Contents of the course - Solvay Brussels School of

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Transcript Contents of the course - Solvay Brussels School of

International Finance Part 1

Fundamentals of International Finance

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Lecture n°3 Exchange rate determination

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Exchange rate determination

 Models of exchange rate determination  Basis :  Capital in & out-flows lead to appreciation / depreciation of exchange rates, in function of the differential between domestic and foreign interest rates (IS- LM).

 Accounting for capital account integration (BOP curve) : Mundell-Fleming model.

 Newer models :  Extent from flows models to accumulate into stocks.

stock models, since flows 2

Exchange rate determination

 Models of exchange rate determination - Stock  (1) Monetary approach (UIP holds) :  (a) Monetarist : PPP holds  (b) Overshooting : sticky prices  (2) Portfolio approach :  UIP does not hold : imperfect asset substitutability  CIP holds.

 All assume perfect capital mobility ; CIP holds.

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Monetary approach

 Monetary approach - Monetarist  The exchange rate is the market clearing price between 2 stocks of money, i.e., money demand and money supply.

 Perfect asset substitutability : investors are indifferent between holding domestic or foreign assets provided that the expected return on each asset is the same.

 M = only asset in the model  S = (m-m*)  (y-y*) +  (  p e  p e *)  S results from the relative money supply (m) and money demand (m-p ,the real money supply), derived from income, interest rates and expected inflation rate.

 Inflation rate modelled as depending on the expected monetary growth (if larger than foreign, S will rise) 4

Monetary approach

 Monetarist approach - Theoretical remarks  Based on very strong assumptions :  PPP holding continuously  Demand for money as a stable function of income and interest rates  Perfect price flexibility  Monetarist approach - Empirical Evidence  Types of tests : regressions on the model equation  Poor results :  Wrong signs, low R 2 , few significant variables.

 Exchange rates too volatile to be explained by the model.

 Evidence of serial autocorrelation of S, no evidence for efficient market monetary approach.

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Monetary approach

 Monetary approach - Overshooting model  First model : Dornbusch (1976)  Try to explain the observed high volatility of X rates.

 States that the difference of speeds of adjustment between asset markets (rapid) and good markets (slow, due to sticky prices) determines exchange rates.

 Long-run exchange rates are determined by real factors & monetary factors.

 Same equation for the money market (MM) equilibrium (monetarist model) + specification of the goods market.

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Monetary approach

 Overshooting model - Specification  Two key equations of the model :  MM equilibrium condition (1):  m - p =  form) y  i (same as previous but in a log linear  Goods market equilibrium condition (2):   p =  (  (s+p*-p)  i +  y - ^y)   p is a function of the gap between aggregate demand and aggregate supply.

 First term : the demand for domestic output is function of real exchange rate  all () less ^y : aggregate demand equation  ^y aggregate supply, at full employment 7

Monetary approach

 Overshooting model - Specification  Equations (1) and (2) lead to :  s = s- + (1/  ) (m - p  y +  i*) in logarithm  meaning that the exchange rate and price level are function of three exogenous variables : • the real money supply (m-p) • • the domestic real income (y) the foreign interest rate (i*)  s- is the long-run exchange rate, determined by monetary (inflation differential) and real factors (economic fundamentals). If s above s-, then s is expected to appreciate.

 If p falls, the real supply money rises. Then, i falls to maintain MM equilibrium (1). Then  s e has to fall to maintain the interest parity condition (i=i*+  s e ) : the exchange expected to appreciate.

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Monetary approach

 Overshooting model - Hypotheses  Money is neutral in the long-run : changes in the supply of money have no long-run effect on the real economy : an % increase (decrease) in money supply will lead to the same % increase (decrease) in p and s.

 Short-run adjustments : m supply decreases, than i rises in the short run since p is sticky (thus (m-p) drops), leading expected exchange rate to appreciate beyond s-, generating next expectations of depreciation = “overshooting”.

 Overshooting reaction of money markets are necessary for the goods markets to be in equilibrium in the model to hold.

 After the s drop : excess supply of goods then p falls, i falls (by (m-p) rising), then capital outflows, and s expected to depreciate.

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Monetary approach

 Overshooting model - Input  Dornbush’s model can provide an explanation for the large fluctuations in exchange rates.

 The model has served as a basis for other models of the overshooting type : no full employment, imperfect currencies and assets substitutability, imperfect capital mobility, rational expectations, dynamic (not analysed here).

 Overshooting model - Empirical evidence  Methods : multivariate lagged regressions  Mixed evidence : some support of PPP in the long-run, some evidence of overshooting in the short-run.

 Some support from recent tests.

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Portfolio approach

 Portfolio models - Specification  Consider 3 assets that investors hold and diversify (imperfect substitutability - UIP does not hold):  M : Money  B : domestic bonds  F : foreign bonds  Well-defined asset-demand function:  Function of expected rate of return (on both the asset and its various substitutes)  Expected rate of return of foreign assets : defined as i* + expected rate of depreciation of domestic currency.

 Function of wealth : implies that changes in price of the assets, and changes in S, will affect assets demand.

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Portfolio approach

 Portfolio models - Specification  Static expectations (  S e = 0)  Macroeconomic model in an open economy : price flexibility, full employment (results may vary the way the real economy is modelled)  The model distinguishes between short-run and long-run exchange rate determination.

 Short-run : depends of investors preferences between foreign and domestic assets : S changes to insure that assets markets are in equilibrium.

 Long-run : role for the real sector, and in particular, the current account. The short-run S determines the current account, which, in turn, represents net foreign asset accumulation, that, again, causes S to change.

 Stability is reached when the current account is in equilibrium.

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Portfolio approach

 Portfolio models - Specification  Differentiates between stocks and flows (1) :  It is the variation of the differential of interest rates that determines capital flows, not the absolute difference (Mundell Fleming model).

 Differentiates between stocks and flows (2) :  Implications of current account imbalances for asset accumulation : • Consider a country with a current account surplus (X>M) : • • • If S are floating : a current account surplus will be accompanied by a capital account deficit (Xk>Mk, capital outflows), so that the BOP sums up to zero.

This capital account deficit will increase the investors (residents) holdings of foreign assets.

Then, a current account surplus implies an increase in residents holdings of foreign assets.

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Portfolio approach

 Portfolio models - Graphical Equilibrium  MM: equilibrium on the Money Market :  Positive slope, since a rise in S increases wealth (by increase of SF - the value of holdings of foreign bonds) and thus the demand for Money, and i should rise to restore equilibrium.  BB : domestic bond market equilibrium:  Negative slope, because a rise in S generates excess demand on bonds, raise their prices, so i falls.

 FF : foreign bond market equilibrium:  Negative slope, for the same reason as BB, but less steeper, since the impact of a rise in demand is less strong on foreign bonds than on domestic bonds (imperfect substitutes, preference for national investments).

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Portfolio approach

 Portfolio models - Graphical Equilibrium S B F M S eq F M B i i 0 15

Portfolio approach

 Portfolio models - Conclusion  Portfolio models can generate similar results as the sticky prices monetary models : account for exchange rate volatility, misalignment, and the possibility of overshooting.

 But they allow a wider range of assumptions than monetary models, like imperfect assets substitutability.

 To this extent, they are more satisfying than monetarists models.

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Portfolio approach

 Portfolio models - Empirical evidence  Difficult to test due to important data problems  Good supporting evidence for the tests run  But bad performance at forecasting (in particular, it does not outperform the random walk)  Econometrical problems could explain this failure, like poor data and poorly specified dynamics.

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“News” approach

 Testing models News approach  Try to distinguish between expected / unexpected components of exchange rates determinants  Models sensitive to the way news are constructed, and to the choice of the type of news  Poor empirical performance  -> research question : what type of news is important to influence expectations on exchange rates?

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Misalignments

 Recent attempts to explain misalignments  Misalignment : departure of exchange rate from its long run equilibrium  Two types of explanations :  Rational bubble :  Still assuming rational behaviour of markets participants.

• • • • • P t B t = discounted cash-flows + B t = E(B t +1) / (1+r) = bubble component B t+1 = (1+r) B t + Z t Bubble has a probability of bursting at each period, but grows at an expected rate of r if investors are risk neutral.

Testing for evidence : joint hypothesis of bubble existence and of the model of exchange rate determination.

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Misalignments

 Recent attempts to explain misalignments  Rational bubble :  Mixed empirical evidence for speculative bubbles on the exchange rate markets  Theoretical questions : • Since prices are bounded to zero, a negative bubble could never starts • With rational expectations hypothesis, a bubble should begin at the start of the asset life • An asset with a finite life and a fixed redemption value cannot become the object of a rational bubble  Need for the hypothesis of and ‘near rational’ bubble : “ out there ”...

limited rational expectations there is always a greater fool 20

Misalignments

 Recent attempts to explain misalignments  Heterogeneous expectations :  Wide dispersion of opinions observed, in particular for longer maturities  Model of two groups of forecasters (Frankel & Froot, 1987): • Chartists : extrapolate past experience • Fundamentalists : using Dornbush’s overshooting model  Portfolio managers use a weighted average of these two forecasts, and update the weights according to who is doing better.

 Broad empirical support : explained the rise and fall of the dollar in early 1980’s. Questionnaires among forecasters supported the approach.

 -> still at an infant stage. 21