Is Your Mortgage & Lifestyle Totally Protected?

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Transcript Is Your Mortgage & Lifestyle Totally Protected?

Is Your
Mortgage & Lifestyle
Totally Protected?
USA Benefits Group
Eagle Division
ABOUT DAVID COLLINS
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37 Years Of Providing Mortgage Protection For The Question:
“Are You Totally Protected”
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USA Benefits Group Executive Vice President since 2003
4000 Customers
16 Third Generation Families
CHU certified since 1998
405-616-7714
[email protected]
USABG Eagle Division
Total Mortgage Protection Plus
I Have Worked This Market For 37 Years
THERE IS ONLY FOUR THINGS THAT CAN AFFECT A MORTGAGE AND WE COVER THEM ALL!!
YOU COULD DIE
We would pay off the mortgage
YOU COULD HAVE A CRITICAL ILLNESS
CANCER-HEART ATTACK-STROKE
6 times more likely than dying
We would pay $50,000 On Diagnosis
YOU COULD HAVE AN ACCIDENT
5 times more likely than dying
After A 90 Day Wait
We Will Make Your Mortgage Payment For 24 Months
YOU COULD LIVE TO TERM
We Would Return Your Premium
MY HISTORY WITH MORTGAGE PROTECTION
From 1977 until I joined USABG in 2003, Mortgage Protection represented about 40% of my
personal production. I knew weeks in advance what counties I would be working daytime health
leads in, and would purchase list of mortgage holders 30 to 50 years old that had originated a
mortgage in the last 5 years that I could cold call.. I averaged 7 sales a month cold calling these
lists The average premium was $100 with an average advance of $945 dollars.
USA BENEFITS GROUP EAGLE DIVISION
Providing Insurance Solutions for 37 Years
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STABILITY & SECURITY WITH USABG EAGLE DIVISION
– Nationwide network of insurance professionals serving home owners
since 1977.
– 37 years of providing mortgage insurance solutions for the WHAT IF of
life!
– Over $550 million in business, while insuring thousands of mortgages
and lifestyles
– We have witnessed over a billion dollars in claims. Most of these
Claims did not involve dying! We know what you need to protect your
mortgage and lifestyle
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TOTAL MORTGAGE PROTECTION PLUS COVERS EVERYTHING THAT
CAN AFFECT YOUR MORTGAGE AND LIFESTYLE
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Die before the end of your mortgage
Have a Critical Illness Event – Six Times More Likely Than Dying
Have a accident disability - Five Times More Likely Than Dying
Live to the end of your mortgage
USA BENEFITS GROUP EAGLE DIVISION
How To Generate The Most Cost Effective Leads
!! THESE LEADS ARE EXCLUSIVE TO YOU !!
TOOLS YOU NEED TO BE SUCCESSFUL IN THIS MARKET
UNLIMITED QUALIFIED LIST
Unlimited Access To Homeowners 30-50 Years Old That Have Originated
A Mortgage Loan of $100,000 To $300,000 In The Last 5 Years. All list
include phone numbers and are scrubbed for “NO CALL”
Cost For This Service Is $50.00 Per Month
POWER DIALER WITH LEAD MANAGEMENT TOOLS
3 Line Predictive Dialer From SalesDialers.ComMakes
400 Calls Per Hour = 80% Productive Time
Cost For This Service Is $110 Per Month
E-COMMERCE TOOLS
Gold Package From Iboomerang
Cost For This Service Is $100 Per Month
TOTAL MONTHLY COST = $260
USA BENEFITS GROUP EAGLE DIVISION
Results You Should Expect
!! STAY COMMITTED TO THE 37 YEAR OLD SYSTEM !!
WE SELF GENERATED MORTGAGE LEADS BY COLD CALLING FOR 26 YEARS
We Were Manually Dialing About 25 Calls Per Hour
We Could Only Buy List That Had Been Originated In The Last 5 Years
We Generated Two Very Good Appointments For Every Ten Contacts
We Sold 50% Of Our Appointments
We Averaged 7 Sales Per Month Part Time
The Average Advance Was Over $800 Per Sale
ADVANTAGES OF NEW GENERATION TECHNOLOGY FOR MORTGAGE SALES
The Sales Dialers.Com 3 Line System Makes 400 Calls Per Hour
We Can Buy Unlimited Mortgage List For $50 Per Month
They Have Phone Numbers And Are Scrubbed For Do Not Call
They Are Age Specified 30 To 50 Years Old
They Are Mortgage Specified At $100,000 To $300,000
REASONABLE EXPECTATIONS
10+ SALES PER MONTH WITH A $1,000 ADVANCE PER SALE
Why Total Mortgage Protection Plus ??
CRITICAL ILLNESSES AND ACCIDENTS
#1 Cause Of Foreclosures And Bankruptcy
 CANCER EVERY 24 SECONDS
– 55% Of All Hospital Admissions
– I in 2 males + 1 in 3 females
– Average recovery 14 months
– 6 Times More Likely Than Dying
 CORONARY ILLNESSES EVERY 29 SECONDS
– 1.2 million heart attacks & 800,000 surgeries per year
– 10% Of All Hospital Admissions
– Average Recovery 8 To 10 Months
– 6 Times More Likely Than Dying
 ACCIDENTS
– There is over 20 million accidents every year
– 14% Of All Hospital Admissions
– Average recovery 8 months
– 5 Times More Likely Than Dying
What if this happened to you?
80% USE UP ALL THEIR LIFE SAVINGS
What would you do?
THESE CLAIMS ARE ALL MY CUSTOMERS
 BREAST CANCER / $414,137
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10 MONTHS OF LOST INCOME
Received $50,000 On Diagnoses
 HEART ATTACK WITH SURGERY / $243,000 Bill
 13 MONTHS OF LOST INCOME
 Received $50,000 On Diagnoses
 ACCIDENT WITH 7 SURGERIES / $393,000 Bill
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24 MONTHS OF LOST INCOME
90 Day Wait. Received $2,200 Monthly For 21 Months
 OUR GOALS ARE SIMPLE, PROTECT THE MORTGAGE
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Pay The Mortgage Payment On Critical Illnesses And Accidents
Pay Bills On Critical Illnesses
Pay All Out Of Pocket Cost On Your Major Medical
Pay Off Mortgage If You Die
Return Your Premium, If You Do Not
USABG Mortgage Protection Plus
If Cancer Or An Accident Was In Your Future
?? Which Plan Would You Prefer ??
Standard
Mortgage
Protection
Death
Benefit
Only
Return
Of
Premium
Mortgage
Protection
Plus
IF YOU DIE
We Pay Off Mortgage
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CRITICAL ILLNESS
We Pay $50,000 Cash
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ACCIDENT
DISABILITY
We Pay Payment
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IF YOU LIVE
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