wellness ($850) + CBL CRITICAL ILLNESS ($106) + NEA ACCIDENT PLAN ($69.00) + KARIS KARE 360 ($25.00)

$817.00

NET COST

USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE PAY THE BILLS 100%

$590.00

NET COST PROVIDE INCOME + YOU RECOVER A Check is Better.. Than A Get Well Card