Health Benefits

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Transcript Health Benefits

New Employee Orientation
Adjunct Faculty Employees
Presented by :
The Office of Human Resources
April 2013
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OHR Benefits Information
• Lisa Schnieder – Acting Manager, Total Rewards
[email protected]
• Clare Murray – Total Rewards Specialist
[email protected]
• Morvena Bourne – Total Rewards Associate
[email protected]
• Email Address - [email protected]
• Office of Human Resources, Administration Building, 2nd floor,
3501 University Blvd., East, Adelphi, MD 20783
• Phone: 301-985-7990
• Fax: 301-985-7951
• Website: intranet.umuc.edu/hr
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Direct Deposit
• Mandatory for all state employees
• May directly deposit funds into any regular checking account at one banking
institution
• Eligible for membership with the State Employee’s Credit Union (SECU) www.secumd.org
(May set up a payroll deduction to have funds transferred to SECU account. Only instance where you
can have funds going to more than one banking institution.)
If you have any questions regarding Direct Deposit contact [email protected] or call 301-985-7990.
(Please allow approximately 2 pay periods for processing.)
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Adjunct Faculty Scholarship
• Please direct questions about the Adjunct Faculty
Scholarship to Faculty Services and Communications at
[email protected] or call 240-684-2605.
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Retirement
Supplemental Retirement Annuity (SRA)
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All employees eligible to enroll at any time
Employee contribute specified dollar amount per pay period
Variety of Pre-tax and Post-tax savings programs
Employee selects a vendor and manages how funds are invested
Vendors are
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TIAA-Cref
Fidelity Investments
Maryland Supplemental Retirement Plans
www.tiaa-cref.org
www.fidelity.com
www.msrp.state.md.us
• Plans include 401(k), 403(b), 457(b) = Pretax and a selection of post-tax Roth
plans
• Visit the following link to obtain additional information:
http://www.umuc.edu/visitors/careers/neo/upload/SupplementalRetirementPlans.pdf
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Health Benefits Enrollment
Benefits Enrollment Time Limit (Health, Dental,
Prescription, Life, AD&D)
• You have 60 days from your hire date to enroll in benefits
• Eligible as of your hire date
• Effective dates either the 1st or 16th of the month
*Scan/Email completed forms to: [email protected] or mail to:
UMUC, Office of Human Resources
Attention: Total Rewards
3501 University Blvd. E.
Adelphi, MD 20783
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Health Benefits Payment Process
• Adjunct Faculty are eligible to enroll in state offered health benefits
under the Direct Pay Program.
• Direct Pay Enrollees:
• Pay the full cost of selected benefit under “Direct Pay” rates
• Mail premium payments directly to the State of Maryland
Employee Benefits Division (EBD) via a coupon booklet sent to
your home
• Do not pay premiums via payroll deduction
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Health Benefits
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Health Benefits
• All medical plans include vision benefits
• Mental health and substance abuse coverage
• PPO and POS plan members managed by APS
Healthcare Inc.
• EPO plan members managed by health plan vendor.
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Prescription Benefits
Express Scripts (www.express-scripts.com)
• Separate from Medical Insurance
• Covers cost of approved prescription drugs subject to nominal co-pays
• Pharmacy Co-Pays (up to 45-day supply)
• $10.00 Generic Drugs
• $25.00 Preferred Brand Name Drugs
• $40.00 Non-Preferred Brand Name Drugs
• Home Delivery Co-Pays (46- to 90-day supply)
• $20.00 Generic Drugs
• $50.00 Preferred Brand Name Drugs
• $80.00 Non-Preferred Brand Name Drugs
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Dental Benefits
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Life Insurance
MetLife
Term Life Insurance
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Minimum Policy available $10,000
Coverage in increments of $10,000
$50,000 coverage no medical review
required
Maximum coverage $300,000
Enroll as new hire or during open
enrollment
Dependent Life – $5,000 increments, up to
50% of employees coverage, max. $150,000
Portable
Accelerated benefit – 50% of the face value
Must complete a designation of beneficiary
form
Unum
Term Life Insurance
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Minimum Policy available $10,000
Coverage in increments of $10,000
$50,000 coverage no medical review
required
Maximum of 6x your salary or $750,000
Enroll anytime with medical review
Dependent Life - $10,000 increments, up to
100% employee amount or $150,000, up to
$20,000 without medical review
Portable
Accelerated benefit – 50% to $750,000
Survivor support financial counseling
services
Must complete a designation of beneficiary
form
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Accidental Death/Dismemberment
& Long Term Disability
Accidental Death/Dismemberment
• AD & D Administered through MetLife
• Provides a benefit in the event of accidental death or dismemberment for
employee and/or family
• Available in increments of $100,000, $200,000 or $300,000
• Must complete a designation of beneficiary form
Long Term Disability
• Administered through Unum
• An Income Protection Program
• Maximum Income Benefit equal to 60% of employee’s salary up to $8,000 per
month
• Must choose 90 or 365 day elimination period
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Long Term Care
Long Term Care
• Administered through Prudential
• Insurance that covers expenses of care received either at home
or in a facility when assistance with activities of daily living is
needed
• Available to the employee and spouse, parents, siblings, adult,
children, in-laws and grandparents
• To enroll visit their website at
http://www.prudential.com/gltcweb/maryland
(Group Name: maryland, Password: marylandltc)
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Weather and Emergency Updates
To get weather and emergency updates for all UMUC locations,
please visit the UMUC Weather page
(http://www.umuc.edu/weather/index.cfm)
or call 301-985-SNOW.
Sign up for MyAlerts (https://alert.umuc.edu/).
UMUC MyAlerts will send notifications of emergency and
weather-related closings to your cell phone, e-mail and more.
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Contact Information
Direct Deposit, W-4 , Tuition Remission, and
Name/Address Changes
HR Service Center – 301-985-7990
[email protected]
Payroll, Timesheet, and Leave
Payroll Department
[email protected]
Health and Retirement
Benefits Department
[email protected]
Employment Verifications
Visit www.theworknumber.com or call 800-3672884; UMUC’s employer code 14819
Security
240-684-2911
Technical Support, PeopleSoft, Email
Help Desk - 301-985-7400
Email [email protected]
Visit support.umuc.edu
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