Transcript National Presentation Republic of Serbia SEMINAR: “Insurance as a method for Disaster Risk Reduction in SEE” 23-24 April 2013 Berovo, Macedonia.

National Presentation
Republic of Serbia
SEMINAR: “Insurance as a method for Disaster Risk Reduction in SEE”
23-24 April 2013
Berovo, Macedonia
Introduction
DANGER FROM THE DESASTER RISKS
 Concentration of populations
 Fast urbanization
 Complex properties of hazardous areas
Emergency Situations Legislation
Disaster - any natural or other hazard and event
that causes a serious disruption of the functioning
of a community or a society involving widespread
human, material, economic or environmental
losses and impacts, or event caused by war
destruction or act of terrorism
Disaster Risks:
Disasters caused by natural hazards
Disasters caused by human factors - war risks
and terrorism
Law on Emergency Situations
 Adopted in December 2009 by the Serbian
National Assembly
 Establishes the framework for providing
protection and rescue in the event of disaster risks
Protection and rescue system of persons,
material, cultural goods and environment from:
Natural disasters, Technical and technological
hazards – accidents, Catastrophes, Consequences
of terrorism, wars and other large scale disasters
 Basic principles of protection and rescue
Strategic Framework
National Security Strategy, Ministry of Defense
Basis for the preparation of strategic documents: all areas of social life and functioning
of state bodies and institutions,
Objective: Preserve and protect the security of the citizens, the society and the state
National Strategy of Emergency Protection
and Rescue of the Republic of Serbia
Define and establish the national coordination mechanisms
and programme guidelines for risk reduction, protection and
mitigation of the consequences of natural and other disasters
National Strategy for Disaster Risk
Reduction and Protection and Rescue
in Emergencies
Vulnerability Assessment of the Republic of Serbia as
regards natural and other disasters
National Plan of Protection and Rescue in Emergency
Situations
Sector for Emergency Management
Ministry of Interior
Serbian systematic and serious approach to the
problems solution and disaster risk reduction
Objective: Establish the integrated protection
and rescue system in emergency situations
2009. Merging of the sectors: Sector for Protection and
Rescue of Ministry of Interior; Secretariat for Emergency
Situations of the Ministry of Defense; units in charge of
chemical accidents from former Ministry of Environment
and Spatial planning; and Sector for Anti-Hail Defense of
the Republic Hydro-meteorological Service.
The role of insurance in Risk
Reduction in Emergency Situations
The characteristics of Natural Hazards:
 they do not occur regularly
 they are very harmful for the population and their
property
 they impact the large population and damage large
material values
 they could be caused by natural or human factors
Insurance:
 Critical part of a comprehensive disaster risk
management strategy
 Potential to play an important role in Disaster Risk
Reduction and Climate Change Adaptation
Developed Countries
 Insurance - key role in Disaster Risk Management,
by providing the financial compensation
 The capacity of individual insurance companies/ the
total world insurance and reinsurance market is
restricted
 Limitation of the possibility of accepting some
disaster risks into insurance or reinsurance
Developing Countries
 Expectations and requirement for help and support are
almost exclusively addressed to the state
 Natural disasters in Serbia recorded a growing trend in the
past hundred years:
Period
1900-1940
1960-1970
1980-1990
1990-2000
No. of natural
disasters
400
700
2000
2800
2009
- 700 persons were killed
- Material damage was assessed to ~ 2.1 bill $
FEB, 2012
- 30 persons were killed
- Material damage was assessed to ~ 0.36 bill $
JAN-NOV, 2012
- 18.115 fires occurred
- Material damage was assessed to ~ 0.04 bill $
Guidelines for further activities in DRR
1. The establishment of a new regulatory
framework providing protection of insured and
efficient insurance activities (determination of
appropriate insurance cost for these risks, and
extension of the list of standard risks)
Risk assessments should be the base for the future
establishment of the tariff system for insurance of
disaster risks. Plans of Protection and Rescue in
Emergency Situations should be used as guidelines to
identify the possibilities and needs to invest the
prevention funds, aimed at disaster risk reduction.
Guidelines for further activities in DRR
2. A planned and systematic approach that will
be reflected in the establishing of funds for
disasters control and mitigation is necessary.
This will provide a strategic approach to
disaster risk management
3. Public-private cooperation is needed. The
state, together with insurance companies
should have the prevention role, in terms of
disaster risk reduction (environmental
protection, development of new risk maps,
development of risk statistics etc.)
Guidelines for further activities in DRR
4. Continuous education of the citizens in
order to increase their awareness of the
importance of insurance as protection
from all risks, including the disaster
risks
5. Cooperation between institutions at all
levels, which could be useful to the
overall social community, providing
equal conditions for advancement.
Conclusions
 Existing insurance and reinsurance
companies, in cooperation with the state,
should be able to gradually, and in an
organized and secure manner, address these
challenges
 Insurance and reinsurance companies
should work together on setting up a
framework for the providing of insurance
services and handling of disaster risks
THANK YOU FOR
YOUR ATTENTION