Transcript Slide 1

WELCOME
Paul Simpson – Sales Director
SmartDebit – in Commercial Confidence
Presentation Overview
• Combing SAGE and the SmartDebit Direct
Debit/Credit solution, to enable your
organisation to process, automate and integrate
in to SAGE for both B2C and also for B2B (in to
Accounts Receivable Ledger) collections.
• How using Direct Debits for B2B collections, can
put you in control - be paid faster – on time/due
date, every time, improve client retention, save
time and the hassle of chasing customers for
payment.
Improve control over payments and cash flow Direct Debit
Direct Debits and B2B Direct Debit collections in to AR are
growing
More common to sign suppliers up as standard trading terms
(or surcharge!)
Improved cash-flow
Paid faster – on time - No waiting 30, 60 days……
Easy for payer – they do nothing!
Can bill weekly instead of monthly – flexible
Be in control and reduce bad debts
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Sage integration - The Problem
- Manual Rekeying of DDI data Sage
- Time consuming for staff to do
- Error prone - even the best make mistakes when rekeying
data
• - Must be a better way - need a fire and forget solution
• Integration Options
• - Sage File Import – OK, but requires manual editing and
processing of file - clunky
• - Bespoke Apps - too costly for SME's, never up to date with
latest versions
• - 3rd Party App - preferred option, low cost, off the shelf
solution, maintained by vendor, but need a reliable vendor
• Why we chose Zynk
• - Sage accredited solution, company trading 10 years, on
sale in Sage Web Shop, Flexible solution
• - Direct integration to Smart Debit API
• - Scheduled download of processing of DDI's
• - Automated posting to Sage
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• Integration Options
• - Download as Sales Receipts
• - Download as Bank Receipts
• - Workflow can be customised without needing "bespoke"
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Who Are SmartDebit?
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Part of Payment Solutions Ltd, a specialist payment provider
Specialist Direct Debit Business since 1998
35% growth over last year
Bacs Audit - Excellent in all 5 of 5 Categories
Bacs Affiliate
BS ISO 27001:2005 – October 2011
PCI DSS
Full DR and Active/Active – across multi sites
1,000 Active Merchants Across Multiple Verticals
Full insured, excellent credit rating, accounts
SmartDebit office – owner occupier
SEPA Direct Debit “ready” in next release
What Do We Do?
• Primarily a payment gateway, a Bureau, with full DR
• Choice of SUN or FM services (FM gives organisations the opportunity to
collect Direct Debits if they cannot obtain a SUN from their bank)
• HSMs - Hardware Security Modules offer the secure communication of
sensitive information, instead of Smartcards
• Regarded as the most innovative and technically advanced payment
business in the Direct Debit processing industry – leading edge technology
• Scalable, cover all our clients’ debiting needs
• Free consultancy, advice, guidance, form filling assistance – “hand holding”
• Make and keep it simple
SAMPLE CLIENTS
Systems Infrastructure – Uptime and Resiliency
24 hour: While BACS is batch, new instructions are 24/7/365
Resilient: 3 Provisions, 2 UK data centres, 50 miles apart
= 1 service – assuring availability
Full Active/Active services – not DR site in true sense
Sensitive/Secure: ISO, PCI, Tokenised….
SmartDebit API Option or SmartDebit Online (IFrame)
• Scalable solutions for your needs
• Can be branded as your site - Look and feel of your company
• STP - Complete end to end Direct Debit Solution
• True API / Integration, multi file formats to main accounting
vendors ensures connectivity with end to end transactions.
• Easy to implement
• Secure and supported by us in the UK
SmartDebit Online (IFrame)
Or SmartDebit Admin Portal Option
• Online Portal to Administer Debits
• Data Capture
• Edit Payers’ Details & Collection Amounts
• Import Collection Files
• View Payer History
• Gain Reports / Export files
Transaction Fees - “line item” in file
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1-1,000 per month
1,001-2,500 per month
2,501-5,000 per month
5,001-10,000 per month
10,001-25,000 per month
25,001-50,000 per month
Own SUN
FM (No SUN)
£ 0.30 each
£ 0.25 each
£ 0.20 each
£ 0.15 each
£ 0.12 each
£ 0.08 each
£0.35 each
£0.32 each
£0.29 each
£0.29 each
£0.26 each
£0.22 each
• 50,001+ per month £ Request a quote
Over 80 new features in 2012:
• Adding new features to remain ahead of the competition
• Features to help you improve your collections, save you time,
money, provide efficiency gains and give you better visibility of
your transactions – anytime, anywhere
• We will continue to add new features, all at no extra cost, to
keep SmartDebit as the most advanced and secure bureau
• Integration for Postcode lookup, Business Intelligence / “At a
glance” Dashboard…….
• Enhanced import and export file format support
• SmartPhone App – under review
Over 80 new features in 2012:
• “Plug and Play Library” common file formats and competitor
file format support, no need to reformat, extensive mapping
capability
• Extended reports / reporting – e.g. new DD signups, by
postcode, by date, enhanced search / filter, audit trail,
increased multiple access levels with, viable permissions
• Google Analytics Access to – via our API
• Signup via web browser on Interactive TV, Smartphone, Tablet
• Credit card default for first or failed DD
Summary - Reasons to outsource to SmartDebit
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DD’s our key, core business, not yours!
Best of Breed Service
Scalable options to suit you inc FM, API/IFrame, Portal
Reduces the time and cost of payment collections
Proven, Established, Secure, Credible
Systems Infrastructure – Uptime and Resiliency
Resilient, Compliant, Contingency - Trusted
Leading Independent Bureau
Recommended by Major Brands, Banks and Software partners
– e.g. The Co-Operative Bank plc, CAF, RBS…
• Committed to You & Future Development
Summary - Reasons to outsource to SmartDebit
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Kept up dated with the latest BACS Compliance
Cloud based, no hardware or software required
Multiple access levels and rights/permissions
Provides a full detailed audit trail
Offers simple user-defined reporting
Provides online training for various members of staff
Provides receipts; printed, face to face, letters or emails
Is consistently available and suffers no downtime
Can be branded to “look and feel” like your company
PCI, scalability, resiliency, security, disaster recover plans
and professional indemnity insurance
• Helping you from “A to Z”
Summary - Reasons to outsource to SmartDebit
• Although banks may offer limited Direct Debit services, our
customers tend to find they’re only interested in proven
companies and with minimal risk. “What’s best for the customer”.
• Banks also tend to lack the “value add”, API/Integration, portal
and reporting systems and services required to process irregular
amounts and or recurring payment debits inc Direct Debit
Management Solutions.
• We work closely with all the main accounting systems, CRM and
ERP vendors to ensure connectivity between our service and to
enable secure streamlined end to end transactions.
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Connectivity for all the most common and widely used
Accounting and ERP software providers “out the box”
How else can SmartDebit help me?
• Cheques - Does your organisation trade in the UK and receive large
amounts of GBP cheque payments to clear? If so, PSL Cheque,
offered through SmartDebit, is the ideal answer.
• Credit Card Processing - Does your organisation have recurring,
subscription or instalment transactions? Do you need to process
credit and debit card payments online or offline? If so, PSL Card,
offered through SmartDebit, provides a range of card payment
services at low fees.
• Payment Solutions –Through our range of selected partners, they
can cover a wide range of payment issues from FX, International
payments, virtual bank accounts to overcoming complex payment
requirements….
Thank you
It Pays to be Smart!
Q&A