Transcript UNIVERSAL MARKETING

Are You
Totally Protected?
Who is USA Benefits Group?
About the Company
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USA Benefits Group is a nationwide network of health and life
insurance professionals that have been serving small business
owners and the self-employed since 1988.
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Non-captive agents working for you, not the insurance company
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26 years of Health and Life Insurance Specialization
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A+ rating with the Better Business Bureau
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Representing top-rated companies as determined by A.M. Best
About Your Agent
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USA Benefits Group Eagle Division Manager since 2004
4000 Customers
16 Third Generation Families
CHU certified since 1998
37 Years Of Providing insurance Solutions For The Question:
“Are You Totally Protected”
What Is Your Greatest Risk?
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The fear of CANCER / HEART ATTACKS / ACCIDENTS / STROKES were the
top Four conditions listed that concern our customers the most!!
WHAT ARE YOURS??
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There are four big reasons that these conditions should concern every family;
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82% of all hospital confinements are related to the 4 most common catastrophic
Events: Cancer + Heart Attacks + Strokes + Accidents
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These Claims Average Including Lost Wages, $16,500 Out Of Pocket!!
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They Are Also The Number One Cause Of Bankruptcies In America
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75% had health insurance + 70% of patients use up their savings! + 40% of those,
also max out credit cards!
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Our Total Protection Plus Plan pays all these claims 100% and Provides Income
Protection!!
WHICH WOULD YOU RATHER FOCUS ON??
“RECOVERY OR FINANCES”
Typical Example
 Deductible & Co-insurance
$6,350
 Uncovered medical expenses
$2,000
 Unexpected expenses
$2,150
 Lost income for patient
$6,500
 Total Out-of-Pocket Expenses
$17,000
*These amounts represent average out-of-pocket expenses incurred due to a critical illness.
Actual amounts could be higher or lower depending upon circumstances.
What’s Your Greatest Risk?
14%
18%
Accidents
All other
procedures
and
surgeries
*82%
Heart • Stroke • Cancer
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68% of all hospital confinements
are related to the 3 most common
critical illnesses
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14% of all hospital confinements
are related to accidental injuries.
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18% All Other Events
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Our Goal Is To Pay All
Claims 100%
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Provide Income On Critical
Illnesses And Accidents
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YOU RECOVER WITHOUT
WORRY!!
68%
STATISTICS FOR
HOSPITAL CONFINEMENTS
*AMERICAN HOSPITAL ASSOCIATION
How Would You Want To Be Insured When A…
CRITICAL ILLNESS OR ACCIDENT HAPPENS
Standard Protection Or Total Protection
MAJOR
MEDICAL
“ONLY”
STANDARD
Protection
“FOUR PLANS”
TOTAL
PROTECTION
ACA
BRONZE PLAN
TOTAL
Protection Plus
United Health One
STM Medical Plan
+
KARIS GROUP
Negotiates Discounts
Averages 50%
Audits All Bills
Major Medical
Health Insurance
”ONLY”
+
CENTRAL UNITED LIFE
GAP PLAN
$5,000 + $1,000 + $500
Less Coverage
Less Security
+
TOTAL
PROTECTION
PLUS
100% Coverage
Income Protection
TC TRI-MED
$10,000 CI
$10,000 Accident / $100
$10,000 AD&D
USA BENEFITS GROUP
TOTAL PROTECTION PLUS
Will Schroer Family / 73119 = 54 / 52
UH1 STM PLUS + CUL SUPPLEMENT+ TC Tri-Med + KARIS
STANDARD PLAN
TOTAL PROTECTION PLUS
UH1
STM PLUS
$5,000 80/20 / $7,000
ACA
BRONZE PLAN
UNLIMITED BENEFITS
$5,500 / 80-20 / $6,350
WITH
Supplemental Accident
+
KARIS PATIENT ADVOCASY
NEGOCIATES
OUT-OF-POCKET EXPENSES
AVERAGE 50% REDUCTIONS
+
NO DEDUCTIBLE
CUL PATRIOT SUPPLEMENT
4 Doctor Office Visits
$5,000 + $1,000 + $500
+
100% Coverage On Wellness
$6,350 STOP LOSS
TEAM CORP TRI-MED
$1,060
$505
$6,350 STOP LOSS
$10,000 + $10,000 + $10,000
USABG EAGLE DIVISION
OUR GOALS ARE VERY SIMPLE
PAY THE BILLS 100%
PROVIDE INCOME + YOU RECOVER
A Check is Better.. Than A Get Well Card
ZERO OUT OF POCKET
PLUS INCOME