Transcript 116. 如果你連你自己都贏不過

唐冠軍教室 珠璣集
116 If you can’t triumph over your own demons, how can you triumph
over others?
116如果你連你自己都贏不過，你如何去贏過他人
導向成功的金玉良言 --- 成功秘碼 51 條
如何致富？且聽聽看富爸爸富媽媽是怎麼說的。
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Raising your bid on a house is a competition between you and your own IQ. If
you can’t even defeat your own negative mindset, how can you defeat others?
In a competitive society, the most important characteristics one can have are
courage and sound judgment.
「買房子加價是跟自己的智力比聰明，如果你連你自己都贏不過，你如何去贏過他人。
在競爭的社會中，勇氣 與 判斷力最重要。」
Don’t assume that you can haggle on the price of every property. A wise man
conducts his negotiation based on the current real estate market trend.
「不要以為你的殺價，對每一幢房子都會有效，殺不殺價，要依房市走勢來判斷，這
才是智者。」
The market rate is a product of competition. You may be caught off guard
when yesterday you could get a house for less, but today you have to offer
more than asking. If your mindset is still in the bargaining mode, you may
very well end up empty handed.
「市場是競爭下的產物。昨天還可以殺價，今天就變成加價，實在讓人有些適應不
了。如果你的腦袋還停留在殺價階段，那你可能會變成是買不到房子的輸者。」
If you find a house priced below fair market value, buy it now. Don’t haggle
any further; otherwise you may very well lose a rare chance to get a great
deal.
「如果你現在發現一幢房子開價低於公平市價，你去買它就對了，千萬別再殺價了，
如果你再殺價，你就可能失去一次買到便宜貨的好機會。」
In bidding for the same house, some will offer more, some will offer less. It’s
fairly easy to see who will end up with that property.
「在買同一幢房子的時候，有人殺價、有人加價，到最後誰會真的買到房子？這個答
案，非常清楚。」
Don’t assume that you can haggle on the price of every property. A wise man
conducts his negotiation based on the current real estate market trend.
「不要以為你的殺價，對每一幢房子都會有效果，殺不殺價，要依房市走勢判斷，這
才是智者。」
In a bidding war, whoever is quick to raise the bid will be the winner.
「在搶房子的情況下，誰敢加價誰就是勝利者。」
In a bidding war, you don’t raise your bid just to beat out competition; you
also have to beat out your own mental blocks.
「在搶房子的時候，加價不是要贏過別人，加價是要贏過你自己的心理障礙。」
If you don’t first defeat your own demons, how can you defeat others?
「如果你不先贏過你自己的心理障礙，你如何去贏過他人。」
Increasing your bid on a house is not a match against other competitors; it’s a
match against your own greed. If you can’t defeat your own greed, how can
you defeat others?
「買房子加價不是跟對方的競爭者比賽，買房子加價是在克服你的貪婪，如果你都贏
不過你自己的貪婪，你如何贏過他人。」
You’ll triumph over others if you can defeat your own greed and overcome your
mental blocks.
「克服自己的貪婪，你就可以贏過他人。勝過自己的心理障礙，你就可以勝過他人。」
A great house at a great price will always attract plenty of buyers regardless of
the economy.
「便宜又好的房子，永遠有人要，不管景氣不景氣，好的房子一定有人搶著要。」
A house that has an ideal location, commute, price, and condition will always
be easy to sell. If the house is exceptionally well-maintained and priced to sell,
it will for sure have lots of offers.
「位置適中、交通方便、 價錢適宜、保養還不錯的房子，永遠賣的掉。如果再碰到屋
美價廉的房子，當然就成為搶手貨了。」
In a competitive society, courage and judgment are indispensible elements of
success.
「在競爭的社會中，勇氣 與 判斷力是成功不可缺少的元素之一。」
A good deal means the value exceeds the price. However, the way to determine
whether something is a good deal is not based off of a small price cut but by
evaluating its long-term benefit.
「Good Deal就是物超所值、買到好的價錢。但是衡量物超所值的計算基礎不是看它目
前短暫的小利小惠 ，而是看它的長期利益 (前瞻收益)。
Short-sighted opportunists will never be able to see long-term benefits. A good
deal to them only means small price cuts.
「短視的投機客是永遠看不到長期收益的，在他們眼中的物超所值只是那些小利小惠。」
Long-term proceeds are more important than short-term profits. The decision
to buy a house should be based off of long-term return on investment, not
short-term benefits.
「長期收益比短暫獲利重要。買房子是看長期投資報酬，而不是短期的利益。」
When you buy something valuable at a great price, you have a good deal. But
if you get greedy and want to haggle even more resulting in your losing the
house, then you’re more of an idiot than a deal hunter.
「買到物超所值，就是Good Deal。但是因為自己的貪婪，想再多殺一點價，因而買
不到房子的話，那就不是Good Deal，那就變成是傻瓜一個。」
Someone who likes to take advantage of things may be witty, but he can never
become a great man of courage and wisdom.
「愛佔小便宜的就是小聰明的人，小聰明的人永遠是小聰明的人，他不可能變成一個
智勇雙全的偉人。」
An indecisive man who spends his life waiting for something better to come by
will never find what’s waiting for.
「不能當機立斷，只想等待更好機會的人，永遠等不到好機會。」
The same news will prompt some to be more optimistic and others to be more
pessimistic. Optimistic people always get the upper hand in finding
opportunities while pessimists will only pass up opportunities and sulk about
it.
「同樣是聽到同一件新聞報告，有的人是愈來愈樂觀，有的人則是愈來愈悲觀。樂觀
的人總是搶到機會捷足先登，悲觀的人總是放棄到手的機會哀愁滿面。」
Those who believe the US economy has already begun to rebound have been
secretly acquiring foreclosed properties on a large scale. Those who believe
the US economy will continue to tank for another two to three years are, of
course, not buying any real estate. Which group do you belong to?
「相信美國經濟已好轉的人，已經悄悄地大舉收購拍賣屋、銀行屋。相信美國經濟還
會再壞二、三年的人，當然不會現在買房子，你是屬於那一種人呢？」
The rich would never go around telling everyone how they make their fortune,
but rather stay low-key about it.
「賺大錢的人，總是不會大嗚大放地宣佈他是怎麼賺錢的，他們賺錢的行動總是在靜悄
悄的進行著。」
The smart ones make their money in silence and stay low-key even after they’ve
hit it big.
「靜悄悄的去賺錢，賺錢之後也不需要敲鑼打鼓，這就是聰明人的方法。」
The US has abundant resources and well-established political and economic
systems. Compared to other countries, it’s aptitude for a full economic
recovery is still impressive.
「美國是一個資源豐富，政經制度良好的國家，與其它國家相比，它的經濟復原能力還
是很強大的。」
If construction costs of new houses will continue to rise, then investing in real
estate is the right decision.
「如果新屋的建築成本會節節上升，這就代表投資房子是對的。」
People with low income who resort to zero-down mortgages to buy a house
are going down the wrong path for they are wide off the mark in solving their
problem.
「沒有頭期款、沒有高收入，就想買房子的人，就是沒有對症下藥、病急亂投藥，走
錯了方向。」
Work hard to earn more, and be frugal to save more. Plan out your finances
and invest wisely but never greedy. These are pointers on how to get rich
with the highest possible efficiency.
「 打工多賺錢，勤儉多儲蓄，會理財、會投資，且不貪心，這是一條有效率的致富
方法。」
You need to buy into real estate now especially because of inflation. The US
dollar may be low now, but that means a greater rebound for the real estate
market later on, which brings about deep profits in the long run.
「就是因為通貨膨脹，美金不值錢，你更要買房子，因為以後房價反彈回來的力道會更
大，這代表長期投資房子是有豐厚利潤的。」
Bidding for foreclosed homes has become a real estate investment trend in
which multiple buyers vying for the same house has become a common
occurrence. Under steep competition, a buyer raising his offer is no longer
unheard of.
「現在由於搶購拍賣屋的風氣成瘋，造成一幢房子有數個買主的現象非常普遍。由於競
爭激烈，加價就變成是很自然的事了。」
When the real estate market becomes hot again, the increasing competition
between buyers will invariably lead to a trend of raising offers.
「當市場買氣開始回升，買主之間的競爭情形越來越激烈的時候，加價就成為趨勢。」
When demand exceeds supply, you’ll experience first-hand the meaning of
“Cash is King”, “Power is King”, and “Raising Offer is King”.
「當「物以稀為貴」的時候，你就能體驗到「 Cash is the King」、「Power is the
King」、「加價 is the King」。
When home prices shoot through the roof, negotiating for a lower price is
normal. By the same token, when home prices fall through the floor, raising
offers is also normal behavior.
「房價爆衝到高價位的時候，殺價是很正常的現象，同理，房價爆跌到低價位的時候，
加價也是很正常的現象。」
There will always be some people making money while others lose money.
Whether you win or lose will be determined by your wisdom and courage.
「有人賺錢、有人賠錢，是賺錢或是賠錢，端看您的智慧與勇氣了。」
When home prices are falling, some people get to buy a house while others end
up with nothing. Whether you get the house you want depends on your
bankroll and your courage.
「當房價下跌的時候，有的人買到房子，有的人買不到房子，買到或買不到，端看您
的金錢與勇氣。」
Not everyone can get a piece of the pie. Those who can are indeed highly
capable people.
「不是每一個人都可以吃到大餅，吃到大餅的，一定是本領高強的人。」
Set your sight on a goal and never give up fighting for it until you succeed in
obtaining it. This is what it means to have both brawn and brains.
「看準目標，積極爭取，永往直前絕不放棄。不成功絕不罷手，這就是智勇雙全的表
現。
Buying a house requires good timing, location, Feng shui, layout, price,
school district, transportation, etc. in conjunction with courage and action. It
takes someone with brawn and brain to make it happen.
「買房子的時候，要看準時機、地點、風水、格局、價格、學校、交通、、、再加上
勇氣與行動，這時就是需要有一個智勇雙全的人。」
Only someone with money, brains, and courage can find himself a good
house.
「只有財、智、勇三全的人，才能買到好房子。」
Reevaluate what your ideals and your future should be comprised of. People
often think too much yet do too little, and they want too much yet give too little.
「重新思考你的理想是什麼？你的未來是什麼？人常常「想的太多，做的太少，且貪
的太多，捨的太少。」
Don’t live your life with regrets. Seize the opportunity to buy a house and
become a successful investor.
「為了不造成往後的遺憾，請你及早把握購屋的機會，做一個成功的投資人！」
Poverty stems from greed. Those who are impoverished must have first been
tainted with greed.
「貧是因貪而起，先有貪後才有貧。所以說貪者，貧字殼。」
Greed is the stumbling block on your path to wealth. The greater the greed,
the farther from wealth you’ll be.
「貪字」就是阻止你發達的絆腳石，並且愈貪就愈貧。」
Greed determines your degree of success, failure, and happiness in life.
「人生成不成功，失不失敗、快不快樂也是由「貪字」來決定的。」
In the process of buying a house, when everyone else offers high and yet you
offer low and end up with nothing, the one losing out is you. That’s called
being too smart for your own good.
「在搶房子的時候，別人都在加價，你還在殺價，如果你買不到任何房子，最後遭受
損失的還是你，這就叫做聰明反被聰明誤。」
No greed, no gain; yet too much greed can set you back even further. Greed
and restraint must be in balance just as lust and restraint must also be in
balance.
「不貪不成事、但過貪也會壞事。「貪與戒」必須保持平衡，就像「色與戒」也必須
保持平衡是一樣的。」
Without greed there’s no motivation. But if you’re overtaken by greed, you’re
unlikely to ever make anything good of yourself. Therefore, greed must be
restrained and kept under control. The only things you need to really watch
out for after you’ve become successful are greed and lust.
「沒貪就沒有動力」，但如果貪心過了頭就不易成大事。所以貪心必須要有節制與分
寸，「戒貪、戒色」就是在你成功之後，避免衰敗，唯一需要注意的事項了。」
Having greed for life, money, love, or knowledge is no different from having
greed for smoking, drinking, and drugs. They all must be mitigated and
restrained.
「對生命的貪心、對金錢的貪心、對愛情的貪心、對知識的貪心、對煙、酒、毒毒癮
的貪心都是一樣，需要做適度的調整且要自我節制與戒之。」
Greed knows no bounds, but there’s no means to eliminate it. So when it
comes to money, sex, alcohol, anger, drugs, and gambling, proceed with
caution.
「貪無邊，戒無法，貪無需戒，但遇到財、色、酒、氣、毒、賭，就要小心從事了。」
In order to find success in your career, family, love, and health, you must
exercise self-control. It is imperative that you avoid greed, lust, smoking,
drinking, wastefulness, gloating, extravagance, drugs, and gabling.
「要想事業、家庭、愛情、健康都成功，你就必須要有自我節制，戒貪、戒色、戒
煙酒、戒浪費、戒炫耀、戒排場、戒毒、戒賭，就是必須的了。」
When you cherish everything you have—life, love, possessions, and
opportunities—your gratefulness will bring your endless surprises and
fortune.
「只要惜福、惜緣、惜物、惜機會，相信每一個感恩都會帶給你無限的驚喜與福
份。」
Don’t blame the world for your losses; learn to be thankful of them for they
make you a stronger person and help you understand how precious life is.
「不要怨天尤人，總要學習為失去的感恩，讓自己變得堅強，變得更珍惜生命。」
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