Transcript Apins Consultants Pvt. Ltd.

Apins Consultants Pvt Ltd
VISION
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To make industrial world a safer place
for employees as well as employers with
the help of risk management.
To enable corporate world to manage
all type of risk in an effective and
efficient way, thereby reducing cost of
risk management.
To make risk audit an essential part of
risk management in corporate world.
OBJECTIVES OF APINS
To be a well recognized risk auditor and risk manager in
India by 2015.
To cater to all risk related needs of the society especially
corporate world.
To clients build confidence by efficient handling of claims.
To help client handle understand and handle insurance
related issues in a better way.
To provide innovative and value- added risk management
solutions.
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RISK MANAGEMENT
It is a managerial function for protection of a
firm’s assets, earnings, legal liabilities and
personnel against financial losses .
Risk management is a new discipline which has
become a part of business management in many
corporate firms.
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RISK MANAGEMENT – APINS WAY
Apins have pioneered an effective way of
Risk Management with Risk Audit as an
essential tool.
We manage your risk in a cost effective
manner.
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“Risk management follows a systematic process which involves 5 steps”
Risk Identification
Risk Evaluation
Selection of appropriate Technique
or Methods to deal with the Risk
Implementation of the
selected Methods.
Review of the Results produced by
implementing various techniques.
RISK MANAGEMENT – APINS WAY
The fire, break-down & similar perils cause huge losses to human
life, property and production output in the world every year.
As per study, the causes of these losses are :
1. Deliberate act
2. People not alert/aware of the hazards and
3. Carelessness/negligence of the people.
These losses can be contained by systematic identification of the
hazards, evaluating their impact and updating protection
measures.
RISK MANAGEMENT- APINS WAY
Apins have designed Standard Operating Procedure to
be followed by experts for observation and
examination of layout, construction and operations
etc.
Risk are analyzed, gap study is done and possible
measures are suggested to reduce the likelihood and
severity of accidents.
Risk management advisors deliver the best solution
for your business and optimize insurance.
APINS RISK AUDIT FLOWCHART
1. PRE-AUDIT DATA
COLLECTION
VALUATION
OF ASSETS
(BLDG.,P&
M,FFF ETC.)
2. SITE VISIT, STUDY THE
EXISTING FACILITIES , LAYOUT
& RECORD THE FINDINGS
3. IDENTIFY ALL SIGNIFICANT
HAZARDS
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4. IDENTIFY THE PEOPLE WHO
ARE AT RISK
EXAMINE THE
EXISTING
INSURANCE POLICY
COVERAGE/CLAUSE
S AND RESEARCH
THE PAST LOSSES IN
THE UNIT.
5. CONTROL ANALYSIS : EVALUATING/TESTING WHETHER THE
EXISTING CONTROL MEASURES ARE SUFFICIENT OR NOT.
6. LIKELIHOOD DETERMINATION
(LIKELIHOOD RATING)
7. IMPACT/SEVERITY ANALYSIS
(SEVERITY RATING)
8. RISK DETERMINATION : RISK RANKING
BASED ON 6 & 7 AND PML ASSESSMENT
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9. REDUCE RISK : RECOMMEND ADDITIONAL
CONTROL MEASURES, IF REQUIRED
10. ASSESS RESIDUAL RISK : RISK RANKING
AFTER IMPLEMENTATION OF 9.
11. IS RESIDUAL RISK ACCEPTABLE ?
IF NO – GO TO NO. 3
IF YES – GO TO NO. 12
12. RISK ACCOUNTING : RESEARCH ON INSURABLE RISK AND
TRANSFERABLE RISK AND POSSIBILITY OF CREATION OF A
RESERVE FOR RETAINABLE RISK ETC.
13. RESULTS DOCUMENTATION:
RISK AUDIT REPORT WITH ALL RECOMMENDATIONS
ON RISK MANAGEMENT IS COMPLETE.
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Coke Manufacturing Units
Artificial Leather Manufacturing Industry
 Steel Manufacturing Units
 Garments Export Units
 Hotels & Resorts
 Coir foam Based Industries
 Pu-Foam Based Industries
 Coal Mines At Australia
 Cement Manufacturing Industries
 Garments Manufacturing Industries
 Green House Projects
 Tea Gardens/Tea Leaf Manufacturing Industries
And Many Other Concerns……….
Apins Consultants is an Insurance Risk Manager. It shoulders insurance
on your behalf by OUTSOURCING your INSURANCE DEPARTMENT.
As Insurance is a contract between the insured and the insurer. We
prepare Insurance Declaration to form basis of this contract to clarify the
terms and conditions of the policy.
Our services includes :  A pre- proposal preparation:
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Valuation of assets to decide adequacy of Sum Insured
Segregation of the assets under different blocks
Selection of appropriate Cover/Add on Cover/Clauses
Arranging competitive premium quotes
INSURANCE MANAGEMENT- APINS WAY
Detailed Verification of the policy documents.
The applicable clauses, are attached along with the
policy.
Follow up of the declarations (under Workmen
Compensation Policy, Marine Policy and Money Policy)
and arranging the renewals.
Effective Claims Management (claim intimation to its
final settlement.)
ABOUT APINS
Apins Consultants Private Limited is a Risk and Insurance Management
company with a difference incorporated in January 2007. The company
has pioneered the concept of RISK AUDIT.
It is a team company managed by experienced executives from General
Insurance, Engineers, Chartered Accountants, MBA’s , IT Officers and
Marketing professionals.
Our endeavor is to provide the latest and the most modern technique to our
clients.
NO RISK NO GAIN
We say
We will manage your RISK
You manage your GAIN
We Are Available At
Head Office
Corporate Office
Mrs. Ritu Mathur
309-IIIrd Floor
Durga Business Center
Opposite Hotel Gangour
M I Road,
Jaipur (Raj.) India Pin 302 001
Phone: +91-0141-3104548/0141-4028969
Fax: +91-0141-4027969
E-mail: [email protected]
Mrs. Preeti Agarwal
12 C, Diamond Heights,
20/1 Chetla Central Road
Opposite Chetla Boys School
Kolkata (W.B.) India Pin 700 026
Phone: +91-033-24491416
Fax: +91-033-24491416
E-mail: [email protected]
Corporate Office
Corporate Office for South
Smt. V. Dixit
6B3, JNV Colony,
Bikaner(Raj.) India
Mob.: +91-9413389414
E-mail: [email protected]
II Floor,
3135, 6th C Main,
13th Cross, HAL II Stage,
Indranagar, Bangalore 560008 (Karnataka), India
E-mail: [email protected]