Contingency Funding Plan (CFP) – A Plan To Consider 1

Contingency Funding Plan

• Complements Your Ratio Tests – Dynamic vs. Static Concept.

• Ratio Concept – Limit To Those You Measure For Monthly Board Meetings – L/D, L/A, Pledged/Total Securities, Net Non-Core Funding Dependence, Large Depositors/Total Deposits.

• Use Appropriate Sources For Appropriate Crisis.

• Correlate ALCO/Funds Mgmt Policy Limits.