Department of Health Care Policy and Financing COLORADO HEALTH REFORM IMPLEMENTATION October 2012
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Department of Health Care Policy and Financing COLORADO HEALTH REFORM IMPLEMENTATION October 2012 Department of Health Care Policy and Financing HEALTH IN COLORADO Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing INSURANCE REFORMS 2010 Dependent Insurance Accountability care coverage for adult children to age 26 No pre-existing conditions exclusions for children No lifetime limits No rescissions Medical Loss Ratio to 80% ind. market and 85% large group market (2010 reporting, 2011 rebates) Free preventive care (new plans) Begin phase out of annual limits 2014 No annual limits Guaranteed issue Guaranteed renewability No gender rating No health status rating Age rating 3:1; Geographic variation/tobacco rating 1.5:1 Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing COVERAGE Coverage Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing MEDICAID AND SUPREME COURT • Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. 3 Department of of Health Health Care Care Policy Policy and and Financing Financing Department WHAT IS A HEALTH BENEFIT EXCHANGE? Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing Department of Health Care Policy and Financing SB11-200: CO HEALTH BENEFIT EXCHANGE ACT OF 2011 Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing BENDING THE COST CURVE Cost Containment Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing Accountable Care Collaborative Regional Care Collaborative Organizations Build provider network; support PCMPs with practice support & care coordination Primary Care Medical Providers PCMPs Medical homes for clients Statewide Data and Analytics Contractor SDAC Gives client utilization data and program performance data to PCMPs and RCCOs Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. 8 Department of Health Care Policy and Financing Room for Experimentation: HB 1281 Courtesy: Colorado Health Institute Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing Long Term Services and Support Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing FOCUS ON BUSINESS Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. Department of Health Care Policy and Financing EMPLOYER FLOW CHART Improve health care access and outcomes for the people we serve while demonstrating sound stewardship of financial resources. QUESTIONS & ANSWERS Sue Birch Executive Director Health Care Policy and Financing [email protected] colorado.gov/healthreform