Transcript Law I

Law I
Chapter 18
Torts: A Civil Wrong
Pages 210 - 229
Key Terms
Tort
Plaintiff
Judgment
Defendant
Damages
Liable
Remedy
More Key Terms
Liability
Settlement
Common Law
Intentional Wrong
Negligence
Strict Liability
Defense
Even More Terms
Civil Law
Minor
Immune
Waive
Class Action
Contingency Fee
Liability Insurance
They Keep Going
Contract
Premiums
Malpractice
Medical Coverage
Collision Coverage
Deductible
Comprehensive Coverage
Four More – 32 Terms
Uninsured Motorist Coverage
No-fault Insurance
Exclusive Remedy
Worker’s Compensation Insurance
Tort
A breach of some obligation causing harm
or injury to someone. A civil wrong, such as
negligence or libel.
Plaintiff
In a civil case, the injured party who brings
an action against an alleged wrongdoer.
Judgment
A court’s decision in a case.
Defendant
The person against whom a claim is made.
In a civil suit, the defendant is the person
being sued.
In a criminal case, the defendant is the
person charged with committing a crime.
Damages
1) The injuries or losses suffered by one
person due to the fault of another.
2) Money asked for or paid (by a court
order) for the injuries or losses suffered.
Liable
Legally responsible.
If a person gets injured on a bus while
attending a school sponsored activity, the
school is held liable for injuries or damages.
Remedy
What is done to compensate for an injury or
to enforce some right.
Liability
Legal responsibility, the obligation to do or
not do something. The defendant in a torts
case incurs liability for failing to use
reasonable care, resulting in harm to the
plaintiff.
Settlement
A mutual agreement between two sides in a
lawsuit, made before the case goes to trial,
that settles or ends the dispute.
Common Law
A system in which court decisions establish
legal principles and rules of law.
Intentional Wrong
Actions taken deliberately to harm another
person or his or her property.
Negligence
The failure to exercise a reasonable amount
of care in either doing or not doing
something, resulting in harm or injury.
Strict Liability
The legal responsibility for damage or
injury even if you are not at fault.
Defense
A denial answer or plea disputing the
correctness of the charges against the
defendant.
Civil Law
All law that does not involve criminal
matters.
Civil Law usually deals with private rights
of individuals, groups or businesses.
Minor
A child: a person under the legal age of
adulthood. (usually 18 or 21)
Immune
Being free form or protected from some
legal action, such as being sued.
Waive
To give up some right, privilege, or benefit
voluntarily.
Class Action
A lawsuit brought up by one or more persons
on behalf of a larger group.
Contingency Fee
The fee paid to an attorney based on the
sum awarded to his, her client in a lawsuit.
Liability Insurance
The type of coverage or insurance that pays
for injuries to other people or damage to
property if the individual insured is
responsible for the accident.
Contract
A legally enforceable agreement between
two or more people.
Premiums
In insurance, payments made for coverage.
Malpractice
Failure to meet acceptable standards of
practice in a professional or official
position; often the basis for lawsuits by
clients or patients against their attorney or
doctor.
Medical Coverage
When dealing with insurance, that which
covers an individual’s own medical
expenses resulting from accidents.
Collision
Insurance that pays for damages caused by
an automobile collision.
Deductible
A paragraph in the insurance policy stating
that before the insurer will pay for a loss,
the insured must pay a certain amount. For
example, if the deductible on a policy is
$500 and the accident results in repairs
costing $1,500, the insured person pays the
first $500 and the insurance company pays
the remaining $1,000.
Comprehensive Coverage
The portion of an insurance policy that
protects an individual against automobile
damages or losses. It does not cover
damages or losses caused by a collision. It
does cover damages or losses caused by
such things such as fire, vandalism, or theft.
Uninsured Motorist Coverage
Insurance that protects drivers from those
with no insurance or inadequate insurance.
Worker’s Compensation
Insurance
A system of compensating employees who
are injured on the job. These benefits are
paid no matter who caused the accident or
injury.
No Fault Insurance
A form of automobile or accident insurance
in which each person’s insurance company
pays a certain share of damages, regardless
of fault.
Exclusive Remedy
The only solution, or compensation
available to a plaintiff in a particular legal
situation.
You are done with Chapter 18!