Transcript Document
When Is Enterprise A Viable Option For Women Far From the Labour Market? Dr Julia Rouse Chair, Gender and Enterprise Network Director, MMUBS CBS Clusters / Projects: My Journey • Personal background • Longitudinal studies of: – Youth enterprise programme – New Entrepreneur Scholarship programme – Entrepreneur maternity • Recently with Oxfam and other stakeholders: – ‘Empowering British Bangladeshi Women Through Small Enterprise’ – Beginning to explore Universal Credits….. / Business Planning Under Enterprise Programmes: A New Me! • Empowerment by writing oneself into a new opportunity Raises aspirations and confidence Provides new status Develops some skills Legitimation of new identity by authoritative figures in enterprise programmes And then? • Business launch – using start-up funds to ‘be’ a new you! • Business trading – often more tricky because markets are different to what we imagine and competitive…….. Follow-on support is rare • Enterprise programmes may not have to report outcomes… • Outcome evidence is scarce and may be unreliable So what happens? Youth Enterprise: • Trading! but: • Poor business ideas, poor markets • Childcare and maternity barriers • Inadequate business skills, networks and funding • Dangers: • • • • Debt Mental health / family problems Persevering in a ‘no;low hope’ business Informal trading Youth Enterprise: Left Holding the Baby! • Childcare invisible in business plans – Complex private childcare plans organising and transporting between multiple carers shift parenting part-time trading, flexible hours trade/care simultaneously • Business trading: collapse of childcare strategies – Withdrawal of informal support; risky coping strategies – Business failure Also: Pregnancy! My motivation to research entrepreneur pregnancy Raises questions about: Family planning Regulations Market behaviour Coping strategies Individualised Nature of Business Struggle/Failure • “Must be me” – “I am a failure” – “All I need to do is learn and start again” • May be true in some instances, but resources are now more constrained…. • Commissioners are unaware and unaccountable • Individualised: no empowerment via collective action New Entrepreneur Scholarship Programme • Under-capitalisation (median £5,825 v. UK £15k) Despite £3,500 grant Low reliance on personal savings and banks High dependence on family/friend loans and credit cards • Particularly for economically inactive and poorly educated (= class?) – But no gender difference NES: Effect on businesses • Second wave evaluation (average 29 months old): Median turnover £18k; median drawings £3600. Trade without premises, partner or sub-contractors. Are These National Patterns? • Probably, Yes! – Class and – particularly - gender affect life course pathways to business start-up – Entrepreneur earnings are higher if: • There is personal and friends/family money to invest. • Long hours are possible due to freedom from housework and childcare. Should We Abandon ‘Enterprise Inclusion’ Policy? • Rob McDonald: yes – it is an unfair individualisation of the problem of poverty and disguises underlying inequalities. • Frances Greene: yes – it is bad for regional productivity. • Me: but what if women want to try it (and have few alternatives) – shouldn’t we campaign and innovate? Oxfam: British Bangladeshi Women Sophie Fosker, Oxfam UK Poverty Programme Empowering British Bangladeshi Women Through Small Enterprise? • Analysis of two small projects • Interviews with women • Wider ‘engaged scholarship’ • Creative analysis of ways forward…. British Bangladeshi Women • Men: 89.8% economically active 17% self-employed. • Women: 41.8% economically active (v. 74% white women) 19% unemployed (v. 14% white women) 22% employed (v. half of white women) c.1-2% self-employed (v. 9% white women) Context: Enterprise Support • Large contracts for ‘streamlined’ services • Relative disconnect from other institutions – Sure Start, health care, FE, CAB Weak pathways for accruing resources • New Enterprise Allowance but targeted at unemployed • Trial of Universal Credits…….. Uncertain/difficult to access advice Community Host A / Project A • Bangladeshi women’s organisation 30yrs + 1. 12 week business programme in English – Ironing business considered but dropped 2. Sewing projects: – Designer handbags – Cheap bags and clothes for the local community • Unprofitable; no longer trading or meeting Community Host B / Project B • Host supports deprived community – particularly British Bangladeshi women • 10 week pre-enterprise programme – Inconsistent attendance – Initial business ideas • Take-away, scarves or traditional crafts retail, henna The Women We Interviewed • Project A (3) – First generation migrants from rural Bangladesh resident in the UK for 19-39 years • Project B (5) – First generation migrants from different areas of Bangladeshi resident in the UK for 11-28 years – One second generation migrant • Strong desire for economic activity Remember: Entrepreneurship Is… the mobilisation of resources in (profitable) market exchange The Women’s Resources • • • • • • English language: varied (but often poor) Education: limited or unrecognised for migrants Recent work experience: scarce Networks: highly constrained Money: varied (if any) control; families under pressure Skills/competing roles: housewife, mother, carer, hostess The Programmes: Resource Enhacing? • Knowledge – business planning • Skills – sewing (Proj. A); not modern workplace skills, accrediting domestic skills or business development • Networks – internal to the programme • Money – no start-up fund (Project A materials covered); welfare assistance unclear • Other responsibilities - unchallenged The Programme: Resource Mobilising? • Emergent business ideas and some test trading • Attempt to share richer networks: handbag project • Limited: – – – – exposure to markets and networks drawing in partners adapting what can be done with resources at hand challenge of unrealistic ideas Outcomes • Engaged with community organisations • Enjoyment/confidence building; aspiration raising • Marginal skill and network development • • • • Low/no returns for work Unknown effect on vital welfare entitlements Debt? (Start-up of retail shop on £3-4k?) ‘Island’ programme with transient effect? Proposal: Innovation! • Investing in Integrating and Innovating Pathways to Enterprise – – – – Commitment from multiple institutions (linking/enhancing) ‘Effectual’ business development support Welfare pathway to enterprise from ‘economic inactivity’ Empowering women to campaign for the support they need • Short-term priority – Investigating the effect of Universal Credits on the selfemployed Workshop Discussion 1. Should business start-up be promoted to women far from the labour market? If yes: why? If no: why? 2. What innovations could improve outcomes? 3. What do you think about Julia’s policy proposals?