Transcript Document

Bank BelVEB:
FACILITATING INTEGRATION
Oleg Korobyin
Deputy Chairman of the Board
18-19 March, 2015
Contents
Key Facts about Belarus
Bank BelVEB Profile and Key Performance Indicators
Bank BelVEB Market Position
Mechanisms of Integration Facilitation
Cooperation Opportunities
Key Facts about Belarus
Land Area – 207 600 km2 (84)
Population – 9.4 mln
(90)
GDP – USD 77 mln
(63)
GDP Growth (2014) – +1.5%
Capital – Minsk
Population – 1.9 mln
Main industries:
• metallurgical
• mechanical engineering
• chemical and petrochemical
• light industry
• food industry
Number of Banks - 31
Bank BelVEB at a Glance
Corporate name
Belvnesheconombank Open Joint Stock Company
(Bank BelVEB OJSC)
Ratings
B- by Fitch Ratings
B- by Standard & Poors
Assets
USD 2 040 million
NumberEquity
of Branches
USD 315 million
Number of Branches
20
Number of Employees
Major Shareholder
2 297
Milestones
…December, 1991
Belarusian branch of
Vnesheconombank
of the USSR
1991
Belvnesheconobank
1994
2007
VEB became the major
Bank for Foreign
shareholder
Economic Affairs of the
Republic of Belarus
2011
Bank BelVEB
(rebranding)
5
Branch Network
Strong performance of the Bank’s
branch network has always been
pivotal in reaching to, and
broadening of, its clientelle and
channeling of banking products to
increase sales of services.
Bank BelVEB’s branch network
covers over 20 cities of Belarus
and comprises:
- 20 branches;
- 12 banking outlets;
- 19 centers of retail services.
Assets and Liabilities as at September 30, 2014
Customer Loan Portfolio
Breakdown by Industry
Customer Loan Portfolio
(EUR million)
NPL 90+ (%)
Position in Belarus’ Banking Industry (1)
 Bank BelVEB is the fifth largest bank in Belarus by assets.
Due to its dynamic
management team and
VEB’s support, Bank
BelVEB can
be more flexible
in developing its
strategy, selecting
clients and setting
risk-based pricing.
Breakdown by Assets
Position in Belarus’ Banking Industry (2)
 In accordance with the national standards of accountancy, by
the end of 2014 the Bank’s profit reached USD 50 million that
allowed it to attain the sixth place in the domestic banking
system in terms of profit while the Bank’s equity makes it fourth
among Belarus’ state-owned and commercial banks.
Breakdown by Profit
Breakdown by Equity
Position in Belarus’ Banking Industry (3)
 Bank BelVEB is considered a highly professional bank for
foreign economic affairs.
 By the end of 2014 the Bank ranked second in terms of trade
finance exposure.
Trade Finance Exposure
Products and Services
Being a universal bank, Bank BelVEB provides a wide range of banking
services to its customers across different economic sectors ensuring
customer satisfaction by offering technologically advanced products to
companies and individuals.
Retail & Corporate Banking
 Lending operations (consumer loans,
mortgages, loan refinancing)
 Current and deposit account management
 Card issuance
 Payments and settlements
 Foreign exchange services
 Money transfers
 Insurance
 Trade in precious metals and
commemorative coins
 Depositary services
 International payments
 L/Cs, guarantees, collections
 Corporate lending (SME financing,
factoring, leasing, bank guarantees
issuance, investment import financing)
 Short-term trade finance (documentary
transitions, discounting of deferred payment
L/Cs, pre-export finance)
 Long-term trade finance (loans
supported by ECAs)
 Securities transactions (bonds,
certificates of deposit, corporate securities,
savings certificates)
Clientele
The Bank provides high quality services to individuals, self-employed entrepreneurs and
corporate clients, including companies from such industries as steel production, oil refining,
automobile building, furniture industry, trade, insurance, food processing, light and
chemical industries, etc.
 MAZ (Minsk Automobile Plant)
 Pinskdrev
Major state producer of trucks, buses,
towed vehicles and various types of trailer equipment.
Largest production complex involved
in wood working and manufacturing of high-quality furniture
 Minsk Motor Plant
CIS leader in the production
of diesel engines
 Belarusian Railways
Slutsk Sugar Plant
 McDonald’s Restaurants
 Belita
Leading manufacturer of cosmetics popular
both in Belarus and abroad
 Elema
Country’s recognized leader in
the production of ladies’ outer garments
 Atlant
Recognized leader in the production of high-quality
household appliances
 Savushkin Produkt
Belarusian largest producer of dairy products
 Gorodeya Sugar Refinery
Mozyr Oil Refinary
 Coca-Cola Beverages Belorussiya
Spartak
Largest producer of confectionery in the country
Santa Bremor
Major foodstuff manufacturer in Belarus
Byelorussian Steel Works
Facilitating Integration. Mission
The Mission of the Bank is to facilitate and assist
customers from Russia and Belarus in successful
implementation of their mutual business
initiatives
Facilitating Integration
Instruments of integration facilitation
Financial
Non-financial
Informational
Bank BelVEB Structure
(sales and sales support)
VEB
VEB Group
Corporate Business
Other Banks
Financial Markets
Retail Business
Corporates
Facilitating Integration. Financial Instruments (1)
Financing of Export from Russia to Belarus
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Purpose loans granted through VEB financing
EXIAR covered loans
Non-purpose loans to importers
Trade finance
Guarantees
Agent agreements
Interest rates subsidies
Facilitating Integration. Financial Instruments (2)
Financing of Export from Russia to Belarus
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Pre-export financing
Trade finance
BelEximGarant covered loans
Financing of Russia-based subsidiaries of
Belarusian companies by VEB Group banks
Guarantees
Interest rates subsidies
Facilitating Integration. KPI
Share of integration projects in the corporate loans (min)
2017
2016
30%
2015
25%
2014
Facilitating Integration. Project Eligibility
Criteria
• Purpose financing of agricultural and industrial products supplies from
Russia to Belarus;
• Non-purpose financing of Belarusian manufacturers purchasing agricultural
and industrial products, components and services from Russia;
• Financial support to companies with the participation of Russian capital;
• Corporate loans in Russian national currency;
• Purpose financing of industrial products supplies from Belarus to Russia;
• Non-purpose financing of industrial products supplies from Belarus to
Russia.
Facilitating Integration. 2014 Key Projects
Over 2014, Bank BelVEB invested USD 1 bn in integration projects
KPI achieved - 43%
Facilitating Integration. Informational
Instruments
Since 2014 Bank BelVEB has been keeping the Information Database of
Russia-Belarus foreign trade in goods and services
Key data fields:
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Exporters
Importers
Type of goods
Russian Region
Amount of Supplies
Facilitating Integration. Non-financial
Instruments
Bank BelVEB holds conferences and workshops for VEB Group
participants and their customers with the aim of expanding Russia –
Belarus economic, trade and interbank cooperation.
Bank BelVEB: Your Reliable Partner in Belarus
Key Cooperation Opportunities:
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Trade Finance
ECA Covered Loans
Money Market and FX Deals
Clearing
Business Assessment for Investors
Business Partners Search in Belarus
Contact Information
29, Pobediteley Ave.
220004, Minsk
Republic of Belarus
Tel.: +375 17 209 29 44
Fax: +375 17 309 62 12
Telex: 252194 BVB BY
SWIFT: BELBBY2X
Reuter: BELB
E-mail:
[email protected]
Website: www.bveb.by
Corporate Business &
Trade Finance
Development:
Alexander Kashlach
+375 17 309 60 78
[email protected]
Trade Finance
Development:
Liudmila Arkhipenko
+375 17 309 62 39
[email protected]
Financial Institutions:
Denis Mozhdzher
+375 17 209 29 62
[email protected]
Documentary Operations:
Vadim Yakubenko
+375 17 218 66 94
[email protected]
Thank you!