Transcript Historia bankowości w Polsce

by Karolina Słowińska
kl. IV teh
 study
of the banking company and its
environment. It deals with, among others,
issues related to the functioning of the
banking system and banking products,
the bank risk management.
 also, the accounting department - the
science of financial transactions included
in the activity of banks (bank accounts).
 However,
already in December 1918 it
was announced that the Bank of Poland
would be established in the future. The
new issuing bank was to be named after
the institution that managed monetary
and economic matters after 1828, during
the short-lived autonomy of the Kingdom
of Poland.
 On
January 20 the statute of the Bank of
Poland was passed and the bank was
granted the sole right to issue notes. The
activities of the Bank were organised by
a five-person committee chaired by the
future President Stanisław Karpiński.
 According to contemporary models, the
central bank was established as a private
joint stock company, which was supposed to
ensure its independence. The shares of the
Bank were held by 176,000 shareholders.
The State Treasury held only 1% of stock.
 In
January 1924, the Parliament passed
a reform of the currency, which helped to
overcome the disaster of hyperinflation and
the associated chaos in the economy. In
April 1924 after the inflation destroyed the
brand, came into circulation Polish zloty, the
predecessor of our present monetary unit.
The currently created Polish Bank (the
predecessor of the Polish National Bank)
was in charge of this action.
 Co-founder of ‘Bank Polski SA’(Polish Bank
SA) was Władysław Grabski.
National Polish Bank started its operation in 1945,
replacing the then-Polish Joint Stock Company
Bank. Originally operated as a state bank under
the supervision of the Secretary of the Treasury.
Until the end of the 80s it was a general banking
business: a monopoly not only in the issue of
money, but also the provision of credit and
collection of savings. During the political
transformation regional and commercial banks
were separated from it, and the NBP (National
Polish Bank) only dealt with the issue of money
and the monetary policy of the state (monetary
function).
Powszechna Kasa Oszczędności (Common Savings
Bank) (ob. Powszechna Kasa Oszczędności Bank Polski)
– 1987
 Państwowy Bank Kredytowy (National Loan Bank) in
Warszawa (PBK, później Powszechny Bank Kredytowy,
ob. Bank BPH) – 1989
 Bank Przemysłowo-Handlowy in Kraków (IndustrialTrade Bank) (BPH, ob. Bank BPH) – 1989
 Bank Śląski in Katowice (Silesian Bank) (BŚ, ob. ING
Bank Śląski) – 1989
 Wielkopolski Bank Kredytowy in Poznań Loan Bank
in Poznan) (WBK, ob. Bank Zachodni WBK) – 1989
 Pomorski Bank Kredytowy in Szczecin (Loan Bank in
the seaside district) (ob. Bank Polska Kasa Opieki) –
1989

 Bank
Depozytowo-Kredytowy
in
Lublin
(Deposit- Loan Bank) (ob. Bank Polska Kasa
Opieki) – 1989
 Powszechny
Bank Gospodarczy in Łódź
(Common Economy Bank)(PBG, ob. Bank
Polska Kasa Opieki) – 1989
 Bank Gdański S.A. (Bank in Gdansk)(BG, ob.
Bank Millennium) – 1989
 Bank Zachodni in Wrocław (Western Bank) (BZ,
ob. Bank Zachodni WBK) – 1989
 Polski Bank Inwestycyjny(Polish Investment
Bank)(PBI, później Kredyt Bank, ob. Bank
Zachodni WBK) – 1993
 In
1995 a redenomination of the zloty was
performed.

Important changes occurred after 1997. The new
Constitution gave Narodowy Bank Polski
(National Polish Bank) a strong position among
public institutions and gave monetary policy the
responsibility of a new NBP body - the Monetary
Policy Council. Supervision of the banks was
entrusted to the Commission for Banking
Supervision, and the General Inspectorate of
Banking
Supervision, an
organisationally
autonomous body within the structure of the NBP,
was made the executive body in this regard.
Thus, looking after the zloty and guarding the
stability of the financial system became the
primary objectives of the Polish central bank.
 Zdzisław
Pakuła 13.07.1988–11.09.1989
 Władysław Baka 12.09.1989–24.01.1991
 Grzegorz Wójtowicz 25.01.1991–31.08.1991
 Andrzej Topiński 10.08.1991–4.03.1992
 Hanna Gronkiewicz-Waltz 5.03.199231.12.2000
 Leszek Balcerowicz 10.01.2001–10.01.2007
 Sławomir Skrzypek 10.01.2007–†10.04.2010
 Piotr Wiesiołek 10.04.2010–10.06.2010
 Marek Belka from 11.06.2010