Transcript Slide 1

Mobile Financial solutions
Mobile messaging, Mobile banking Transactions
November 2011 / Infobip
www.infobip.com
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Mobile Financial solutions
Mobile Messaging, Mobile Banking Transactions
Elvino Krizmanic
Sales Manager / Banking Specialist
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November-2011 / Infobip confidential
INFOBIP CONFIDENTIAL
Contents
 Future of SMS
 Company profile
 Infobip
 The
architecture
 Solution overview and implementation
 USSD
 Conclusion
 Questions
Technical overview and business proposal:
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For
www.infobip.com
INFOBIP CONFIDENTIAL
Future of Mobile Banking
Mobile Banking User (Worldwide)*
User in million
1000
900
800
700
CAGR = +59.2 %
600
(compound annual growth rate)
500
400
300
200
100
0
2009
2010
2011
2012
2013
2014
2015
* Berg Insight
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www.infobip.com
INFOBIP CONFIDENTIAL
Company profile
 Infobip is a global telecommunications specialist
providing a mobile services cloud for enterprise and
mobile network operators
Associate Member
 Providing tailor-made messaging services
to various clients
Associate Member
 Infobip implements FIRST standards:
FLEXIBILITY + INNOVATION + RELIABILITY + SECURITY + TELECOM
Connected to 800+
network operators
Coverage in
160+ countries
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www.infobip.com
Global Presence
– 15+ offices across four continents
– Attending over 20 exhibitions and conferences worldwide in 2011
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www.infobip.com
INFOBIP CONFIDENTIAL
Today
 Over 35,000 clients
 105 + MNO partners
 40 # Implementation in Financial institutions
 4,5 billion billed transaction (SMS&HLR) in 2011 Q1-Q3
 Opened five new offices in 2011
 Exhibited at five major events worldwide
Clients
www.infobip.com
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INFOBIP CONFIDENTIAL
Infobip mGate
Modular approach with three dedicated modules:
 mGate Manager – IT specialist module
for professional connectivity
 mGate Communicator – messaging
application with advanced features:
P 2-way messaging
P HLR for database clearing
P Content and contact management
 mGate Reports – online traffic
and expense tracking tool
www.infobip.com
INFOBIP CONFIDENTIAL
Infobip mGate architecture
P
Installation can be done on a Virtual Machine
(Hyper V, VMware), Physical server or Hosted at Infobip
www.infobip.com
INFOBIP CONFIDENTIAL
mGate overview - implementation
 Comprehensive messaging platform,
easily deployed in any system
 In case of any pre-existing system, easy integration
into our own (DB Polling, HTTP GET, HTTP XMP,
SMPP)
 Detailed monitoring and management tools
for complete SMS traffic visibility
 Specially designed to provide absolute security
www.infobip.com
Infobip Mobile Services Cloud
USSD
What is USSD?
 Unstructured supplementary service data is an interactive data
service based on the global system for mobile communications
(GSM)
 USSD allows users to fetch information by interacting with the
service
 Using the existing GSM network as a transparent communication
channel
What is USSD?
*444#
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Application
Why USSD?
• All existing GSM infrastructure supports USSD messages
• Simple
• Secure
• Session oriented
• Transparent
• Customer friendly
Usage
 Mobile banking
-Balance check
-Prepaid GSM Top-Up
-Utility Bill Payments
-Exchange Rate
 Additional Security
– USSD as a second factor authentication, USSD as a
notification channel
www.infobip.com
Jul-15 / INFOBIP CONFIDENTIAL
Benefits
•
Support any handset without any additinal software
installation
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Menu creation environment
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Supported by existing GSM infrastructure
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Session oriented, fast and interactive
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Flexible integration into existing systems
USSD service initiation
Network initiated
• Web trigger
• Mobile trigger (SMS & dummy call)
Mobile initiated
• USSD shortcode *123#
Make your content mobile
through USSD menu services
Why Infobip USSD GW?
•
•
•
•
•
•
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Easy to integrate
Reliable
Secure
Billing capabilities
Global coverage
Menu creation environment
Minimum human resources from the
bank
Thank you!
Elvino Krizmanić dipl.oec
Banking Specialist/Sales Manager
M:+385 99 80 81 961
E: [email protected]
End of presentation.
For more info on our products and services, visit our
website or request info via mail [email protected].
November 2011