The International Insurance Forum Istanbul‘u ve Türkyie‘yi selamliyorum!

Istanbul 05.03.2012

GC amounts (mill.

Eur) 2009

8,2

2010

8,9

08/2011

7

Average damage 2010: Eur 2.000

Accidents 2010: around 380.000

Paid claims: 1,7 billion Eur Some high amounts paid in one case (mill. EUR) Italy 2006

2,365

Spain 2006

2,201

France 2009

1,035

RO Case example TR A RO bus coming to Istanbul with passengers from SRB, H and UA has an accident in Bulgaria with a TR truck. We presume a common liability 50:50 of both drivers.

1. Where has to be compensated each damaged party, according to which law?

2. What happens in the case the RO vehicle has no MTPL insurance?

Case example RO TR 3. What about the case the accident occured between a TR bus and a RO truck Bulgaria?

in Turkey?

Or in

https://e-justice.europa.eu/

• • • •

released in 2010 after 8 years of preparation in 22 languages partly not updated „One day the Courts of all the member states of EU will apply the law of the same country to a given international case.“

I.

The Green-Card System II.

The VI Directive (IV)

Target: Traffic victims should not be discriminated due to the fact that the damage was caused by a foreign vehicle.

Cross border traffic on Europe‘s streets should be facilitated.

Target The visitor who suffers an accident in a foreign country must be able to make claims in the home country.

The regulation of claims according to the Green Card System Home country Foreign country Claimant Liable party Guarantee funds Correspondent Green Card Bureau MTPL insurer

The regulation of claims according to the VI Directive Accident in a country which is a member of the Green Card System Home country Information centre Foreign country Information centre Claimant Liable party Claims representative Court Compensation body MTPL insurer Compensation body

Thank you for your attention!

Ionel D. Dima