Transcript Slide 1
Mobile Financial solutions
Mobile messaging, Mobile banking Transactions
November 2011 / Infobip
www.infobip.com
1
Mobile Financial solutions
Mobile Messaging, Mobile Banking Transactions
Elvino Krizmanic
Sales Manager / Banking Specialist
2
November-2011 / Infobip confidential
INFOBIP CONFIDENTIAL
Contents
Future of SMS
Company profile
Infobip
The
architecture
Solution overview and implementation
USSD
Conclusion
Questions
Technical overview and business proposal:
1
For
www.infobip.com
INFOBIP CONFIDENTIAL
Future of Mobile Banking
Mobile Banking User (Worldwide)*
User in million
1000
900
800
700
CAGR = +59.2 %
600
(compound annual growth rate)
500
400
300
200
100
0
2009
2010
2011
2012
2013
2014
2015
* Berg Insight
2
www.infobip.com
INFOBIP CONFIDENTIAL
Company profile
Infobip is a global telecommunications specialist
providing a mobile services cloud for enterprise and
mobile network operators
Associate Member
Providing tailor-made messaging services
to various clients
Associate Member
Infobip implements FIRST standards:
FLEXIBILITY + INNOVATION + RELIABILITY + SECURITY + TELECOM
Connected to 800+
network operators
Coverage in
160+ countries
3
www.infobip.com
Global Presence
– 15+ offices across four continents
– Attending over 20 exhibitions and conferences worldwide in 2011
4
www.infobip.com
INFOBIP CONFIDENTIAL
Today
Over 35,000 clients
105 + MNO partners
40 # Implementation in Financial institutions
4,5 billion billed transaction (SMS&HLR) in 2011 Q1-Q3
Opened five new offices in 2011
Exhibited at five major events worldwide
Clients
www.infobip.com
8
INFOBIP CONFIDENTIAL
Infobip mGate
Modular approach with three dedicated modules:
mGate Manager – IT specialist module
for professional connectivity
mGate Communicator – messaging
application with advanced features:
P 2-way messaging
P HLR for database clearing
P Content and contact management
mGate Reports – online traffic
and expense tracking tool
www.infobip.com
INFOBIP CONFIDENTIAL
Infobip mGate architecture
P
Installation can be done on a Virtual Machine
(Hyper V, VMware), Physical server or Hosted at Infobip
www.infobip.com
INFOBIP CONFIDENTIAL
mGate overview - implementation
Comprehensive messaging platform,
easily deployed in any system
In case of any pre-existing system, easy integration
into our own (DB Polling, HTTP GET, HTTP XMP,
SMPP)
Detailed monitoring and management tools
for complete SMS traffic visibility
Specially designed to provide absolute security
www.infobip.com
Infobip Mobile Services Cloud
USSD
What is USSD?
Unstructured supplementary service data is an interactive data
service based on the global system for mobile communications
(GSM)
USSD allows users to fetch information by interacting with the
service
Using the existing GSM network as a transparent communication
channel
What is USSD?
*444#
1
Application
Why USSD?
• All existing GSM infrastructure supports USSD messages
• Simple
• Secure
• Session oriented
• Transparent
• Customer friendly
Usage
Mobile banking
-Balance check
-Prepaid GSM Top-Up
-Utility Bill Payments
-Exchange Rate
Additional Security
– USSD as a second factor authentication, USSD as a
notification channel
www.infobip.com
Jul-15 / INFOBIP CONFIDENTIAL
Benefits
•
Support any handset without any additinal software
installation
•
Menu creation environment
•
Supported by existing GSM infrastructure
•
Session oriented, fast and interactive
•
Flexible integration into existing systems
USSD service initiation
Network initiated
• Web trigger
• Mobile trigger (SMS & dummy call)
Mobile initiated
• USSD shortcode *123#
Make your content mobile
through USSD menu services
Why Infobip USSD GW?
•
•
•
•
•
•
•
Easy to integrate
Reliable
Secure
Billing capabilities
Global coverage
Menu creation environment
Minimum human resources from the
bank
Thank you!
Elvino Krizmanić dipl.oec
Banking Specialist/Sales Manager
M:+385 99 80 81 961
E: [email protected]
End of presentation.
For more info on our products and services, visit our
website or request info via mail [email protected].
November 2011