Transcript Slide 1

Cooperation of SME – Associations in Europe

Graz, 08.04.2006

Cooperation of SME Associations in Europe 1

2004: 25 member states.

Estonia, Latvia, Lithuania, Poland, Czech Republic, Hungary, Slovakia, Slovenia, Malta and Cyprus joined.

2007: 27 member states. Bulgaria and Romania join

Cooperation of SME Associations in Europe 2

Cooperation of SME Associations in Europe

New canditates:

Turkey Croatia FYR Mazedonia

Possible canditates:

Western Balkan Area 3

Country Fiche

Czech Republic Cooperation of SME Associations in Europe 4

Cooperation of SME Associations in Europe 5

Cooperation of SME Associations in Europe 6

Country Fiche

Estonia Cooperation of SME Associations in Europe 7

Cooperation of SME Associations in Europe 8

Support programmes

• Activities of the European Commission • EIC • TAIEX • European Bank for Reconstruction and Development • Foundations • Structural funds Cooperation of SME Associations in Europe 9

Activities of the European Commission

Financial assistance

The EU provides specific targeted financial aid for acceding countries, candidates and potential future members in order to support their efforts to enhance political, economic and institutional reforms.

Pre-Accession Assistance

•PHARE, ISPA and SAPARD: •PRE-ACCESSION ASSISTANCE FOR TURKEY •IPA – THE NEW INSTRUMENT FOR PRE-ACCESSION ASSISTANCE FROM 2007 ONWARDS

Post-Accession Assistance

•PHARE •Article 34 of the Act of Accession > post-accession Transition Facility •Implemented under EDIS.

Financial Assistance for the Western Balkans

PRINCE programme Monitoring of the assistance

Cooperation of SME Associations in Europe 10

Representations of the European Commission

New EU Member States

Cyprus -

Nicosia The Representation of the European Commission in Cyprus Email:

[email protected]

**************************************************

Malta -

Ta 'Xbiex European Commission Representation in Malta e-mail to

[email protected]

**************************************************

Slovenia -

Ljubljana Predstavništvo Evropske komisije v Republiki Sloveniji E-mail:

[email protected]

************************************************** Cooperation of SME Associations in Europe 11

Latvia -

Riga Representation of the European Commission in Latvia

European Union Information Agency (EUIA)

EIROPAS SAVIENĪBAS INFORMĀCIJAS AĢENTŪRA E-pasts:

[email protected]

**************************************************

Slovakia -

Bratislava Representation of the European Commission in the Slovak Republic Representation -

[email protected]

Head of Representation -

[email protected]

CFCU PHARE -

[email protected]

[email protected]

Reception -

[email protected]

Cooperation of SME Associations in Europe 12

Czech Republic -

Praha ZASTOUPENÍ EVROPSKÉ KOMISE V ČESKÉ REPUBLICE E-mail:

[email protected]

Web:

www.evropska-unie.cz

**************************************************

Lithuania -

Vilnius THE EUROPEAN COMMISSION REPRESENTATION IN LITHUANIA E-mail:

[email protected]

**************************************************

Poland -

Warszawa European Commission Representation in Poland, E-mail:

[email protected]

Cooperation of SME Associations in Europe 13

Estonia -

Tallinn Representation of the European Commission in Estonia E-mail:

[email protected]

Euroopa Komisjoni Esindus Eestis E-post:

[email protected]

EDK Tartu Ülikooli juures e-mail:

[email protected]

http://www.euroinfo.ee/

E-mail:

[email protected]

**************************************************

Hungary -

Budapest, Representation of the European Commission in Hungary E-mail:

[email protected]

Cooperation of SME Associations in Europe 14

Acceding Countries

Bulgaria -

Sofia Delegation of the European Commission to Bulgaria Е-mail:

[email protected]

**************************************************

Romania -

Bucharest ,

E-mail

:

[email protected]

Cooperation of SME Associations in Europe 15

Candidate Countries

Türkei -

Ankara Delegation of the European Commission to Turkey E-mail:

[email protected]

URL:

http://www.deltur.cec.eu.int

European Union Information Centre (EUIC) İstanbul E-mail:

[email protected]

**************************************************

Croatia

Zagreb Delegation of the European Commission to the Republic of Croatia

[email protected]

**************************************************

Macedonia -

Skopje Delegation of the European Commission to Macedonia E-mail

[email protected]

Cooperation of SME Associations in Europe 16

EIC Mission

=

Information and assistance

core activities: • informing enterprises about EU matters. • directly answer about 360,000 queries p.a. from SMEs. • wide range of issues (business co-operation, Commission programmes and funding and general EU matters) • direct access to the European Commission and are • supported by a team of experts in Brussels for most complex questions.

Information is also provided to companies through awareness-raising activities (participation in fairs, organisation of seminars, lectures, workshops…) and a range of publications offered in local languages (guides, newsletters, web sites…).

Cooperation of SME Associations in Europe 17

Bosnia Herzegovina Sarajevo

Euro Info Correspondence Centre Bosnia and Herzegovina E-mail : [email protected]

Bulgaria Dobrich

Euro Info Centre Dobrich Chamber of Commerce and Industry E-mail : [email protected]

Plovdiv

Euro Info Centre Plovdiv Chamber of Commerce and Industry E-mail : [email protected]

Rousse

Euro Info Centre Business Support Centre for Small and Mediumsize Enterprises E-mail : [email protected]

Sandanski

Euro Info Centre Business Information and Consulting Centre -Sandanski E-mail : [email protected]

Sofia

Euro Info Centre Bulgarian Chamber of Commerce and Industry E-mail : [email protected]

Stara Zagora

Euro Info Centre Stara Zagora Chamber of Commerce and Industry E-mail : [email protected]

Vratsa

Euro Info Centre Chamber of Commerce and Industry Vratsa E-mail : [email protected]

Yambol

Euro Info Centre Yambol Chamber of Commerce and Industry E-mail : [email protected]

Croatia Zagreb

Euro Info Correspondence Centre Zagreb E-mail : [email protected]

Cyprus Nicosia

Cyprus Euro Info Centre Cyprus Chamber of Commerce and Industry E-mail : [email protected]

FYROM Skopje

Evro-info korespondenten centar EICC MK, Skopje Economic Chamber of Macedonia E-mail : [email protected]

Cooperation of SME Associations in Europe 18

Czech Republic Brno

Euro Info Centre Brno Chamber of Commerce Brno E-mail : [email protected]

Liberec

Euro Info Centre ARR Agentura regionálního rozvoje spol.s r.o.

E-mail : [email protected]

Most

Euro Info Centre Most - Regionalni rozvojova agentura Usteckeho kraje, E-mail : [email protected]

Ostrava

Euro Info Centre ARR Agentura pro regionální rozvoj E-mail : [email protected]

Pardubice

Euro Info Centre Pardubice - East Bohemia E-mail : [email protected]

Plzen

Euro Info Centre Business Innovation Centre Plzen, spol. s r.o.

E-mail : [email protected]

Praha 2

Euro Info Centre Prague Centre for Regional Development of the Czech Republic E-mail : [email protected]

Estonia Narva

Euro Info Centre Narva Business Advisory Services Foundation E-mail : [email protected]

Tallinn

Euro Info Centre Estonian Chamber of Commerce and Industry E-mail : [email protected]

Latvia Daugavpils

Euro Info Centre - Latgale E-mail : [email protected]

Riga

Euro Info Centre Latvian Investment and Development Agency E-mail : [email protected]

Lithuania Kaunas

Kaunas Chamber of Commerce, Industry and Crafts E-mail : [email protected]

Klaipeda

Klaipeda Euro Info Centre E-mail : [email protected]

Vilnius

Lithuanian Development Agency E-mail : [email protected]

Cooperation of SME Associations in Europe 19

Hungary Budapest

Euro Info Centre The Hungarian Investment and Trade Development Agency ITD Hungary E-mail : [email protected]

Nyíregyháza

Euro Info Centre PRIMOM Foundation Consultancy and Information Network E-mail : [email protected]

Pécs

Euro Info Centre Chamber of Commerce and Industry of Pécs-Baranya E-mail : [email protected]

Salgótarján

Euro Info Centre Chamber of Commerce and Industry in Nógrád County E-mail : [email protected]

Szeged

Euro Info Centre Csongrád County Chamber of Commerce and Industry E-mail : [email protected]

Szekszard

Euro Info Centre Chamber of Commerce and Industry of Tolna County E-mail : [email protected]

Szolnok

Euro Info Centre Jász-Nagykun-Szolnok County Chamber ofCommerce and Industry E-mail : [email protected]

Székesfehérvár

Euro Info Centre Fejér County Chamber of Commerce and Industry E-mail : mailto:[email protected]

Zalaegerszeg

West Pannon Euro Info Centre E-mail : [email protected]

Kosovo Pristina

Kosovo Chamber of Commerce E-mail : [email protected]

Cooperation of SME Associations in Europe 20

Poland Bialystok

Euro Info Centre Podlaska Regional Development Foundation E-mail : [email protected]

Gdansk

Euro Info Centre Association "Free Entrepreneurship" Gdansk Regional Department E-mail : [email protected]

Kalisz

Euro Info Centre Fundacja "Kaliski Inkubator Przedsiebiorczosci" E-mail : [email protected]

Katowice

Euro Info Centre The Upper Silesian Regional Development E-mail : [email protected]

Kielce

Euro Info Centre Chamber of Industry and Commerce E-mail : [email protected]

Krakow

Euro Info Centre Izba Przemyslowo-Handlowa Cracow Chamber of Commerce and Industry E-mail : [email protected]

Lublin

Euro Info Centre Lublin Development Foundation Regional Development Agency E-mail : [email protected]

Lódz

Lódzkie Centrum Euro Info Fundacji Inkubator E-mail : [email protected]

Opole

Better Region Better Europe Consortium Opole''''s Regional Euro Info Centre E-mail : [email protected]

Rzeszow

Euro Info Centre The Association of Entrepreneurship Promotion E-mail : [email protected]

Szczecin

Euro Info Centre West Pomerania Economic Development Association - Szczecin Business E-mail : [email protected]

Torun

Euro Info Centre PL-414 Torunska Agencja Rozwoju Regionalnego S.A. E-mail : [email protected]

Walbrzych

Euro Info Centre Dolnoslaska Agencja Rozwoju Regionalnego S.A.

E-mail : [email protected]

Warszawa

Euro Info Centre Polish Agency for Entreprise Development E-mail : [email protected]

Malta San Gwann

Euro Info Centre San Gwann Enterprise Centre E-mail : [email protected]

Cooperation of SME Associations in Europe 21

Romania Baia Mare

Euro Info Centre The Foundation "The Development Centre forSMEs" Maramures E-mail : [email protected]

Brasov

Euro Info Centre Brasov Chamber of Commerce and Industry E-mail : [email protected]

Bucharest

Euro Info CentreThe Chamber of Commerce and Industry ofRomania E-mail : [email protected]

Constanta

Euro Info Centre Constanta Chamber of Commerce, Industry, Shipping and Agriculture E-mail : [email protected]

Galati

Euro Info Centre Galati Chamber of Commerce Industry and Agriculture E-mail : [email protected]

Iasi

Euro Info Centre North East Romania E-mail : [email protected]

Rm. Valcea

Euro Info Centre Valcea E-mail : [email protected]

Timisoara

Euro Info Centre Timisoara Chamber of Commerce, Industry and Agriculture E-mail : [email protected]

Serbia-and-Montenegro Podgorica

Euro Info Correspondence Centre Montenegro E-mail : [email protected]

Slovakia Bratislava 2

Euro Info Centre National Agency for Development of SMEs E-mail : [email protected]

Presov

Euro Info Centre Regional Advisory and Information Center Presov E-mail : [email protected]

Slovenia Koper

Euro Info Center Koper E-mail : [email protected]

Ljubljana

Euro Info Centre Ljubljana E-mail : [email protected]

Maribor

Euro Info Centre Maribor, Mariborska Razvojna Agencija p.o.

E-mail : [email protected]

Cooperation of SME Associations in Europe 22

Turkey Adana

Adana Euro Info Centre E-mail : [email protected]

Ankara

KOSGEB Euro Info Centre of Ankara E-mail : [email protected]

Bursa

European Information Centre for Bursa E-mail : mailto:[email protected]

Denizli

Euro Info Centre Denizli E-mail : [email protected]

Gaziantep

Gaziantep Euro Info Centre Gaziantep Ticaret Odasi Incilipinar mah E-mail : mailto:[email protected]

Istanbul

Istanbul Euro Info Centre Asia E-mail : [email protected]

Istanbul

Euro Info Centre - Istanbul European E-mail : mailto:[email protected]

Konya

Euro Info Centre Konya E-mail : [email protected]

Samsun

Euro Info Centre Samsun E-mail : [email protected]

Ukraine Kyiv

Euro Info Correspondence Centre Ukraine Ukrainian Chamber of Commerce and Industry E-mail : [email protected]

Cooperation of SME Associations in Europe 23

TAIEX Technical Assistance and Information Exchange Instrument

Institution Building unit Directorate-General Enlargement European Commission.

TAIEX

In operation since 1996, TAIEX provides centrally managed short-term technical assistance in the field of approximation, application and enforcement of legislation. Its services are complementary to the several alternative assistance programmes the European Commission offers to new Member States, candidates for accession to the European Union, and the countries of the Western Balkans .

Cooperation of SME Associations in Europe 24

TAIEX

is a

catalyst

, channelling requests for

assistance

as well as a

broker

between the concerned institutions and European Union Member States for the delivery of appropriate

tailor-made expertise

to address problems at short notice

.

TAIEX

is

demand driven

in that most of the assistance provided is in response to requests from the beneficiary Countries, the Commission Services and Member States. TAIEX is also

strategy driven

in that requests are addressed in accordance with the priorities identified by the Commission. The strategic approach is also evident in the large number of TAIEX’ own initiatives.

The TAIEX mandate

for assistance covers the following countries

:

Cyprus, Czech Republic, Estonia, Hungary, Latvia, Lithuania, Malta, Poland, Slovak Republic, Slovenia Bulgaria, Romania and Turkey [and now Republic of Croatia] Turkish Cypriot Community in the northern part of Cyprus Former Yugoslav Republic of Macedonia, [Republic of Croatia], Bosnia and Herzegovina, Republic of Albania, Serbia and Montenegro and Kosovo (as defined in UN Security Council Resolution 1244 of 10 June 1999) Cooperation of SME Associations in Europe 25

TAIEX’ main tasks are:

•To provide technical assistance and advice on the transposition of the Acquis Communautaire into the national legislation of beneficiary countries and on the subsequent administration, implementation and enforcement of such legislation. •To provide technical training and peer assistance to the officials of the administrations of the 10 Member States, who remain beneficiaries of TAIEX assistance.

•To provide programmed technical assistance to the countries of the Western Balkans. •To be an information broker by gathering and making available information on the Community Acquis.

•To provide database tools for facilitating and monitoring the approximation progress as well as to identify further technical assistance needs. Cooperation of SME Associations in Europe 26

TAIEX services are only available for: officials working in public administrations

in •New Member States •Candidate Countries (Bulgaria, Romania, Turkey and Croatia) and the •countries of the Western Balkans (Albania, Bosnia and Herzegovina, former Yugoslav Republic of Macedonia, Serbia and Montenegro, and Kosovo1). Officials in line Ministries dealing with community legislation, staff from regulatory or supervisory bodies and inspectorates, officials in notified bodies which implement or enforce legislation can

draw on TAIEX

services

as well as officials

in Parliaments, the Judiciary and Law Enforcement Agencies, Municipalities,

Social Partners, Private Sector Associations etc

.

The services of the TAIEX Unit are available neither to private citizens, nor to individual companies. Contact TAIEX

European Commission Directorate-General Enlargement Technical Assistance Information Exchange Unit

BE - 1049 Bruxelles /Brussels Telephone: +32-2-299 11 11 Fax: +32-2-296 68 40

[email protected]

Cooperation of SME Associations in Europe 27

The European Bank for Reconstruction and Develop ment was established in 1991 to support to nurture a new private sector in a democratic environment. To day the EBRD uses the tools of investment to help build market economies and democracies in 27 countries from central Europe to central Asia. The EBRD is the largest single investor in the region and mobilises signific ant foreign direct investment beyond its own financing. Owned by 60 count ries and two intergovernmental institutions it invests mainly in private enter prises, usually together with commercial partners. The mandate of the EBRD stipulates that it must only work in countries that are committed to democratic principles. Respect for the environment is part of the strong corporate governance attached to all EBRD investments.

Cooperation of SME Associations in Europe 28

micro and small business finance

The Group for Small Business supports Micro and Small Enterprise (MSE) programmes through financial intermediaries. These programmes enable small businesses to access formal finance, which is often an obstacle in the Bank's countries of operations. In addition to working with existing banks, the EBRD helps establish microfinance banks and non-bank micro finance institutions. Long term sustainability of MSE activities is ensured through institution building and training on appropriate lending procedures. Hence, the programmes support economic development as well as social stability. Cooperation of SME Associations in Europe 29

micro and small business products and strategy

The EBRD provides lending partners with innovative products by responding to changing market conditions and client needs. The strong portfolio of micro and small enterprises (MSE) finance products helps the EBRD retain its posi-tion as one of the most successful MSE investors in the region. To maximise the leverage of its funding, the Bank also provides technical assistance which focuses in institution building and creating MSE lending expertise.

Strategic priorities

•Provide sustainable finance to micro and small businesses •Support institution building in commercial banks and non-bank micro finance institutions •Encourage competition within the financial sector catering to micro and small enterprises •Regional focus and emphasis on previously underserved markets Cooperation of SME Associations in Europe 30

Representations of EBRD

Albania Armenia Azerbaijan Belarus Bosnia and Herzegovina Bulgaria Croatia Czech Republic Estonia Georgia Hungary Kazakhstan Astana liaison office, Kazakhstan Kyrgyz Republic Latvia Lithuania FYR Macedonia Moldova Poland Romania Russian Federation

Russian regional office:

St Petersburg

Russian regional office:

Yekaterinburg

Russian regional office:

Vladivostok

Serbia and Montenegro Kosovo office Slovak Republic Slovenia South-eastern Europe Tajikistan Turkmenistan Ukraine Uzbekistan

Cooperation of SME Associations in Europe See also:

http://www.ebrd.com

31

Europa

Cooperation of SME Associations in Europe 32

Außenstelle Belgrad

Konrad-Adenauer-Stiftung Bulevar kralja Aleksandra 298/III 11000 Belgrad Serbien und Montenegro Tel. (00381) 11 3807442 Fax (00381) 11 3807446 [email protected]

Verbindungsbüro Bratislava

Konrad-Adenauer-Stiftung Verbindungsbüro Bratislava Zelená 8 811 01 Bratislava 1 Slowakei Tel. 00421-2-5441 9438 Fax 00421-2-5441 9441 [email protected]

Außenstelle Budapest

Konrad Adenauer Alapitvány Batthyány u. 49. H - 1015 Budapest Ungarn

Konrad-Adenauer-Stiftung

Außenstelle Kiew wul. Schowkowytschna 10/4 01021 Kiew / Ukraine

Außenstelle Sankt Petersburg

Konrad-Adenauer-Stiftung Newskij Prospekt 1 Office 626 191186 St. Petersburg Russische Föderation Tel. (+38 044) 492 74 43, 253 75 04 Fax (+38 044) 253 75 04, 492 74 43 [email protected]

Tel. (007 812) 315-72-36 Fax (007 812) 315-78-11 [email protected]

Außenstelle Moskau

Dr. Thomas Kunze Leiter der Außenstelle und Landesbeauftragter der Konrad-Adenauer- Stiftung für die Russische Föderation Twerskaja Str. 16/2, Gebäude 3, Büro 3 125009 Moskau Russische Föderation

Außenstelle Sarajevo

Konrad-Adenauer-Stiftung Pruščakova 23 71000 Sarajevo Bosnien-Herzegovina Tel. (00 387) 33 215 240 Fax (00 387) 33 215 239 [email protected]

Tel. (007) 495 - 935 77 78 Fax (007) 495 - 935 77 79 [email protected]

Verbindungsbüro Tallinn

Konrad Adenaueri Fond Raekoja Plats 17 EE-10146 Tallinn Estland Tel. (00 372) 6-276 700 oder 6-276 701 Fax (00 372) 6-276 703 [email protected]

Verbindungsbüro Vilnius

Konrad Adenauer Foundation Saviciaus g. 11-6 / Augustijonu g. 1-6 01127 Vilnius Litauen Tel. (00370) - 52 691 178 Fax (00370) - 52 691 179 [email protected]

Außenstelle Prag

Konrad-Adenauer-Stiftung Klimentská 46 110 02 Praha 1 CZECH REPUBLIC Tel. (00 36 1) 487 50 10 / (00 36 1) 487 50 13 Fax (00 36 1) 487 50 11 [email protected]

Tel. 00420 222 320 190 Fax 00420 222 320 198 [email protected]

Außenstelle Skopje

Konrad-Adenauer-Stiftung ul. "Maksim Gorki" 16 / kat 3 MK-1000 Skopje Republik Mazedonien

Außenstelle Warschau

Fundacja Konrada Adenauera w Polsce Dyrektor Stephan Raabe ul. J. Dabrowskiego 56 PL 02-561 Warschau Polska Tel. 00389-2-323 11 22 Fax 00389-2-313 52 90 Achtung: seit 01.09.05: [email protected]

Tel. (00 48 22) 845 93 30 Fax (00 48 22) 848 54 37 [email protected]

Außenstelle Bukarest

Konrad-Adenauer-Stiftung Bukarest Str. Sf. Elefterie, Nr. 27 RO-050524, Bukarest, Sektor 5, Rumänien Tel. +40 (0) 21-4108235, +4(0) 31-4055014 Fax +40 (0) 31-4055015 [email protected]

Regionalbüro Riga

Konrad-Adenauer-Stiftung Alberta iela 13 Riga, LV 1010 Lettland / Latvia Tel. (00371) 7 039 325 Fax (00371) 7 039 327 [email protected]

Außenstelle Sofia

Konrad Adenauer Foundation 19 Yanko Sakasov Boulv. 4th floor, Ap. 11 1504 Sofia Bulgarien Tel. (00 359) 2-9 43 43 88 Fax (00 359) 2-9 43 34 59 [email protected]

Außenstelle Zagreb

Konrad-Adenauer-Stiftung Frana Petrica 7 HR-10000 Zagreb Kroatien Tel. 00385 1 4882650 Fax 00385 1 4882656 [email protected]

Cooperation of SME Associations in Europe 33

Außenstelle Belgrad

Konrad-Adenauer-Stiftung Tel. (00381) 11 3807442 Fax (00381) 11 3807446 [email protected]

In der Zusammenarbeit mit KAS Ankara und Black Sea Economic Cooperation veranstaltete Aussenstelle Belgrad vom 13. bis 16. Oktober ein internationales Workshop zur Förderung des KMU-Sektors. Das Thema des 32. Workshops war die „Finanzierung von klein und mittelständischen Unternehmen“. (20. Okt. 2005)

Außenstelle Bukarest

Konrad-Adenauer-Stiftung Tel. +40 (0) 21-4108235, Fax +40 (0) 31-4055015 [email protected]

"2007 Jahr der Erweiterung - Bulgarien und Rumänien in der EU"

Zwischen dem 5.-6. Dezember 2005 findet in der Akademie der Konrad-Adenauer-Stiftung das internationale Dinnerround table "2007 Jahr der Erweiterung - Bulgarien und Rumänien in der EU" statt. Rumänien wird durch das Außenministerium ver treten, sowie durch die Eurisc Stiftung und die Tageszeitung Ziua. Die Teilnahme der rumänischen Delegation versucht zu einem besseren Verständnis der Herausforderungen des Bei tritts Rumäniens zu führen. (5. Dez. 2005) Cooperation of SME Associations in Europe 34

Offices in Europa

Albania Belarus Belgium (Brussels) Bosnien & Herzégovine Bulgaria Deutschland Estonia, Latvia, Lituanie France Genf Georgia Croatia FYROMazedonia Moldavia Poland Portugal Romania Russia Serbia and Monténégro Slowakia Czech Republic Türkiye UK Ukraine Hungaria

www.fes.de

Cooperation of SME Associations in Europe 35

Cooperation of SME Associations in Europe 36

A journey of a thousand miles begins with a single step

Cooperation of SME Associations in Europe

Why wait ? Start going!

37

UNION EUROPEENNE DE L’ARTISANAT ET DES PETITES ET MOYENNES ENTREPRISES EUROPÄISCHE UNION DES HANDWERKS UND DER KLEIN- UND MITTELBETRIEBE EUROPEAN ASSOCIATON OF CRAFT, SMALL AND MEDIUM-SIZED ENTERPRISES UNIONE EUROPEA DELL’ ARTIGIANATO E DELLE PICCOLE E MEDIE IMPRESE

Rue Jacques de Lalaing 4 B-1040 Brussels Tel.: +32 2 230 75 99 Fax: +32 2 230 78 61

[email protected]

Cooperation of SME Associations in Europe 38

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