Transcript Indira Awaas Yojana (IAY)

“ Presentation on Haryana State
Rural Livelihoods Mission (HSRLM)”
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“Recall the face of the poorest and the weakest
man/woman whom you may have seen and
ask yourself, if the step you contemplate is
going to be of any use to him/her.”
“Will he/she gain anything from it?”
“Will it restore him/her to a control over his/her
life & destiny?”
.
“Will it lead to swaraj/freedom for hungry
& spiritually starving millions?”
.
-Mahatma Gandhi
1980
Ministry of Rural Development (MoRD), Government
of India started Integrated Rural Development Programme
(IRDP) to directly target the poor families for creation of
assets and self employment.
.
1999
IRDP transformed into Swarnjayanti Gram Swarozgar
Yojana (SGSY) to generate self-employment through
organizing poor into Self Help Groups (SHGs).
SGSY covered aspects of self employment such as
organisation of the poor into self help groups, training,
credit, technology, infrastructure and marketing.
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Progress of SGSY
Funding pattern
75(Centre) : 25(State)
Target Group
Rural Poor or SHG
Assistance
Rs 7500 to Rs 1.25 lacs
“Achievement from April, 1999 to March, 2011”
Expenditure
Rs. 271.82 crore
Total Beneficiaries
2,17,938 swarozgaris
1,08,882 swarozgaris
1,39,864 swarozgaris
SCs
Women
SHGs formed
23,972
Women SHGs 14,495
Economic Activity Taken up by 12,626 SHGs
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SHORTCOMINGS of SGSY
 Vast regional variations in mobilization of rural poor
 Insufficient capacity building
 Insufficient investments for building community institutions
and weak linkages with banks leading to low credit
mobilization and low repeat financing.
 Absence of the SHG federations precluded the poor from
accessing higher order support services for productivity
enhancement, marketing linkage, risk management, etc.
To overcome these shortcomings, Govt. of India
restructured the SGSY as the National Rural Livelihoods
Mission (NRLM), to be implemented in a mission mode
across the country.
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National Rural Livelihood
Mission (NRLM)
GOAL - POVERTY ELIMINATION
MANDATE - Sustainable livelihoods
for the rural poor through
social mobilization
&
institution building
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Core Belief/Guiding Principle
Poor have a strong desire to come out of poverty
and have innate capabilities
Social
mobilization
and
building
strong
institutions of the poor critical for unleashing their
capabilities
Dedicated and sensitive support structure
required to induce social mobilization,
A strong institutional architecture owned by the
poor enables them to access institutional credit
for various purposes, pursue livelihood based on
their resources, skills and
preferences, access
other services and
entitlements, both from the
public and private sector.
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Mission Attention
 Focus on target, outcome & time bound
delivery
 Continuous capacity building, imparting
requisite skills & creating linkages with
livelihoods opportunities including those
emerging in the organised sector for the
poor
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Notable Shifts under NRLM vis-a-vis SGSY
SGSY
Allocation
based
strategy
DRDA
as
main
implementation agency
with very limited role at
State level
Community institutional
architecture comprised
of only SHGs
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NRLM
Demand driven strategy
Professional support structure
from State to sub-district level.
Federations at all levels,
to get one time grant Gram Panchayats level
Block Level
Rs. 10,000/Rs. 20,000/-
District level
Rs. 100000/-
Notable Shifts under NRLM vis-a-vis SGSY
SGSY
NRLM
Subsidy
(in Rs)
General Category
SC beneficiary
Self Help Group
Revolving Fund
7,500/10,000/1,25,000/10,000/-
Subsidy
General Category
SC beneficiary
Self Help Group
Revolving Fund
(in Rs)
15,000/20,000/2,50,000/15,000/-
No subsidy on interest Interest subsidy above 7%
rate
rate of interest.
Market linked
special project
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jobs
as Skills development and
jobs as a mainstream
strategy
Approach-Three Pillars:
(NRLM)
Enhancing and expanding existing livelihood
options of poor (tapping new opportunities within
the key livelihoods like agriculture, livestock,
fisheries, forest produce collection, etc)
‘Employment’ - building skills for the job market
outside; and
‘Enterprises’ - nurturing self-employed
entrepreneurs (for micro-enterprises).
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and
Key Features
(NRLM)
Universal social mobilization
Promotion of institutions of the poor
Training, capacity building and skill building
Revolving fund and capital subsidy
Universal financial inclusion
Provision of interest subsidy
Multiple livelihood opportunities
Infrastructure creation and marketing support
Skills and placement projects
Rural Self Employment Training Institutes (RSETIs)
Innovations
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(NRLM)
Partnership with NGOs/CSO
 Learn from best practices of N.G.Os
 Strengthen social capital created and nurtured by
them
 Resource villages and resource blocks – for
mentoring other blocks and districts
 Pilots for innovations
 Industry/ Industry associations:
 Promote Public Private Community partnerships
 Livelihoods promotion – forward and backward
linkages
 Skills and placement
 Academic institutions
 Capacity building of development professionals,
village level community professionals
 Evaluations and mid-course corrections
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(NRLM)
Role of PRI
 Identifying and mobilizing BPL households into
SHGs, with initial priority for poorest and most
vulnerable amongst them.
 Facilitating SHG federation(s) at various levels
and providing accommodation and other basic
facilities for their effective functioning.
 Incorporating and making suitable financial
allocations to the priority demands of the SHGs
and their federations in the annual plans/activities
of the PRIs; and
 Coordinating with different departments and
agencies on behalf of the SHG network.
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(NRLM)
Monitoring & Learning
 Extensive use of I.T for transparency and real
time monitoring
 Accountability Systems
Regular
meetings
of
S.H.Gs
and
federations – financial transactions read out
in the meeting
Social audit for transparency
and
accountability
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(NRLM)
Support Structure of NRLM
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Phased Implementation
(NRLM)
 State is expected to cover all the districts and blocks in the State
in a phased manner, over 5 to 7 years.
 State need to identify districts and blocks for each of the phases
and to develop a clear roll-out plan.
 Mission to reach all districts & blocks by the end of 12th Five Year
Plan
 ‘Intensive blocks’ (taken up blocks in NRLM) would have access
to a full complement of trained professional staff and cover a
whole range of activities of universal and intense social and
financial inclusion, livelihoods, partnerships etc.
 ‘Non-intensive blocks’ (remaining blocks) with limited staff in
PRIs, NGOs and/or DRDAs, the activities may be limited in
scope and intensity. The outlays in these blocks would be limited
to the State average allotment for these blocks under SGSY.
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(NRLM)
Transition to NRLM
Formally launched on 3, June 2011 at Baswara,
Rajasthan
State expected to transit to NRLM by the end of
Dec,2011
Funding thereafter under SGSY ceases.
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Mission target for Haryana State
(NRLM)
31.59 lakh rural households, 8.58 lakh BPL
households (as per Survey 2007 ), 21 districts,
119 blocks, 6124 Gram Panchayats
and
the challenge is to reach out to each one of
them in a time bound manner, and in a
meaningful manner.
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Essential Prerequisites
(NRLM)
 State-wide sensitive support structure, full time
dedicated head of the mission
 Position multi-disciplinary team of trained and
competent professionals at state, district and
sub-district level
 Prepare time bound perspective plan for
poverty elimination
 Phasing strategy
 Action plan upto 2012
State Steps Taken so far
(HSRLM)
State Rural Livelihoods Mission(SRLM):
 The Haryana State Rural Livelihood Mission
(HSRLM) set up registered
1860 on 24.5.2011.
under Society Act
 The General Body (GB) headed by Hon’ble Chief
Minister, Haryana & Executive Committee (EC)
headed by Chief Secretary Haryana.
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Proposed phasing
(HSRLM)
1st Phase1st Year - 12 blocks in 4 districts namely Fatehabad,
Kaithal, Karnal & Mewat (one in each division) based on
rural population, SC population & BPL population criteria
2nd Year – remaining blocks of 1st year and all blocks of 3
new districts
2nd Phase3rd Year – 3 blocks from each new 7 districts
4th Year – remaining blocks of 3rd year selected districts
3rd Phase5th Year - all remaining blocks
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THANKS
KEY FEATURES
(NRLM)
Universal Social Mobilisation
One member from each household, preferably a
woman, organized into a S.H.G
All villages, blocks and districts – in a phased manner
Focus
on
most
vulnerable:
SC/ST(50%),
minorities(15%), disabled(3%)
Institution Building
Formation, nurturing - SHGs and their Federations at
village, block and district level to provide space, voice
and resources for the poor
Capacity Building
(NRLM)
Continuous capacity building– key to strong institution
building and empowerment
Multi-pronged approach
Knowledge dissemination to all members
Most effective training – at village level
Creating a cadre of trainers, service providers, Community
Resource Persons (CRPs) and Master Craftsmen
Network of training institutions for capacity building at district
and State level
Rural Self Employment Training Institutes(RSETIs)
RSETI model envisages transforming unemployed youth
into confident self employed entrepreneurs through a short
duration experiential learning programme followed by
systematic long duration hand-holding support. A one time
grant of Rs 1.0 crore would be made by GoI to set up
RSETIs in all districts.
(NRLM)
Financial Norms
 Formation– Rs.10,000 per S.H.G
 Revolving fund (for SHG with more than 70% BPL) :
Rs10,000 to Rs. 15,000 per SHG as corpus
 Capital Subsidy: Max Rs. 2.50 lakh per SHG calculated
@ Rs 15,000 for general and Rs 20,000 for SC/ST per
Swarozgari
 Mode - directly to SHGs or through their federations
Financial Inclusion (Demand & Supply)
 Financial literacy and financial counseling
 Strategic partnerships with banking sector
 Financial technologies and business correspondent
models
 Facilitation support: ‘Bank Mitras’
 Micro-insurance to cover life, health and assets
(NRLM)
Infrastructure Creation
 Productive infrastructure for processing, storage & value
addition
 Market support like packaging, branding
 Support for marketing by market research, extending
technology, building & supporting livelihood collectives
plans
 Identify & rotate the beneficiaries to link them to Rural
Haats
 Organising fairs & exhibitions
Skill Development and Placement
 Up-scaling of skill development through public-private
partnerships
 Upto 5% of allocation on Innovative projects
 15% of central allocation for placement linked skill
development projects
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