Transcript Document

New Employee Orientation
Contingent II Employees
Presented by :
The Office of Human Resources
July 2013
The information contained in this presentation is a summary of general benefits available to active employees of University of Maryland University College. Wherever
conflicts occur between the contents of this presentation and the policies, contracts, rules, regulations, or laws governing the administration of the various programs,
the terms set forth in the various policies, program contracts, rules, regulations, or laws shall prevail.
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OHR Benefits Information
• Lisa Schnieder – Acting Manager, Total Rewards
• Clare Murray – Total Rewards Specialist
• Morvena Bourne – Total Rewards Associate
• Email Address - [email protected]
• Office of Human Resources, Administration Building, 2nd floor,
3501 University Blvd., East, Adelphi, MD 20783
• Phone: 301-985-7990
• Fax: 301-985-7951
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Direct Deposit
• Mandatory for all state employees
• May directly deposit funds into any regular checking account at one banking
institution
• Eligible for membership with the State Employee’s Credit Union (SECU) www.secumd.org
(May set up a payroll deduction to have funds transferred to SECU account. Only
instance where you can have funds going to more than one banking institution.)
If you have any questions regarding Direct Deposit contact [email protected] or call
301-985-7990.
(Please allow approximately two (2) pay periods for processing.)
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Leave Accruals: Based on full-time status of 40 hours per week
(prorated for less than 40 hours per week)
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Exempt
Non-Exempt
Per Pay
Annualized Days/
(Hours accrued per pay period)
Annualized Days/
(Hours accrued per pay period)
Sick Leave
15 / (4.62)
15 / (4.62)
Annual Leave
22 / (6.77)
11 / (3.38)
Personal
Leave
3 / (24 hours granted each year) 3 / (24 hours granted each year)
Holidays*
14 days annually
14 days annually
You can only carry over up to 50 days (400 hours maximum) of unused annual
leave to the next calendar year
There is no limit to the amount of sick leave that may be accrued
Non-exempt regular status employees have a six month probationary period, but
does not affect ability to use annual leave
Exempt regular status employees have a one year probation period, but it does not
affect the ability to use leave
*15 Holidays during an election year.
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Tuition Remission
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Contingent II Employees receive up to eight (8) credits per semester @
UMUC or UMCP;
• Pro-rated for .50 -.90 FTE’s
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Semesters include Spring, Summer and Fall
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Spouses/ Dependents of Contingent II employees are not eligible for
Tuition Remission
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Tuition is not subject to taxation for employees enrolled in graduate-level
coursework, with the exception of any amounts exceeding $5,250 per
calendar year. For spouses and dependents taking graduate-level
coursework, the employee is subject to taxation for the entire amount. If
you exceed the IRS taxable limit, or your spouse or dependent takes
graduate courses, you will be responsible for any applicable taxes.
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Spouse/Dependent Scholarship
• UMUC is offering limited scholarships to help cover the cost of one
undergraduate or graduate-level coursework per semester for spouses
and dependent children of eligible employees; based on fund
availability
• Non-exempt and Exempt
• No waiting period
• Visit the following link to obtain the necessary forms and additional
information:
http://www.umuc.edu/students/aid/scholarships/otherscholarships
/upload/UMUC_Scholarship_092408.pdf
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Retirement
Supplemental Retirement Annuity (SRA)
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All employees eligible to enroll at any time
Employee contributes specified dollar amount per pay period
Variety of Pre-tax and Post-tax savings programs
Employee selects a vendor and manages how funds are invested
Vendors include:
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TIAA-Cref
Fidelity Investments
Maryland Supplemental Retirement Plans
www.tiaa-cref.org
www.fidelity.com
www.msrp.state.md.us
• Plans include 401(k), 403(b), 457(b) = Pretax and a selection of
post-tax Roth plans
• Visit the following link to obtain additional information:
http://www.umuc.edu/visitors/careers/neo/upload/Supplement
alRetirementPlans.pdf
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Health Benefits Enrollment
Benefits Enrollment Time Limit (Health, Dental,
Prescription, Life, AD&D)
• You have 60 days from your hire date to enroll in benefits
• Eligible as of your hire date
• Effective dates either the 1st or 16th of the month
*Forms can be sent via inter-office mail to the Total Rewards
Unit at the Administration Building, 2nd floor.
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Eligible Dependents
In addition to an Affidavit for Dependent Eligibility form, verifying documentation must be
submitted for each dependent you wish to enroll, and as such, coverage is contingent upon
receipt of that documentation. Coverage may be terminated and claims payment denied if
documentation is not received by standard UMUC deadlines.
Dependents eligible for coverage include:
• Spouse: Opposite Sex/Same Sex
• Children: biological, adopted and/or step-child under age 26
• Grand-child under age 26 who reside in your home*
• Step-grandchild or other dependent child relatives under age 26 who reside in your home*
• Legal ward, Testamentary, or Court appointed guardian under age 26 who reside in your home*
• Child with mental or physical incapacity over age 26 incapable of self-support due to mental or
physical incapacity incurred prior to age 26
• Medical Child Support Order
NOTE: For full list of acceptable verifying documentation, please review the State of MD Benefits
Guide section on Required Documentation for Dependents
*Please refer to the “July 2013-December 2013 Premium Rates” document at
www.dbm.maryland.gov/benefits for important tax information when covering these dependents who
are age 25 and not disabled.
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Health Benefits Payment
• Contingent II employees receive a stipend of $3,186 (when
annualized) paid bi-weekly pay to assist with the purchase of
health benefits and are eligible to enroll in state offered
health benefits under the Direct Pay Program
• Direct Pay Program Enrollees:
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Pay the full cost of a selected benefit (i.e. unsubsidized) under
the “Direct Pay” rates
Are not eligible to pay benefit premiums via automatic payroll
deduction
Will have a coupon booklet mailed to their address of record
from the MD State Employee Benefits Division (EBD)
Are responsible for mailing premium payments each month
directly to EBD to maintain elected benefits
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Health Benefits
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Health Benefits
• All medical plans include vision benefits
• Mental health and substance abuse coverage
• PPO and POS plan members managed by APS
Healthcare Inc.
• EPO plan members managed by health plan
vendor
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Prescription Benefits
Express Scripts (www.express-scripts.com)
• Separate from Medical Insurance
• Covers cost of approved prescription drugs subject to
nominal co-pays
• Pharmacy Co-Pays (up to 45-day supply)
• $10.00 Generic Drugs
• $25.00 Preferred Brand Name Drugs
• $40.00 Non-Preferred Brand Name Drugs
• Home Delivery Co-Pays (46- to 90-day supply)
• $20.00 Generic Drugs
• $50.00 Preferred Brand Name Drugs
• $80.00 Non-Preferred Brand Name Drugs
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Dental Benefits
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Life Insurance
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Minnesota Life Insurance Company
Term Life Insurance
Minimum policy $10,000; Maximum
policy $300,000
Coverage in increments of $10,000
Up to $50,000 guaranteed if elected
within 60 days of start date
Amounts over $50,000 will require
completion of Evidence of Insurability
(EOI)
Dependent Life – $5,000 increments,
up to 50% of employees coverage,
max. $150,000
Amounts over $25,000 for
spouse/dependent require EOI
Portable
Accelerated benefit – up to 100% of
the face value
Designation of beneficiary form
required
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Unum
Term Life Insurance
Minimum Policy $10,000; Maximum
policy 6x annual salary or $750,000
Coverage in increments of $10,000
$50,000 coverage no medical review
required
Enroll anytime with medical review
Dependent Life - $10,000 increments,
up to 100% employee amount or
$150,000, up to $20,000 without
medical review
Portable
Accelerated benefit – 50% to $750,000
Survivor support financial counseling
services
Designation of beneficiary form
required
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Accidental Death/Dismemberment & Long Term Disability
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Accidental Death/Dismemberment
AD & D Administered through Minnesota Life Insurance
Company
Provides a benefit in the event of accidental death or
dismemberment for employee and/or family
Available in increments of $100,000, $200,000 or $300,000
Must complete a designation of beneficiary form
No Evidence of Insurability required
Long Term Disability
Administered through Unum
An Income Protection Program
Maximum Income Benefit equal to 60% of employee’s salary
up to $8,000 per month
Must choose 90 or 365 day elimination period
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Long Term Care
Long Term Care
• Administered through Prudential
• Insurance that covers expenses of care received either at
home or in a facility when assistance with activities of daily
living is needed
• Available to the employee and spouse, parents, siblings,
adult, children, in-laws and grandparents
• To enroll visit their website at
http://www.prudential.com/gltcweb/maryland
(Group Name: maryland, Password: marylandltc)
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Benefits Election Changes
The State of Maryland Employee Benefits Division (EBD) offers an Open Enrollment
period for benefit election changes.
Open Enrollment:
• Is a limited window of time for employees to:
o make changes to current benefit elections
o enroll for the first time if coverage was previously declined
o cancel current coverage
• Typically occurs on an annual basis, with dates determined by EBD
• Announced through multiple channels by UMUC Total Rewards and typically
includes a Benefits Fair
• Will not change or discontinue an employee’s existing elections
If no action is taken by an employee during open enrollment, their current benefit
elections will continue as elected; however:
o Exception: Employees must re-enroll in Flexible Spending Accounts (FSA)
each Open Enrollment period to continue FSA contributions
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Qualifying Status Changes
Outside of Open Enrollment, the only other time benefit election changes are
permitted after initial hire/transition into a benefit eligible position are for certain
qualified status changes. A change in status allows for limited changes to health
coverage.
• These qualified changes include but are not limited to: birth/adoption,
marriage/divorce, loss of coverage for self, spouse or dependent, etc.
o Example: If you decline to enroll yourself, a spouse or dependent because of
other coverage, you may be able to enroll in the future if you, a spouse, or
dependent lose that other coverage.
• Enrollment forms with supporting documentation must be submitted within
60 days of the qualifying change
• Refer to the State of Maryland Benefits Guide for additional detail on qualifying
status changes and the supporting documentation required
• When possible, it is strongly recommended you email [email protected] in
advance of or immediately upon a qualifying status to ensure a seamless
transition
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Weather and Emergency Updates
To get weather and emergency updates for all UMUC
locations, please visit the UMUC Weather page
(http://www.umuc.edu/weather/index.cfm)
or call 301-985-SNOW.
Sign up for MyAlerts (https://alert.umuc.edu/).
UMUC MyAlerts will send notifications of emergency and
weather-related closings to your cell phone, e-mail and more.
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Contact Information
Direct Deposit, W-4 , Tuition Remission,
Name/Address Changes, and general HR
questions
HR Service Center – 301-985-7990
[email protected]
Payroll, Timesheet, and Leave
Payroll Department
[email protected]
Health and Retirement
Benefits Department
[email protected]
Employment Verifications
Visit www.theworknumber.com or call 800-3672884; UMUC’s employer code 14819
Security
240-684-2911
Technical Support, PeopleSoft, Email
Help Desk - 301-985-7400
Email [email protected]
Visit support.umuc.edu
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