Workers' Compensation What Supervisors Need to Know

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Transcript Workers' Compensation What Supervisors Need to Know

Workers’ Compensation
What Supervisors Need to Know
Session Objectives
You will be able to:
• Recognize the benefits of workers’
compensation
• Complete reports and help workers file
claims
• Maintain contact with employees on leave
and ease their return to work
• Help prevent workplace accidents and keep
workers’ comp costs down
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Session Outline
• Workers’ comp, what it covers, and when it
applies
• Costs and special provisions
• Claims and reporting requirements
• Contact during leave and the return to work
• Preventing workplace accidents
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Benefits of Workers’ Comp
• Workers’ comp is good for our company and
our employees
• It ensures prompt and proper care for workrelated injuries and illness
• It provides income while workers recover and
eases their return to work
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What Is Workers’ Comp?
• Accident insurance program
• State mandated
• Compulsory
• Company funded
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What Does It Cover?
• Medical and
rehabilitation expenses
• Lost wages
• Death benefits
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When Does It Apply?
• Work-related injuries
• Work-related illness
• Exceptions
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Cost of Workers’ Comp
• State formula
• Risk factors for specific
jobs
• Employer’s claims
history
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Special Provisions
• No lawsuits
• No retaliation
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Filing Claims
• Normal claims
• Fraudulent claims
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Reporting Requirements
• Accident reports
• Medical reports
• OSHA forms
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Workers’ Comp Basics
• Questions?
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Maintaining Contact
• Keep up employee’s morale
• Encourage employees to maintain treatment
• Demonstrate that the employee is expected
back at work
• Alert claims manager to any problems
• Show concern for employee’s well-being
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Easing the Return to Work
• Rehabilitation and
therapy
• Consultation with
medical professionals
• Alternate duty work
• When no alternate duty
work is available
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Alternate Duty
• Transitional phase
• Way for a recovering
employee to make
productive contribution
• Temporary
• Monitored
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Alternate Duty (cont.)
• Chance for employee to
rebuild strength
• Opportunity for
employee to learn
prevention techniques
• Morale booster
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What Alternate Duty Isn’t
• Make-work
• An excuse to goof off
• A task that could reinjure the worker or
aggravate an illness
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Alternate Duty Suggestions
• Less strenuous parts of normal job
• Normal job tasks performed part-time or at a
slower pace
• A combination of less strenuous or stressful
parts of several jobs
• A special project without a tight deadline
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Permanent Disability
• Some disabilities
prevent any work
• Others may require an
employee to do a
different job
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Return to Work
• Questions?
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Accident Prevention
• Conduct regular safety
inspections
• Correct identified
problems immediately
• Hold frequent safety
meetings
• Include safety in
performance
evaluations
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Accident Prevention (cont.)
• Require safe housekeeping
• Perform equipment maintenance on
schedule
• Encourage employee safety involvement
• Highlight safety achievements
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Accident Investigations
• Conduct or cooperate with safety
investigations
• Evaluate situations that lead to stress-related
claims
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Accident Investigations
(cont.)
• Correct conditions that cause injury or illness
• Follow up to ensure that corrective action
has been implemented
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Key Points to Remember
• Report all injuries and illness promptly
• Help workers file claims
• Maintain contact with workers on leave
• Help make the transition back to work
• Help reduce claims and keep down costs by
promoting safety and preventing accidents
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