Transcript Love Yourself, Financially

Love Yourself, Financially
STOP ALLOWING MONEY TO “STAND YOU
UP” AND BREAK YOUR HEART
“MoneyMatch”
What kind of
money person are
you?

Spenders make frequent purchases beyond
their means; Buy things to try and make you
happy; shopping connected with mood

Misers fear poverty and constantly worry
they do not have enough money to live; live
at poverty level by choice because they fear
things will get worse; do not spend money
but do not invest they hoard.

Haters detest money and the effect it has on
people; has few material needs; does not
enjoy with-in reason

Seekers obsess on becoming rich; believe
wealth will make them happy wealthy;
usually overcompensating for something;
tend to loose sight of people

Enjoyers control money so it provides comfort
and happiness; life is what maters, money is
an accessory (can live with or without it).
 Spender
 Miser
 Hater
 Seeker
 Enjoyer
What Kind of Relationship Do
You Have With Money?
ONE OF THE LONGEST RELATIONSHIPS YOU
WILL HAVE
TREAT IT LIKE YOU WOULD AN IMPORTANT
PERSONAL RELATIONSHIP
NEED TO WORK AT THE RELATIONSHIP
THE RELATIONSHIP CAN BE GOOD OR BAD
SEEK HELP WHEN RELATIONSHIP HITS THE
ROCKS!
The “Non” Relationship
 Do you hate talking about money?
 Do you procrastinate in balancing your checkbook?
 You have no idea how much money you owe on your
credit cards/loans
 You have no saving you deal with each event as it
happens
 You allow your significant other handle all the
money
The “Abusive” Relationship
 Do you skip paying one bill to pay a different bill?
 Has your debt lead to collection call?
 Do you give up necessities (medication) to pay rent?
 Do your overdue bills determine how your Financial
Aid is spent?
 Do you spend even though you know you do not have
enough money to cover the expense?
 Do you argue with family about money?
The “Controlling” Relationship
 Do you worry about being overdrawn with each
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purchase?
Do you skip a meal to have money for something
else?
If your loan or refund check is delayed do you miss
payments on bills?
Do you register for classes based on when your next
payday is?
If you needed 500.00 in car repairs would that result
in withdrawing from school?
The “Non-Committed” Relationship
 Do you say “it will work out”
 Do you borrow the maximum amount to replace or
supplement your salary?
 Do you accept loans without knowing the exact total
amount you will have to borrow for your education?
 Do you feel you cannot get an education unless
someone else pays the costs?
 Know the exact amount of debt
The “one”
relationship
you have
 How much money is coming
into the household
 Plan for expenses
 Plan for the unexpected
How to build a
positive relationship
with your money
 Take control !
Calculating
Net Worth
What kind of money
do I have coming in
and what kind of
expenses do I have
going out?
What’s left for me?
Calculators
www.choosetosave.org/calculators/