Transcript The Banking System of the Future

Helping Investors Make 8 – 12%
Return On Their Money
Who Am I, Why Should You Care?
• Lee Arnold, Independent
Commercial Financing Specialist
• Private Money Exchange
• Private Money Loans in all 50
States
• Provide a Platform Where Lenders
are Safely Matched With Funding
Opportunities
• Your One-Stop Source of High
Yield-Low Risk Investments
Today’s Goal
To help you make significantly more on
your money in high-yield, low risk
investments in real properties
Would That Be Beneficial For Anyone
in Here?
In a Moment You Will Know…
• About a Multi-Billion Dollar Market YOU Can
Get Involved In Today
• How to Find Super Safe and Highly Productive
Opportunities to Lend On
• How to Confidently Approach EVERY
Opportunity Knowing That You Are Backed By
30 Years and $300,000,000 of combined
lending experience!
Best of All:
Experience is NOT Required!
The Retirement Picture
• Many Americans have lost over 50% of their
Retirement and Investment Portfolio
• 1 out of 3 Americans Live on a Monthly
Retirement of $900
• 90% of Americans 50 or older have a net
worth of less than $37,000
What is Safe?
Today’s Banking System…
• As of October 1st, 129 Banks have failed in 2010
(Reported in USA Today)
• 2009: 140 Banks Failed
• 2008: 25 Banks Failed
• 2007: 3 Banks Failed
Who is Managing Your Money?
• A Majority of People Spend More Time in the
Bathroom than on Their Financial Portfolio
• 85% of the Trillions of Dollars Traded on Wall
Street are Managed by Just 5 Firms
• A Fund Manager Typically Gets a 2% Override
of Every Dollar Invested, Regardless of Your
Earnings! 20 years = 40% of Your Money Gone!
Has your 401k Become a 41k?
It’s Time For YOU to Take Control!
• Mutual Funds Only Yielding 1-2% Annually
• Inflation At 3% (Predictions of a Rise to Double
Digits by 2015)
• CDs are earning between 1/10 of 1% to 2%
• If You Invested in the Stock Market Between
Sept 2000-Sept 2010 you would have earned
3.1% annually
Unless you’re making at least 4-5%
annually, you’re going backwards
The Current Banking System is Broke!
You Can No Longer Safely Put Your Money in:
– Mutual Funds
– CDs
– High-Risk/High-Yield Money Market
Accounts
NO CONTROL and NO SECURITY!
And This Means?
You’re in an Awesome Spot!
• Bad Economies =
Phenomenal Opportunities
• Money is in high demand,
meaning you’re in a great
place to lend
• Most Importantly: You have
friends in high places to
make sure you do this safely
and effectively!
Is…
The New Banking System
Private Money Lending:
Is A Secure Investment
Gives You Complete Control
Gives You A Higher Rate of Return than Inflation (no
back-peddling)
Never Allows Your Money to Go “POOF” and
Disappear
Wealth is not determined by the amount of
Money you have, rather by the number of
Assets you Control.
You Decide… Is It Risky?
Borrower Puts Down 25% - 35%.
Property is Purchased at a Distressed
Wholesale Price. Typically 50-70% Loan to
Value
Private Money Lender is in First Lien
Position on Real Property
Personally Guaranteed by Individuals with
Proven Track Records
We Eliminate the Risk By:
Analyzing the Opportunity for You
– We Meticulously Review:
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The Appraisal
The Market
The Borrower
How it will be Collateralized
– Due Diligence
– We Only Lend on Non-Owner Occupied,
Investment Properties
What Your Due Diligence Packet Includes:
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•
Purchase and Sale Agreement signed by both parties
Proof of Consideration
Private Money Exchange.com Application
Current Credit Report
Proof of Funds
– Bank statements
– Investment accounts
– Partner’s information
• Property Information (Tax Assessor’s Info)
– Square footage
– Year built
– Size of lot
• CMA- Comparable Market Analysis
We Market For Opportunities That Are…
Low Risk / High Yield
Easily Exitable (6-12 months)
Located in Already Established Areas
Ugliest House on the Prettiest Street
65 Cents on the Dollar
Recent Loans Transacted
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Loan Amount:
$100,000
Estimated Value:
$178,000
Exit Strategy:
Rehab and Sell
Lender Received:
- 1 point = $1,000
- Plus 10% Interest
- Collecting Interest only
Monthly checks of $833.33
Total Annualized Yield of 12%!
Recent Loans Transacted
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Loan Amount:
$58,000
Estimated Value:
$125,000
Exit Strategy:
Rehab and Sell
Lender Received:
- 2 Points = $1,160
- Plus 15% Interest
- Collecting Interest-Only
Monthly checks of $725
Total Annualized Yield of 19%!
Recent Loans Transacted
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Loan Amount:
$43,636.45
Estimated Value:
$174,000
Exit Strategy:
Rehab and Sell
Lender Received:
- 2 points = $872.72
- Plus 10.5%
- Collecting Interest only
Monthly checks of $381.00
Total Annualized Yield of 19%!
How Do You Get Paid?
Let Me Count the Ways!
1. 1-2 Points paid at origination. Paid at closing
on the borrower’s purchase of the property
or at refinance.
2. Additional interest payments over the term
of the loan. Typically between 6-10%
3. Gross annual return for a private lender is
typically 8-12%!
How’s Your 401k Comparing?!
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Customers
Satisfied Lenders
Your #1 Source to Finding Great
Investments Every Time
• Networked with Borrowers All Over the
United States
• Created on 50 Years of Combined Legal and
Real World Experience in Real Estate
Acquisition and Funding
• We Play the Perfect Matchmaker Between
Funds and Opportunities
• All Funds Handled by a 3rd Party Escrow
Provider
Are You SERIOUS About Making
Money In Today’s Market?
All You Need is 2 Things…
#1
Viable Market Place
#2
A Proven System
What You’ll Need To Qualify:
• Funds Sitting in a Quickly Accessible Location
– IRA
– Self-Directed 401k
– Savings Account
– Stock Portfolio
– Corporate Account
– Etc, etc, etc
• We Suggest a Self-Directed 401k. Contact your
legal advisor or tax attorney for council
What You’ll Need To Do To Get Started:
Simply Fill Out The Webform:
www.PrivateMoneyExchange.com/larnold
Then:
Our team at PrivateMoneyExchange.com
will call you and support and guide you
through finding the perfect investment
opportunity
Goodbye 2% Annualized Returns
HELLO 8-12%!!!!
Upon Qualification,
As a Preferred Lending Partner
You’ll be Allowed to Attend
Our Exclusive Networking Mastermind
Value: $3,997
Just Our Way of Saying Thanks!
Simply Fill Out The Webform to Get
Started:
www.PrivateMoneyBank.com/larnold
Questions?
www.privatemoneyexchange.com/larnold