Transcript Slide 1
Housing Opportunities for Families: Developing Community Partnerships with a Focus on Home Sustainability Pamela Turner, Debbie Purvis, Mailyn Perez, Sharon Gibson, Luz Cooper & Al Burns University of Georgia Workshop Objectives Understanding the need for flexibility in CYFAR Programming Lay of the ground in Colquitt County – Housing, People, & Change Identifying stakeholders & building community partnerships Identifying Pre- & Post-Purchase Housing Education Needs Developing Programs that Promote Healthy, Safe and Sustainable Homeownership Evaluating the impact – Outcomes to Date Programming with Purpose Be flexible – Be realistic Identifying stakeholders – they might not be who you think Sustaining homeownership is the primary goal of pre- and post-purchase education programs. Pre-purchase counseling shown to reduce delinquencies (Hirad & Zorn, 2001) Next Steps Effectiveness of post-purchase counseling is inconclusive (Todd, 2005; Wiranowski, 2003) Our intent • Foreclosure prevention • Maintaining the investment Education - Before and after papers are signed Why pre-purchase education? What does the program look like? High Need Audiences One size does not fit all! Before and After Papers are Signed: Pre & Post Purchase Education Pre purchase Basic Banking Learning the language of homeownership Post purchase Maintenance Living as part of a community Keeping your head above water • Prevention • Credit good & bad Voz de la Familia: Building flexibility into CYFAR CYFAR philosophy Recognizing opportunities Adapting your program Understanding and following the prescribed process Colquitt County Agricultural county which recently experienced significant expansion of industrial workforce Increased economic growth resulted in demand for affordable housing and establishment of safe neighborhoods Building Community Partnerships UGA Partners: UGA Housing Demographics & Research studies; UGA Georgia Initiative for Community Housing Moultrie/Colquitt County team; UGA Archway Partnership Local Community Partners: USDA Rural Development, local banks & realtors, Moultrie Police Department, Building a Sustainable Housing Program Home Buyer Education Housing Fairs Financial literacy education Education on banking and credit issues Working with the faith community Building Safe Neighborhoods Extension CYFAR and the City of Moultrie working together National Night Out The City of Moultrie’s Community listening sessions Community Safety surveys conducted by Valdosta State University CYFAR Families & Their Stories Safe neighborhoods & affordable housing for new immigrant families Achieving the American Dream Lessons Learned Need for trusted community members as the contact with the community (a Luz and Mailyn) Strong partnerships with stakeholders buy in (AL) Need for strong content knowledge (Pamela) Don’t be afraid to dream big Be ready to react to happy accidents – make the most of every opportunity Willingness to stay the course even when it gets tough (Sharon & Debbie) Working for Sustainable Home Ownership Pamela Turner [email protected] Sharon Gibson [email protected] Debbie Purvis [email protected] Al Burns [email protected] Mailyn Perez [email protected] Luz Cooper [email protected]