Transcript UNIVERSAL MARKETING

Are You
Totally Protected?
Who is USA Benefits Group?
About the Company
USA Benefits Group is a nationwide network of health
and life insurance professionals that have been serving
small business owners and the self-employed since
1988.
Non-captive agents working for you, not the insurance
company
26 years of Health and Life Insurance Specialization
A+ rating with the Better Business Bureau
Representing top-rated companies as determined by
A.M. Best
About Your Agent
USA Benefits Group Eagle Division Manager since 2004
4000 Customers
16 Third Generation Families
CHU certified since 1998
37 Years Of Providing insurance Solutions For The
Question:
“Are You Totally Protected”
14%
18%
Accidents
All other
procedures
and
surgeries
*82%
ACA
Claim Exposure
Heart • Stroke • Cancer
•$6,600 / $13,200
68%
WHAT”S YOUR GREATEST RISK??
82% Of Hospital Stays
CANCER + HEART ATTACKS + STROKES + ACCIDENTS
14% Of Confinements Are Accidents
18% Of Confinements Are All Other Causes
Our Goal Is To Pay All Claims 100%
PLUS
Protect Your Assets With Extra Cash
USABG TOTAL PROTECTION PLUS
HEALTH + GAP DEFINED BENEFIT PLAN + ACCIDENT + KARE 360
$10,000
ACCIDENT PLAN
KARE 360 PLAN
CUL GAP PLAN
COVERS
DEDUCTIBLE & CO-INS. & WAGES
A STRONG
FOUNDATION OF
UNLIMITED BENEFITS
ACA
SILVER PLAN
MAJOR MEDICAL
PHYSICIAN VISITS + WELLNESS BENEFITS + PRESCRIPTION DRUGS
Male Age 48-Accident / Major Burns / 69 Days In The Hospital / 3 Surgeries
Total cancer medical cost
$440,000.00
Deductible-Expenses-Lost Wages
$22,000.00
Karis Kare 360 Discount
$6,800.00
Accident Plan Payment
$10,000.00
CUL PLAN PAYMENT
$39,000.00
ADDITIONAL CASH BENEFIT
$33,800
Mortgage + Loans + Living Expenses
WITHOUT TOTAL PROTECTION
$22,000 OUT OF POCKET
EMERGENCY ROOM VISIT FOR BROKEN ARM
ER Room & ER Doctor cost
$3,880.00
Paid by Major-Medical
0
Deductible-Expenses-Not Covered
$3,880.00
Accident Plan payment
$3,630.00
CUL Plan payment
$1,590.00
EXCESS CASH
$1,340.00
YOUR PLAN
$3,880 OUT OF POCKET
WHEN A CRITICAL ILLNESS OR ACCIDENT HAPPENS
How Would You Want To Be Insured
STANDARD PROTECTION OR TOTAL PROTECTION
Standard
Protection
Total Protection
Plan
•Health Insurance
Plan Only
•Health Insurance Plan
•Gap Plan
•Accident Plan
•Kare 360 Plan
USABG TOTAL PROTECTION PLUS
Will Schroer Family / 73119 = 54 / 52
ACA SILVER PLAN + CUL GAP PLAN PLUS + VBA ACCIDENT PLAN
KARIS KARE 360
(ACA SUBSIDY = $754.00)
STANDARD PLAN
TOTAL PROTECTION
ACA SILVER PLAN
ACA SILVER PLAN
UNLIMITED BENEFITS
$5,000 / 80-20 / $6,600
NO DEDUCTIBLE
10 Doctor Office Visits
UNLIMITED BENEFITS
$5,000 / 80-20 / $6,600
NO DEDUCTIBLE
10 Doctor Office Visits
100% Coverage On Wellness
100% Coverage On Wellness
STOP LOSS
HEALTH PLAN = $1,755.00
+
CUL GAP PLAN = $87.00
+
VBA ACCIDENT PLAN = $69.00
$6,600 Per Person
$13,200 Family Stop Loss
HEALTH PLAN = $1,755.00
KARE 360 PLAN = $16.00
$1,001.00 Net Cost
$6,600 OOP EACH
USABG EAGLE DIVISION
OUR GOALS ARE VERY SIMPLE
PAY THE BILLS 100%
PROVIDE INCOME + YOU RECOVER
$1,093.00 Net Cost
ZERO OUT OF POCKET
A Check is Better.. Than A Get Well Card
Enrollment Procedure
Getting Started
 Although ACA Plans are Guaranteed Issue you still have to go
through an enrollment procedure. We must submit personal
information to the insurance company including your income and
whether you are a smoker or non-smoker. Some Non-ACA Plans
have a short list of health questions.
Initial Deposit
 Most plans require that you submit your first months premium up front
as a good faith deposit. Some plans have a one-time application fee
in addition to that.
Your New Policy is Issued
 When your enrollment is approved you will be given an effective date
of coverage. Of course, your first month’s premium will be paid up.
Future Premium Payments
 Starting the second month your premium will be paid through a
monthly bank draft. This guarantees that your policy will be in force if
and when you need it in the future.