Transcript Slide 1
Housing Opportunities for Families:
Developing Community Partnerships
with a Focus on Home Sustainability
Pamela Turner, Debbie Purvis, Mailyn Perez,
Sharon Gibson, Luz Cooper & Al Burns
University of Georgia
Workshop Objectives
Understanding the need for flexibility in CYFAR
Programming
Lay of the ground in Colquitt County – Housing, People, &
Change
Identifying stakeholders & building community
partnerships
Identifying Pre- & Post-Purchase Housing Education Needs
Developing Programs that Promote Healthy, Safe and
Sustainable Homeownership
Evaluating the impact – Outcomes to Date
Programming with Purpose
Be flexible – Be realistic
Identifying stakeholders – they might not be who you think
Sustaining homeownership is the primary goal of pre- and
post-purchase education programs.
Pre-purchase counseling shown to reduce delinquencies (Hirad
& Zorn, 2001)
Next Steps
Effectiveness of post-purchase counseling is inconclusive
(Todd, 2005; Wiranowski, 2003)
Our intent
• Foreclosure prevention
• Maintaining the investment
Education - Before and after papers are
signed
Why pre-purchase
education?
What does the program
look like?
High Need Audiences
One size does not fit
all!
Before and After Papers are Signed:
Pre & Post Purchase Education
Pre purchase
Basic Banking
Learning the language of
homeownership
Post purchase
Maintenance
Living as part of a community
Keeping your head above
water
• Prevention
• Credit good & bad
Voz de la Familia:
Building flexibility into CYFAR
CYFAR philosophy
Recognizing
opportunities
Adapting your
program
Understanding and
following the
prescribed process
Colquitt County
Agricultural county
which recently
experienced significant
expansion of industrial
workforce
Increased economic
growth resulted in
demand for affordable
housing and
establishment of safe
neighborhoods
Building Community Partnerships
UGA Partners: UGA Housing
Demographics & Research
studies; UGA Georgia Initiative for
Community Housing Moultrie/Colquitt County team;
UGA Archway Partnership
Local Community Partners: USDA
Rural Development, local banks &
realtors, Moultrie Police
Department,
Building a Sustainable Housing
Program
Home Buyer Education
Housing Fairs
Financial literacy
education
Education on banking
and credit issues
Working with the faith
community
Building Safe Neighborhoods
Extension CYFAR and the City
of Moultrie working together
National Night Out
The City of Moultrie’s
Community listening sessions
Community Safety surveys
conducted by Valdosta State
University
CYFAR Families & Their Stories
Safe neighborhoods &
affordable housing for
new immigrant families
Achieving the
American Dream
Lessons Learned
Need for trusted community members as the contact with
the community (a Luz and Mailyn)
Strong partnerships with stakeholders buy in (AL)
Need for strong content knowledge (Pamela)
Don’t be afraid to dream big
Be ready to react to happy accidents – make the most of
every opportunity
Willingness to stay the course even when it gets tough
(Sharon & Debbie)
Working for Sustainable Home
Ownership
Pamela Turner [email protected]
Sharon Gibson [email protected]
Debbie Purvis [email protected]
Al Burns [email protected]
Mailyn Perez [email protected]
Luz Cooper [email protected]