Slide 1

NATIONAL RURAL LIVELIHOODS MISSION NRLM


Slide 2

West Bengal State Map
Darjeeling

Indicates NRLP
Districts
Uttar Dinajpur

Jalpaiguri

Cooch Behar

Dakshin Dinajpur
Malda
Birbhum

Murshidabad

Bardhaman
Nadia
Purulia

Hooghly
Howrah

Bankura

24 parganas (N)

Paschim
Medinipur
Purba
Medinipur

24 parganas (S)


Slide 3

Background of restructuring SGSY

as NRLM
Review of SGSY ( by MoRD) reveals following mixed picture:
 Widespread acceptance of the need of organising the poor





into SHGs
250 lakh of rural poor households brought under SHG & still
450 lakh more to be covered
Insufficient Capacity Building
Insufficient investment for the building Community
Institution
Weak Bank Linkage leading to low credit mobilisation


Slide 4

Background……..
 Lack of Repeat Financing

 Lack of Dedicated Manpower
 Focus on Single Livelihoods
 Absence of SHG based Institutions


Slide 5

NRLM Mission
To reduce poverty by enabling the poor
households to access gainful self-employment
and skilled wage employment opportunities,
resulting in appreciable improvement in their
livelihoods on a sustainable basis, through
building strong grassroots institutions of the
poor.


Slide 6

Core values of NRLM
 Inclusion of the poorest
 Transparency
 Accountability

 Equity- to the disadvantaged esp. women and

vulnerable groups
 Partnerships: and
 Ownership and key role of the poor in all stagesplanning , implementation and monitoring
 Community self-reliance and self-dependence


Slide 7

Objectives
 To effectively implement the poverty eradication and
livelihood promotion
 To create an enabling pro poor policy environment for
intensive blocks
 To ensure that at least one BPL woman from identified
rural household is brought under SHG network in time
bound manner
 To ensure adequate coverage of the vulnerable section of the

societies
 To focus on setting up strong SHG based social structure
 To universalize SHG and ensure total financial inclusion


Slide 8

Key Features of NRLM
 Promotion of Institutions of the poor
 Universal Social Mobilization ( 4071464 bpl familiies









to be covered )
Engagement of Community Resource Persons (CRP)
Universal Financial Inclusion
Sensitive Support Structure
Training and Capacity Building
Revolving Fund and Community Investment Fund
Infrastructure Creation and Marketing Support
Convergence


Slide 9

Key features…….
 Skill and Placement Linked Project
 RSETI
 Livelihoods

 Partnership
 Linkage with PRIs
 Monitoring and learning
 Phased approach for implementation

a) Intensive Block
b) Non intensive Block


Slide 10

TARGET GROUP
 All BPL families
 All socially excluded individual and

families
 All vulnerable sections/groups of
people


Slide 11

Funding Pattern





Centre : State - 75:25
Need based fund release from SMMU to DMMU
Revolving Fund
Community Investment Fund and Interest
subsidy for Intensive blocks
 Skill and Placement Project (State & Central level)
 Innovation (State & Central level)Infrastructure
Creation and Marketing Support – 20%


Slide 12

Parameter for Identification of Intensive
Blocks
SHG based Institutions already developed under SGSY.
High concentration of BPL population .
High concentration of BPL S.T families .
High concentration of BPL Minorities .
Large number of BPL families uncovered under

SHG
Vulnerable blocks


Slide 13

Criteria for Distribution
For NRLP Districts the phase wise distribution of Block are as follows:District having no of Blocks

1st
Phase

2nd
Phase

3rd
Phase

4th
Phase

5th
Phase

Blocks up to 20

4

4

6

6

0

Blocks above 20

4

6

8

8

Rest

For non NRLP Districts the phase wise distribution of Block are as follows:District having no of Blocks

1st
Phase

2nd
Phase

3rd
Phase

4th
Phase

5th
Phase

Blocks up to 20

0

4

8

8

0

Blocks above 20

0

6

8

8

Rest

• Exception in 1st phase for Paschim Medinipur District having LWE Blocks


Slide 14

Phase wise Distribution of Blocks under NRLM
District

No of Blocks

1st Phase

2nd Phase

3rd Phase

4th Phase

5th Phase

Bankura
*Birbhum
*Burdwan

*Purba Medinipur

22
19
31
12
8
8
18
14
13
15
25

0
4
4
4
0
0
4
4
4
0
4

6
4
6
4
4
4
4
4
4
4
6

8
6
8
4
4
4
6
6
5
8
8

8
5
8
0
0
0
4
0
0
3
7

0
0
5
0
0
0
0
0
0
0
0

*Paschim Medinipur

29

5

6

8

8

2

Murshidabad

26
17
22
20
4
29
9
341

0
0
0
0
0
0
0
33

6
4
6
4
4
6
4
90

8
8
8
8
0
8
5
120

8
5
8
8
0
8
0
80

4
0
0
0
0
7
0
18

*Coochbehar
Dakshin Dinajpur
Darjeeling
*Hooghly
*Howrah
*Jalpaiguri
Malda

Nadia
North 24 Pgs
Purulia
Siliguri
South 24 Pgs
Uttar Dinajpur
Total

* Denotes NRLP Districts of West Bengal.


Slide 15

Phases

Unit

Year-I

Phase-I

Districts
Blocks

8
33

Phase-II

Districts
Blocks

Phase-III

Districts
Blocks

Phase-IV

Districts
Blocks

Phase-V

Districts
Blocks

Total

Year-II

Year-III Year-IV Year-V

8
33
18
90

18
123
18
120

18
243
12
80

33

Total
Total
Districts Blocks

90

120

80

18
323
4
18
18

18
18

341
341


Slide 16

Phase wise no of BPL families to be covered
under NRLM
Phase

No of
Blocks

Total no of
BPL
Families

No of BPL
Families
covered under
SGSY

No of BPL Families
to be covered
under NRLM

1st

33

693476

270948

422528

2nd

90

2028891

962643

1066248

3rd

120

2505090

1083426

1421664

4th

80

1323895

376119

947776

5th

18

249522

36274

213248

Total

341

6800874

2729410

4071464


Slide 17

Initiatives taken by State in the context of
NRLM
Formation of SHG based institutions i.e. Sub-Cluster at
Sansad level , Cluster at GP level and Federation at Block
Level.
Creation of Social Capital- Engagement of RPs, DRPs,
LRPs
Capacity Building Of Community resource persons
Financial literacy of SHG members on pilot basis
Formation of activity cluster / producers collectives
Specialised skill development training


Slide 18

Mission Mode approach
 Focus on Targets
 Shift from the present allocation based strategy to

a demand driven strategy
 Monitoring against targets of poverty outcomes


Slide 19

Support Structure
 State Level Society
 State Mission Management Unit (SMMU)
 District Mission Management Unit (DMMU)

 Block Mission Management Unit (BMMU) in

intensive blocks


Slide 20

Task of DRDC in respect of Intensive Blocks
Organizing block level workshop on NRLM
Assessment of available social capital
Developing BMMU in intensive Blocks
Identification of vulnerable & uncovered areas
Identification of dormant SHGs

Assessment of needs in respect of vulnerable areas
Assessment of needs in respect of SHG based

institutions already functioning.


Slide 21

Task of DRDC in respect of Non Intensive Blocks
Organising district level workshop.
Pending grading cases are to be completed
Necessary support to be extended to the
SHGs in SGSY mode until declared as
intensive block
Steps to be taken for strengthening existing
clusters and subclusters and for coverage of all
GPs & Sansads under SHG federation.
To take measure for developing social capital


Slide 22

Activities in Intensive Blocks
 Dedicated structure at Block Level (BMMU)
 Participatory Identification of the poorest of poor
 Release of RF to the tune of Rs. 10,000 – 15,000
 Release of CIF to Federation for on lending to SHGs
 Preparation of MIP is a precondition for getting loan from CIF

 Interest subsidy for bank loan
 Insurance coverage for SHG members
 One time grant for federations -

Rs. 10,000 for Village / Panchayat level federation
Rs. 20,000 for Block level federation
Rs. 1,00,000 for District level federation


Slide 23

Activities in Non intensive blocks
 Release of RF to the tune of Rs. 10,000 – 15,000
 Release of Subsidy for Project Loan to the tune
of Rs. 2.50 lakhs max. (@ Rs. 15,000/- per BPL
member)
 Credit subsidy ratio should be 2:1
 Insurance coverage for SHG members

• Capacity building and skill training – Rs.
7,500/- (max.) per SHG member


Slide 24

THANK
YOU


Slide 25

Participants of District level
workshop on NRLM
 District level heads of all concerned line Dept.
 Karmadhakshya Nari o Sisu unnayan sthayee

samity of ZP
 Savapatis and BDOs
 LDM & DDM NABARD
• District co ordinator of service Banks
• Workshop should be held in presence of
Sabhadhipati and District Magistrate


Slide 26

Participants of Block level workshop
on NRLM

Block level heads of all concerned line Dept.
 Karmadhakshya Nari o Sisu unnayan sthayee

samity of PS
 Pradhans
 Branch Manager of concerned Banks
• Representative of Federation and Clusters
• WDO & LGS
• Workshop should be held in presence of
Sabhapati and BDO