Transcript UNIVERSAL MARKETING

Is Your
Mortgage & Lifestyle
Totally Protected?
Who is USA Benefits Group?
About the Company
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USA Benefits Group is a nationwide network of health and life
insurance professionals that have been serving small business
owners and the self-employed since 1988.
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Non-captive agents working for you, not the insurance company
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26 years of Health and Life Insurance Specialization
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A+ rating with the Better Business Bureau
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Representing top-rated companies as determined by A.M. Best
About Your Agent
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David L. Collins
Executive VP
USABG
USA Benefits Group Eagle Division Manager since 2003
4000 Customers
16 Third Generation Families
CHU certified since 1998
37 Years Of Providing insurance Solutions For The Question:
“Are You Totally Protected”
USA BENEFITS GROUP EAGLE DIVISION
Providing Insurance Solutions for 37 Years
We cover everything that affects your mortgage
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STABILITY & SECURITY WITH USABG EAGLE DIVISION
– Nationwide network of insurance professionals serving home owners
since 1977.
– 37 years of providing mortgage protection solutions for the WHAT IF of
life!
– Over $550 million in business, while insuring 100,000 thousand
mortgages and lifestyles
– We have witnessed over a billion dollars in mortgage claims. We know
what you need to protect your mortgage and lifestyle
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TOTAL MORTGAGE PROTECTION PLUS FAMILY SECURITY
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We cover everything that affects your mortgage
Die before the end of your mortgage
Have a Critical Illness Event
Cancer + Accident + Heart + Stroke
Have a accident disability
Live to the end of your mortgage
Total Mortgage Protection Plus
It’s Not Always The Other Guy!
#1 Cause Of Foreclosures And Bankruptcies
 CANCER EVERY 24 SECONDS
– 55% Of All Hospital Admissions
– I in 2 males + 1 in 3 females
– Average recovery 14 months
– 6 Times More Likely Than Dying
 CORONARY ILLNESSES EVERY 29 SECONDS
– 1.2 million heart attacks & 800,000 surgeries per year
– 10% Of All Hospital Admissions
– Average Recovery 8 To 10 Months
– 6 Times More Likely Than Dying
 ACCIDENTS
– There is over 20 million accidents every year
– 14% Of All Hospital Admissions
– Average recovery 8 months
– 5 Times More Likely Than Dying
Dying Is Not The Greatest Risk
To Your Mortgage
14%
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68% of all hospital confinements
are related to the 3 most common
critical illnesses
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SIX TIMES MORE LIKELY THAN DYING
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WE WOULD PAY $50,000 ON DIAGNOSIS
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WOULD PAY MEDICAL EXPENSES
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WOULD PAY MORTGAE PAYMENT
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WOULD PAY LIVING EXPENSES
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14% of all hospital confinements
are related to disabilities from
accidental injuries.
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FIVE TIMES MORE LIKELY THAN DYING
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WE WOULD PAY THE MORTGAGE FOR 24
MONTHS
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IF THE ACCIDENT INVOLVES MAJOR
BURNS OR PARALYSIS WE WOULD ALSO
PAY $50,000 ON DIAGNOSIS
18%
Accidents
All other
procedures
and
surgeries
*82%
Heart • Stroke • Cancer
68%
STATISTICS FOR
HOSPITAL CONFINEMENTS
*AMERICAN HOSPITAL ASSOCIATION
What if this happened to you?
80% USE UP ALL THEIR LIFE SAVINGS
What would you do? Average out of pocket, $16,500
THESE CLAIMS ARE ALL MY CUSTOMERS
 BREAST CANCER / $414,137
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10 MONTHS OF LOST INCOME
Received $50,000 On Diagnoses
 HEART ATTACK WITH SURGERY / $243,000 Bill
 13 MONTHS OF LOST INCOME
 Received $50,000 On Diagnoses
 ACCIDENT WITH 7 SURGERIES / $393,000 Bill
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24 MONTHS OF LOST INCOME
90 Day Wait. Received $2,200 Monthly For 21 Months
 OUR GOALS ARE SIMPLE, PROTECT THE MORTGAGE
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Pay The Mortgage Payment On Critical Illnesses And Accidents
Pay Bills On Critical Illnesses
Pay All Out Of Pocket Cost On Your Major Medical
Pay Off Mortgage If You Die
Return Your Premium, If You Do Not
USABG Mortgage Protection Plus
If Cancer Or An Accident Was In Your Future
Which Plan Would You Prefer ??
Standard
Protection
IF YOU DIE
We Pay Off Mortgage
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CRITICAL ILLNESS
We Pay $25,000 Cash
Return
Of
Premium
Mortgage
Protection
Plus
IF YOU DIE
We Pay Off Mortgage
+
CRITICAL ILLNESS
We Pay $50,000 Cash
+
ACCIDENT
DISABILITY
We Pay Payment
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IF YOU LIVE
Return Of Premium
USA BENEFITS GROUP
TOTAL MORTGAGE PROTECTION PLUS
Will Schroer Family / 73160 / 42 &39
$150,000 30 Year Mortgage / $1,300 Payment
TOTAL PROTECTION PLAN
TOTAL PROTECTION PLUS
TWO BENEFIT PLAN
FOUR BENEFIT PLAN
YOU COULD DIE
We would pay off the mortgage
YOU COULD HAVE CANCER
4 times more likely than dying
We would pay $50,000
HEART ATTACK
3 times more likely than dying
We would pay $50,000
YOU COULD HAVE AN ACCIDENT
3 times more likely than dying
90 Day Wait
$1,500 Disability For 24 Months
YOU COULD LIVE TO TERM
We Would Return Your Premium
YOU COULD DIE
We would pay off the mortgage
YOU COULD HAVE CANCER
6 times more likely than dying
We would pay $25,000
YOU COULD HAVE A HEART ATTACK
6 times more likely than dying
We would pay $25,000
$109
($39,230 Bill)
USABG EAGLE DIVISION
OUR GOALS ARE VERY SIMPLE
PAY THE BILLS 100%
PROVIDE INCOME + YOU RECOVER
A Check is Better.. Than A Get Well Card
$151
($54,360 Deposit)