Transcript Business 1 Template

nd
172
Meeting of SLBC of
Andhra Pradesh
WELCOME
SLBC of Andhra Pradesh
Andhra Bank
HEARTY WELCOME
Sri N. Kiran Kumar Reddy
Hon’ble Chief Minister of Andhra Pradesh
SLBC of Andhra Pradesh
Andhra Bank
Banking Key Indicators
Segment
March,08
March,09
March,10
Sept.10
Total Bank
Branches
6,541
6,999
7,676
7,823
Rural
2,769
2,733
2,857
2,914
Semi Urban
1,549
1,754
1,941
1,958
Urban
1,452
1,601
1,922
1,927
Metro
771
911
956
1,024
SLBC of Andhra Pradesh
Andhra Bank
Banking Key Indicators
Segment
March,08
(Rs. in Cr)
March,09
(Rs. In Cr)
March,10
(Rs. in Cr)
Sept,10
(Rs. in Cr)
Total Deposits
1,60,990
2,05,899
2,45,686
2,56,223
Total Advances
1,48,015
2,10,294
2,69,760
2,93,549
CD Ratio (%)
91.94
102.13
109.80
114.57
88,924
1,00,325
1,26,515
1,40,462
60.07
47.71
46.90
47.85
43,187
51,487
68,658
76,600
29.18
24.48
25.45
26.09
Priority Sector
Advances
% of Priority Sector
Advances
Agriculture
Advances
% of Agri. Advances
SLBC of Andhra Pradesh
Andhra Bank
Priority Sector Advances
Segment
March,08
(Rs. in Cr)
March,09
(Rs. in Cr)
(outstandings)
March,10
(Rs. in Cr)
Sept,10
(Rs. in Cr)
Agriculture
43,187
51,487
68,658
76,600
Non Farm
Sector, SME
and Rural
Artisans
18,608
21,128
22,868
24,444
Other Priority
Sector
Advances
27,129
27,710
34,989
39,418
Total Priority
Sector
Advances
88,924
1,00,325
1,26,515
1,40,462
SLBC of Andhra Pradesh
Andhra Bank
Agricultural Advances
Segment
March,08
(Rs. in Cr)
March,09
(Rs. In Cr)
(outstandings)
March,10
(Rs. in Cr)
Sept’10
(Rs. In Cr)
Crop Loans
23,441
28,665
33,986
38,051
Agri. Term Loans
& Allied
Activities
19,746
22,822
34,672
38,549
Total Agricultural
Advances
43,187
51,487
68,658
76,600
SLBC of Andhra Pradesh
Andhra Bank
Education & Housing Loans
(outstandings)
Segment
Education Loans
Housing Loans
SLBC of Andhra Pradesh
March,08
(Rs. in Cr)
March, 09
(Rs. In Cr)
March,10
(Rs. in Cr)
Sept’10
(Rs. In Cr)
3,063
4,198
5,385
6,283
16,302
19,835
21,961
22,481
Andhra Bank
Loans to Minorities, SCs/STs,
Women & Weaker Sections (outstandings)
Segment
Minorities
(% to Priority Sector)
SC/STs
(% to Priority Sector)
Women
(% to Priority Sector)
Weaker Sections
(% to Priority Sector)
SLBC of Andhra Pradesh
March,08
(Rs. in Cr)
March,09
(Rs. in Cr)
March,10
(Rs. in Cr)
Sept,10
(Rs. in Cr)
2,778
(3.12%)
5,970
(5.95%)
8,502
(6.72%)
11,400
(8.11%)
6,952
(7.82%)
8,025
(8.00%)
11,019
(8.71%)
11,943
(8.50%)
11,742
(13.20%)
23,242
(23.17%)
29,039
(22.95%)
32,073
(22.83%)
33,855
(38.07)
33,861
(33.75%)
44,657
(35.30%)
45,804
(32.60%)
Andhra Bank
SHG- Bank Linkage Program (Rural) Disbursements
March,08
Disbursed
Amount
(Rs. In Cr.)
No. of
Groups
(Disbursed)
SLBC of Andhra Pradesh
March,09
March,10
Sept’10
5,883
6,637
6,501
2,739
4,13,625
4,76,195
4,04,439
1,84,538
Andhra Bank
SHG- Bank Linkage Program (Urban) Disbursements
March,08
Disbursed
Amount
(Rs. In Cr.)
No. of
Groups
(Disbursed)
SLBC of Andhra Pradesh
March,09
March,10
Sept’10
436
843
1,253
636
55,545
92,238
1,07,962
43,276
Andhra Bank
SHG- Bank Linkage Program
Outstandings (Rural and Urban)
March,08
Outstanding
Amount
(Rs. In Cr.)
7,125
Outstanding
No. of
Groups
7,10,315
SLBC of Andhra Pradesh
March,09
9,837
March,10
11,764
Sept’10
13,145
9,89,382 11,67,000 12,47,099
Andhra Bank
Annual Credit Plan- Implementation
Segment
2009-10
TOTAL
(Rs.in Cr.)
Target
Achmt
2009-10
September,2009
(Rs. in Cr)
Target
Achmt
2010 -11
September,2010
(Rs.in Cr.)
Target
Achmt
23,500
24,845
(105.72%)
14,100
14,407
(102.17%)
17,473
16,372
( 93.70 %)
9,000
12,929
(143.65%)
4,500
5,414
(120.31%)
8,609
8,606
(99.97%)
32,500
37,774
(116.23%)
18,600
19,821
(106.56%)
26,082
24,978
( 95.77%)
8,000
7,399
(92.49%)
4,000
2,584
(64.60%)
4,075
5,338
( 130.99%)
Other Priority
Sector
15,000
12,200
(81.33%)
7,500
6,052
(80.69%)
7,850
7,516
( 95.75%)
Total
Priority
Sector
55,500
57,373
(103.37%)
30,100
28,457
(94.54%)
38,007
37,832
( 99.54%)
Crop Loans
Term Loans
(Agri&Allied)
Total
Agriculture
SME
SLBC of Andhra Pradesh
Andhra Bank
Annual Credit Plan- Implementation
Segment
2010-11 Rabi
(Rs.in Cr.)
Rabi
Target
Achievement
% of
Achivement
Crop Loans
8,788
3,846
43.76
Term Loans
(Agri&Allied)
7,043
2,817
40.00
15,831
6,663
42.09
Total Agriculture
SLBC of Andhra Pradesh
Andhra Bank
Performance under Schemes sponsored by Central
Government
Scheme
SGSY
Target
2009-10
239.98
Ach’mnt
March,10
Target
2010-11
Ach’mnt
Sept,10
288.26
275.86
186.07
1,200 1,251.75
1,747
765.33
4,433
2,968
3,499
1,249
2,32,826 *
28,745
53,173
4,858
(Rs.in Cr)
SJSRY
(Rs.in Cr)
PMEGP
(Units)
ISHUP
(Units)
(*The target continued for the year 2010-11
and subsequently reduced to 53,173)
SLBC of Andhra Pradesh
Andhra Bank
Performance Highlights



State’s CD Ratio at 114.57% is one of the highest in the
Country
The outstanding under Agriculture Credit crossed Rs.
76,600 Cr. which is one of the highest in the Country
The growth in Agricultural Advances during the current
year upto September is 11.56%
SLBC of Andhra Pradesh
Andhra Bank
Performance Highlights – SHG –Bank Linkage




Self Help Group lending is one of the important lending
portfolios of Banks in the State.
State is Leading in the Country in Number of SHGs, Quantum of
Lending and Per group lending both in respect of Rural and
Urban SHGs
The outstanding credit to SHGs stood at Rs. 13,145 crores
The CMSA (Community Managed Sustainable Agriculture)
program is proposed to be implemented through SHGs in the
State during the current year (outlay Rs .4,078 Cr)
SLBC of Andhra Pradesh
Andhra Bank
Performance Highlights




All the districts in the State are having RSETIs
Efforts are on to establish FLCCs in all the districts in
coordination between the Lead Banks and other major Banks
During the year upto now 14 Steering Committee meetings, two
SLBC meetings, two Export Sub Committee meetings, one SLIIC
meeting and one LDM’s Conference, one Special Meeting and
three Meetings of Core Committee on SHG-Bank Linkage
programme are conducted by SLBC
Excellent coordination is prevailing among the Banks,
Government and other Agencies
SLBC of Andhra Pradesh
Andhra Bank
Damage due to Floods/ Heavy rains




State has been affected by Floods/ Heavy rains during October,
November and December, 2010
GoAP released GO Ms No. 17 dated 14.12.2010 and GO Ms No. 20
dated 22.12.2010 declaring 607 mandals in 16 districts as affected
14th Meeting of Steering Committee of SLBC held on 20.12.2010
for the specific purpose of extending relief measures to farmers
Banks were advised to undertake Relief Measures immediately
SLBC of Andhra Pradesh
Andhra Bank
Damage due to Floods/ Heavy rains
S.No.
Name of the District
No.of affected
Mandals as per GO
Ms. 17
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
Srikakulam
Vizianagaram
Visakhapatnam
East Godavari
West Godavari
Krishna
Guntur
Prakasam
Nellore
Chittoor
Dr. YSR Dist. (Kadapa)
Ananthapur
Warangal
Khammam
Nalgonda
Karimnagar
TOTAL
31
34
32
53
46
39
27
40
46
39
20
63
13
SLBC of Andhra Pradesh
483
No.of affected
Mandals as per GO
Ms. 20
6
46
40
32
124
Andhra Bank
Relief Measures



All Crop loans/Kisan Credit Card Loans disbursed in Kharif 2010
and Rabi 2010-11(up to the date of occurrence of Floods/heavy
rains) in the notified Mandals are eligible for conversion to CCTLs
(Crop loans converted to Term loans). Further finance be
extended where ever crops are being raised.
All the Controlling Authorities of Banks are advised to submit
fortnightly progress report to SLBC.
Banks were advised that the first report is to be sent as on
15.01.2011 by 18.01.2011 and within three days after the closure
of each fortnight thereafter up to March, 2011.
SLBC of Andhra Pradesh
Andhra Bank
THANK YOU
SLBC of Andhra Pradesh
Andhra Bank