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Your Credit Center Center Credit Restoration Having Your Own Credit Restoration Center OUR PROVIDERS & PARTNERS Provides Credit Restoration Services For Our Customers Provides Financial Education Services For Our Customers Provides Business Building Training For Our Distributors BBB: A- Rating A synergy of companies providing essential services for the financial well being of all Legal Disclaimer- United Credit Education Services and Financial Education are separate business entities with no business affiliation. Global Opportunities Network (GON) is a dba of Netwealth Partners, LLC which has distribution contracts with both companies. OUR PROVIDERS • Founded in 2004 • Headquarters in Farmington Hills, Michigan • Over 50 million dollars in sales • Non-Profit (501-c3) • Debt free • Almost 200 employees worldwide CREDIT SCORES ARE CREDIT REPORTS ACCURATE Accuracy problems affect many consumers credit scores Studies have revealed that MILLIONS OF AMERICANS have significant ERRORS on their credit profiles These errors affects peoples score by 50 points or more WHO REGULATES THE CRA’S The Fair Credit Reporting Act (FCRA) is designed to promote the accuracy of information in the consumer’s credit profile The Federal Trade Commission is the government agency responsible for enforcing the FCRA Laws CREDIT REPAIR VS CREDIT RESTORATION CREDIT REPAIR CREDIT RESTORATION Involves the CLIENT writing letters to creditors Deals directly with the credit bureaus Require the client to provide the information they need to assist in the dispute process, which can be time consuming and a nerve wracking experience for the client. Force the credit bureaus to comply with the FCRA, by making them produce verifiable proof they can legally report your private financial information Credit repair companies best financial interest to draw the process out as long as possible Credit Repair is often successful in having some items removed, only to have it re-report in a different reporting cycle. Thus, it is not a permanent removal of the information If the credit bureaus do not remove or change an item they are in violation of federal law and subject themselves to a $1,000.00 fine for each item they report. TRUE CREDIT RESTORATION IS PERMANENT Credit Restoration Credit Restoration •Customer Progress Reports • Superb Customer Service • Written Guarantee United Credit Education Services You get: • Online customer progress reports available for viewing 24/7 • Customer Service Call Center available Mon-Fri from 9am-5pm, EST • Online educational series that helps me take control of my personal credit and finances • Five challenge cycles, initial credit reports, credit scores and reminder letters. WRITTEN MONEY-BACK GUARANTEE! UCES ONLINE: www.united-credit.org • Login: Customer’s Social Security number • Password: The last 4 digits of the customer’s SSN UCES ONLINE: www.united-credit.org UCES ONLINE: www.united-credit.org The Progress Report tab will show the client’s accounts and the current status of each. Or For $499 You Get CREDIT RESTORATION (Stand Alone Product) REMEMBER YOU GET A WRITTEN MONEY-BACK GUARANTEE! HAVE YOU EVER… • Been in Debt? • Applied For Credit • Applied for A Mortgage Loan? • Filed Bankruptcy? • Been Denied A Loan or Credit Card? • Had Your Identity Stolen? • Been A Party In Probate Court? • Prepared A Will or Trust • Had A Credit Check For Employment? • Had Errors Or Mistakes On Your Credit Report? • Had A Higher Interest Rate Due To A Poor Credit Score? • Wanted To Have A Higher Credit Score? Been Denied Credit? Imagine, If YOU were my Financial Adviser… HOW MUCH WOULD YOU CHARGE FOR THE FOLLOWING SERVICES? Ultra Score Service POSITIVE Credit Builder You Get: • Comprehensive analysis of the positive and negative items impacting your credit. • A personalized action plan to improve your credit file. • Customized recommendations to build and maintain good credit. • An Education Library, Resource Center and mortgage, college fund and insurance calculators. • The option to dispute inaccurate accounts. My-Care Plan You Get: • A Last Will, Living Trust and a Financial & Health Care Power of Attorney • Unlimited changes and revisions • Electronically stored data • Peace of mind in case of an unexpected circumstance Will & Trust Debt Analyzer You Get: • The most effective and efficient user friendly debt payoff software program available today • Mathematical algorithms that create a professional budget to adhere to: • Pay off debt fast • Save thousands • Increase savings while creating extra discretionary income FES DebtZero Identity Theft Protection You get: Identity Alert $1 million service guarantee Wallet Lock Peace of mind that your identity is secured Virtual Lock Box Financial Lock Box Is An Online Solution That Enables You To Store Financial Data In A Single, Secure, Password-protected Location For Easy Access By Your Or Your Loved Ones That You Select And Authorized. Credit Restoration Credit Restoration •Customer Progress Reports • Superb Customer Service • Written Guarantee United Credit Education Services You get: • Online customer progress reports available for viewing 24/7 • Customer Service Call Center available Mon-Fri from 9am-5pm, EST • Online educational series that helps me take control of my personal credit and finances • Five challenge cycles, initial credit reports, credit scores and reminder letters. WRITTEN MONEY-BACK GUARANTEE! FES Protection Plan Membership Small monthly fee of $87 month per Or For $499 You Get CREDIT RESTORATION (Stand Alone Product) REMEMBER YOU GET A WRITTEN MONEY-BACK GUARANTEE! Or For $499 You Get LAST WILL/LIVING TRUST (Stand Alone Product) Partnership Opportunity TWO DIVISIONS • Retail Sales And Developing Corporate Accounts • Business Development: Recruit, Train & Manage Sales Organizations YOUR BUSINESS, YOUR NETWORK Nationwide Distribution of Financial Products! THERE ARE 2 PACKAGES TO CHOOSE FROM: AGENT Market all FES Services Direct Commissions On-Line Business Center Mentorship Program (LIVE) Global Distribution (Eligible) Full Corporate IT Support Agent -$249 FULL PARTNER Everything for Agent PLUS Credit Restoration Ultra Score My Care Plan Debt Zero Identity Theft Financial Lock Box Black Card Protection Plan- $87 per month Distributor-$199 $286/$87 per month package FULL PARTNER Added Benefit Life Insurance • Term Life Policy • $25,000 • $50,000 Accidental Term Life Insurance Policy FULL PARTNER Added Benefit Personalized Debit Card • • • • • • • Online Bill Pay Direct Deposit Instant BC To BC Transfers Debt & Interest Free Budget Your Money Protect Your Cash ATM/Bank Cash Access * FES Is The Membership Provider * Debit Card Is Included In FES Membership FULL PARTNER Added Benefit RX Discount Drug Card today and begin saving on your prescription drugs immediately. One card may be used by the whole family, regardless of age. Up to 80% off generic medications* Up to 15% off name brand prescriptions* Free Discount Drug Card Save 10%-85% prescription costs RX Bin# 1234567 RX Pcn # 7654321 Rx Group # 555555556 Member ID# 333333333 Pharmacy Discount Card *This is NOT an insurance program or membership club, your FREE discount drug card simply entitles you to a discount off the purchase price of prescription drugs Full Partner Benefit Plan Personalized Debit Card FREE DISCOUNT DRUG CARD Up to 80% off generic medications* Up to 15% off name brand prescriptions* Small monthly fee of $87 month per NAVIGATE THROUGH YOUR WEBSITE Your Contact Info Here Owning Your Center Allows You To: •Process Customers Quickly •24 hr. Access to Business and Marketing Tools to Help You Build Your Business •Daily Updates on the Total Number of Negative Items Deleted Company Wide •View Your Commissions www.vrtmg.com/log name INCOME OPPORTUNITY • Direct Commissions • Volume Overrides • Customer Acquisition Bonus (CAB) • Residual Income • Field Training Bonus • Monthly Production Bonus DIRECT COMMISSION Agents Only Credit Restoration Monthly Fee Credit Restoration or My Care Plan Life Lock Yearly Rate FES Protection Plan Protection Plan (Black) $39 $6.00 $499 *$60.00 $99.00 $22.00 $87 $12.00 $87 $12.75 (Initial Deposit) $199 $70.00 * $150 start on your 4th Sale Direct Commission & Profit Sharing Program Full Partners only Credit Restoration (Monthly Set Up) FES Protection Plan Credit Restoration Service Ultra Score Life Lock Identity Theft Protection My Care Plan Will/Living Trust $199 $87 $499 $149 $99 $499 Direct $70.00 $12.00 $150.00 $40.00 $22.00 $150.00 Level 1 ---------- $3.00 $24.00 $5.00 $3.50 $24.00 Level 2 ---------- $3.00 $19.00 $4.00 $3.00 $19.00 Level 3 ---------- $3.00 $14.00 $3.00 $2.00 $14.00 Level 4 ---------- $3.00 $9.00 $3.00 $1.00 $9.00 Level 5 ---------- $2.50 $9.00 $3.00 $1.00 $9.00 Level 6 ---------- $2.25 $5.00 $2.00 $.75*Each Level is a$5.00 qualifying position Customer Acquisition Bonus CAB Initial CAB Payout Remaining CAB Payout Total CAB Payout Agent $40.00 $60.00 $100.00 FT $ 60.00 $100.00 $160.00 SFT $90.00 $150.00 $240.00 SD $140.00 $240.00 $380.00 RSD $160.00 $240.00 $430.00 As An Agent? As A Full Partner? A Customer? Thank You For Viewing WEBINAR If are ready to get started : -Get back to the person who invited you on the WEBINAR -Join us on our next team call on Sunday at 8:00pm (EST) (712)432-1699 pin 912602#