Transcript Slide 1

New Employee Orientation
Office of Human Resources
University of Maryland University College
Regular Status Employees
and 12 Month Collegiate Faculty
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OHR Benefits Information
• Clare Murray – Total Rewards Specialist
[email protected]
• Morvena Bourne – Total Rewards Associate
[email protected]
_______________________________________
• Email Address - [email protected]
• Office of Human Resources, Administration Building, 2nd
floor, 3501 University Blvd., East, Adelphi, MD 20783
 Phone: 301-985-7990
 Fax: 301-985-7951
 Website: intranet.umuc.edu/hr
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Transcript Request
• When applicable
 Official transcript must be submitted within 30 days of your
employment date
 Have your sealed transcript mailed directly to:
Office of Human Resources
Attention: Talent Acquisition
Administration Building, 2nd floor
3501 University Blvd., East
Adelphi, MD 20783
(301) 985-7968
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Direct Deposit
• Mandatory for all state employees
• May directly deposit funds into any regular checking account at one
banking institution
• Eligible for membership with the State Employee’s Credit Union (SECU)
- www.secumd.org
(May set up a payroll deduction to have funds transferred to SECU account.
Only instance where you can have funds going to more than one banking
institution.)
If you have any questions regarding Direct Deposit contact
[email protected] or call 301-985-7990.
(Please allow approximately 2 pay periods for processing.)
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Leave Accruals: Based on full time status of 40 hours per week
(Prorated for less than 40 hours per week)
Exempt
Non-Exempt
Per Pay
Days/Hours (per pay
pay period)
Days/Hours (per pay
period)
Sick Leave
15 / (4.62)
15 / (4.62)
Annual
22 / (6.77)
10 / (3.08)
Personal
3 / (24hrs per year)
3/ (24hrs per year)
*Holiday
14 yearly
14 yearly
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You can only carry over up to 50 days (400 hours maximum) of unused annual leave to the next calendar
year.
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There is no limit to the amount of sick leave that may be accrued.
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Non-Exempt regular status employees cannot use annual leave during their six month probationary period.
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Exempt regular status employees have a one year probation period, but it does not affect the ability to use
leave.
*15 Holidays during an election year.
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Tuition Remission
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Employees receive up to eight credits per semester
May attend any of the USM institutions
Semesters include Spring, Summer and Fall
Spouse/ Dependents of Regular and 12 Month Collegiate Faculty employees are
eligible for remission towards their first undergraduate degree after the employee
has worked for 2 years
 100% of course load at UMUC per semester
 50% of total course load per semester at other USM institutions
 Spouse/ Dependents can attend other USM institution only if major is not
offered at UMUC.
 Tuition is not subject to taxation for employees enrolled in graduate-level
coursework, with the exception of any amounts exceeding $5,250 per
calendar year. For spouses and dependents taking graduate-level
coursework, the employee is subject to taxation for the entire amount. If you
exceed the IRS taxable limit, or your spouse or dependent takes graduate
courses, you will be responsible for any applicable taxes.
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Spouse/Dependent Scholarship
• UMUC is offering limited scholarships to help cover the cost of one
undergraduate or graduate-level coursework per semester for spouses and
dependent children of eligible employees.
 Non-exempt and Exempt
 No waiting period
• Visit the link below to obtain the necessary forms and additional
information
http://www.umuc.edu/students/aid/scholarships/otherscholarships/upload/UMUC_
Scholarship_092408.pdf
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Retirement
• Enrolling in a retirement plan is mandatory for non-exempt and exempt
regular status employees and 12 Month Collegiate Faculty
• Non-exempt employees must enroll in the Employees Pension System
with the Maryland State Retirement Agency
• Exempt regular employees must choose between the Employee Pension
System or the Optional Retirement Plan (ORP)
• 12 Month Collegiate Faculty must choose between the Teacher’s Pension
System or the Optional Retirement Plan (ORP)
• You must have your selection and completed enrollment forms ready for
submittal on your first day in order to be placed on payroll
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Retirement
• MSRPS – Employees Modified Pension System
 Mandatory participation for regular non-exempt employees; Optional for
regular exempt employees and 12 Month Collegiate Faculty
 Mandatory 7% employee contribution
 10 year vesting period (length of time required in order to receive state
contribution)
 MSRPS manages the assets of the pension trust for all participants
 Full health benefits subsidy after 25 years of creditable service for employee
and eligible dependents (pro-rated after 10 years creditable service, for
example 12 years of service prorated at 12/25 of health subsidy)
 Eligible for retirement at age 65 with 10 years eligible service or Rule of 90
(age plus eligible service must equal 90)
To speak with a SRPS Retirement Benefits Specialist:
410-625-5555 or 1-800-492-5909
www.sra.state.md.us
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Retirement (continued)
• Optional Retirement Plan (ORP) –
 Available only to Regular Exempt Employees and 12 Month
Collegiate Faculty
 No Employee Contribution
 No vesting period
 State Contributes 7.25% of salary to plan of employee’s choice
 Contributions made over 20 out of 26 pay periods each year
 Employee selects a vendor and determines the investment
allocations
 Full health benefits subsidy for employee after 25 years of state
service, must have 25 years to receive subsidy for dependents
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ORP Retirement Plan Websites
Optional Retirement Plan vendor sites:
 TIAA-CREF
www.tiaa-cref.org
 FIDELITY INVESTMENTS www.fidelity.com
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Retirement – Factors to Consider
• If you select the Optional Retirement Plan, that is an irrevocable
decision; you cannot later switch to the Pension System.
• Exempt Status and 12 Month Collegiate Faculty Members that
select the Pension System may switch to the Optional Retirement
Plan within one year from your date of eligibility date (Hire Date
or Transfer Date).
• If you switch from the Pension System to the Optional Retirement
Plan, this may result in a change in eligibility for the State health
benefits plan and subsidy at the time of retirement.
• Time spent in one plan does not count towards eligible years of
service in the other plan.
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Supplemental Retirement Annuity
Supplemental Retirement Annuity (SRA)
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All employees eligible to enroll at any time
Employee contribute specified dollar amount per pay period
Variety of Pre-tax and Post-tax savings programs
Employee selects a vendor and manages how funds are invested
Vendors are
 TIAA-Cref
www.tiaa-cref.org
 Fidelity Investments
www.fidelity.com
 Maryland Supplemental Retirement Plans www.msrp.state.md.us
 Plans include 401(k), 403(b), 457(b) = Pretax and a selection of post-tax
Roth plans
 Visit the following link to obtain additional information:
http://www.umuc.edu/visitors/careers/neo/upload/SupplementalRetirementPlans.pdf
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Health Benefits Enrollment
• Benefits Enrollment Time Limit (Health, Dental,
Prescription, Life, AD&D)
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You have 60 days from your hire date to enroll in benefits
Eligible as of your hire date
Effective date either the 1st or 16th of the month
You will be notified via email of your effective date
A retro-active adjustment to cover premiums prior to official effective
date can be processed at your request
 Bi-weekly payroll deductions
*Forms can be sent via inter-office mail to the Total Rewards Unit at the
Administration Building, 2nd floor.
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Health Benefits
PPO
POS
EPO
May choose any physician at time
of services, will dictate out of
pocket expense.
National In Network
May choose an in-network
physician but have the option to
choose out-of-network services,
must choose a PCP, referrals
required
Regional In Network
Covers In-Network benefits only,
no referral needed with certain
plans, may need to choose a PCP
National Network
•CareFirst BlueCross Blue
Shield
•United Healthcare
•Aetna
•CareFirst BlueCross Blue
Shield
•United Healthcare
•Aetna
•CareFirst BlueCross Blue
Shield
•United Healthcare
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Health Benefits
• All medical plans include vision benefits
• Mental health and substance abuse coverage
 PPO and POS plan members managed by APS
Healthcare Inc.
 EPO plan members managed by health plan
vendor.
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Prescription Benefits
Express Scripts (www.express-scripts.com)
 Separate from Medical Insurance
 Covers cost of approved prescription drugs subject to nominal co-pays
 Co-Pays (1-45 Days)
 $10.00 Generic Drugs
 $25.00 Preferred Brand Name Drugs
 $40.00 Non-Preferred Brand Name Drugs
 Home Delivery Co-Pays (46- to 90-day supply)
 $20.00 Generic Drugs
 $50.00 Preferred Brand Name Drugs
 $80.00 Non-Preferred Brand Name Drugs
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Dental Benefits
DPPO
•May choose any dentist but choice
determines out of pocket expense
•See benefits booklet for fee schedule
United Concordia
www.UnitedConcordia.com/statemd
DHMO
•Must choose a primary dentist and
receive all services in-network
•See benefits booklet for fee schedule
United Concordia
www.UnitedConcordia.com/statemd
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Life Insurance
MetLife
Term Life Insurance
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Minimum Policy available $10,000
Coverage in increments of $10,000
$50,000 coverage no medical review
required
Maximum coverage $300,000
Enroll as new hire or during open
enrollment
Dependent Life – $5,000 increments, up
to 50% of employees coverage, max.
$150,000
Portable
Accelerated benefit – 50% of the face
value
Must complete a designation of
beneficiary form
Unum
Term Life Insurance
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Minimum Policy available $10,000
Coverage in increments of $10,000
$50,000 coverage no medical review
required
Maximum of 6x your salary or $750,000
Enroll anytime with medical review
Dependent Life - $10,000 increments, up
to 100% employee amount or $150,000,
up to $20,000 without medical review
Portable
Accelerated benefit – 50% to $750,000
Survivor support financial counseling
services
Must complete a designation of
beneficiary form
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Accidental Death/Dismemberment
& Long Term Disability
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Accidental Death/Dismemberment
AD & D Administered through MetLife
Provides a benefit in the event of accidental death or dismemberment
for employee and/or family
Available in increments of $100,000, $200,000 or $300,000
Must complete a designation of beneficiary form
Long Term Disability
Administered through Unum
An Income Protection Program
Maximum Income Benefit equal to 60% of employee’s salary up to
$8,000 per month
Must choose 90 or 365 day elimination period
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Long Term Care
Long Term Care
• Administered through Prudential
• Insurance that covers expenses of care received either at
home or in a facility when assistance with activities of
daily living is needed
• Available to the employee and spouse, parents, siblings,
adult, children, in-laws and grandparents
• To enroll visit their website at
http://www.prudential.com/gltcweb/maryland
(Group Name: maryland, Password: marylandltc)
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Flex Spending
• Flexible Spending Accounts
 Administered through ConnectYourCare
 Health Care Reimbursement Account or Day Care Reimbursement
Account
 Redirects part of employee pay before Federal Income or Social
Security Taxes are computed
 Allows for payment of health care expenses with tax free money
Website: www.connectyourcare.com/statemd
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Flex Spending
Example
With FSA
Without FSA
Annual pay
$35,000
$35,000
Pre-tax contribution to
FSA
-$1,500
-$0
Taxable Income
=$33,500
=$35,000
Federal income and
Social Security taxes
-$7,362
-$7,852
After-tax dollars spent
on eligible expenses
-$0
-$1,500
Spendable income
=$26,138
=$25,648
Tax savings with your FSA
$490
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Weather & Emergency Updates
To get weather and emergency updates for all UMUC locations, please visit
the UMUC Weather page (http://www.umuc.edu/weather/index.cfm)
or call 301-985-SNOW.
Sign up for MyAlerts (https://alert.umuc.edu/).
UMUC MyAlerts will send notifications of emergency and weather-related
closings to your cell phone, e-mail and more.
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Contact Information
Direct Deposit, W-4 , Tuition Remission, and
and Name/Address Changes
HR Service Center – 301-985-7990
[email protected]
Payroll, Timesheet, and Leave
Payroll Department
[email protected]
Health and Retirement
Benefits Department
[email protected]
Employment Verifications
Visit www.theworknumber.com or call 800-367367-2884; UMUC’s employer code 14819
Security
240-684-2911
Technical Support, PeopleSoft, Email
Help Desk - 301-985-7400
Email [email protected]
Visit support.umuc.edu
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