Transcript Document
LIVING BENEFITS by 34 Years as Financial Advisors Thousands of Families by David Thawley and Julia Thawley, MBA Licenses CA - OC85026 / 0593378 NV – 699548 / 715125 Why Do You Buy Life Insurance? PROTECT Your Family What If You LIVE? Introducing a Revolutionary, NewSolution Kind of Life LIVING BENEFITS are the Ultimate for Insurance That Your MostFamily’s People Don’t Know Exists Safeguarding Financial Security! The 3 Living Benefits… CRITICAL ILLNESS CHRONIC ILLNESS TERMINAL ILLNESS Living Benefits are Automatically Included in the Policy AT NO ADDITIONAL PREMIUM! Accelerated Benefit Riders – Critical Illness Heart Attack Stroke Invasive Cancer Blindness Coronary Artery Bypass Leukemia, Lymphoma Multiple Myeloma End-stage Renal Failure Coma, ALS Severe Burn Major Organ Transplant Arterial Aneurysms Central Nervous System Disease Paralysis, Loss of Limbs (All Critical Illnesses may not be available in all states or with all life insurance carriers) ( This Benefit allows you to “accelerate” the payment of a portion of your life insurance proceeds BEFORE your death. Amount paid is based on age, severity of illness and face amount of coverage. A True Critical Illness Story Juan (Johnny) - Obtained a new $500,000 Life Insurance policy with Living Benefits. 8 months later he was diagnosed with STOMACH CANCER A True Critical Illness Story $344,033 Imagine what this family experienced when they received this LIVING BENEFIT CHECK! Accelerated Benefit Riders – Chronic Illness 2 of 6 Daily Living Activities* or Cognitive Impairment For a period of 90 consecutive days. *Daily Living Activities: Bathing Toileting Continence Dressing Transportation Eating This Accelerated Benefit provides an income to the insured in the event of illness or accident that pays a monthly payment for up to 50 months. Accelerated Benefit Riders: Terminal Illness This benefit provides a payment in the event insured is diagnosed with a terminal illness with life expectancy of less than 24 months. This Benefit also allows you to “accelerate” the payment of a portion of your life insurance proceeds BEFORE your death. Accelerated Benefit Riders – Terminal Illness Funds Can be Used for Anything Pay Medical Expenses or Seek Alternative Treatment Bucket List Payoff Your Home College Funding A True Terminal Illness Story Cora - Obtained a new $500,000 Life Insurance policy with Living Benefits. 1 year later she was diagnosed with TERMINAL THROAT CANCER A True Terminal Illness Story $380,186 Cora purchased a home for her daughters, paying all cash. Sadly, she passed away one month later. Living Benefits provide us with Options and Choices to protect our Family’s Well-Being. Every Family Needs Living Benefits! Living Benefits…Three Forms of Coverage Indexed Universal Life • Lifetime coverage to age 121 • Living Benefits • Cash Value Growth Term Life Insurance • • • • Lowest cost No cash value growth Insurance only Coverage to age 85 Living Benefits Guarantee Universal Life • Lifetime coverage to age 121 if premiums paid • No cash value growth • Living Benefits • Lifestyle Income Rider The material in this presentation is not intended to provide any specific tax and/or legal advice.