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Protection your clients never knew they always wanted Presented by: Name Title Life Insurance | AIG Financial Distributors Policies issued by American General Life Insurance Company, member of AIG HIGHLY CONFIDENTIAL – DO NOT COPY. All the information contained herein is confidential and proprietary and belongs solely to AIG. The unauthorized use, reproduction or disclosure of this information is prohibited. FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION Make clients the beneficiary of their own life insurance policy Clients don’t stay awake at night worried about life insurance . . . they are worried about their retirement Refocus your efforts on solutions for clients’ pain points Focus on “Retirement Insurance” FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION Why focus on “Retirement Insurance”? The facts speak for themselves – this is a huge pain point , November 2014 , November 2014 , December 2013 FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION Clients are scared of outliving their assets Healthcare expenses are a significant concern Did YOU realize how much healthcare expenses affect retirement assets? THE 2Q11 SUNAMERICA RETIREMENT RESETSM STUDY CONDUCTED BY HARRIS INTERACTIVE SURVEYED A NATIONALSAMPLE OF ADULTS AGE 55+. , September 2014 , 2014 2011 ASCO Annual Meeting FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION Life Insurance = “Retirement Insurance” This is the new generation of life insurance During everyone’s lifetime, they will most likely do 1 of 3 things: 1. Die too soon 2. Get sick 3. Live a long life We know that life insurance can take care of #1 . . . but what about protecting retirement assets from #2 and #3? Enable your clients to be the beneficiary of their own life insurance policy Turn life insurance into a liquid pool of money that can be used for virtually any expense Provide clients with the ability to enjoy retirement with additional financial security FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION What does this solution look like? Protection for retirement assets throughout the Financial Life Spectrum FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION AG Asset Protector® Rider Package Life insurance you don’t have to die to use AG Secure Lifetime GUL II – base policy for AG Asset Protector Permanent life insurance with Optionality® Guaranteed death benefit and cash value Enhanced Surrender Value rider – 50% ROP / year 20 Accelerated Access Solution – Chronic Illness Rider 101(g) – no LTC license necessary 2 / 6 ADLs or severe cognitive impairment 3 payout options: • 2% or 4% of the Accelerated Access Solution benefit • Per diem option with built-in inflation adjustment Lifestyle Income Solution – Longevity Rider Access 100% of your death benefit while you are LIVING for any reason after age 85 FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION Refocus on “Retirement Insurance” Solve your client’s problems with “Life Insurance You Don’t have to Die to Use” . . . AG Asset Protector Enable your clients to be the beneficiary of their own life insurance policy FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION This is the protection your clients never knew they always wanted View video to see how you can present this concept easily to your clients “In just six months I’m at over 25 AG Asset Protector cases sold with 6 more in the pipeline.” –S. Schumaci Consumer approved videos available for lead generation and for client meetings FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION Refocus, learn more and identify prospects Refocus: • Check out the compelling producer testimonials on this topic Learn More: • Go to RetireStronger.com • – Visit “Making the Sale” page - step-by-step online training program – Learn about the market and identify needs Call your American General Life representative – Set up a webinar or in person training session – Find out how the “napkin tools” and other tools can work for you Identify Prospects: • Email infographics, videos and thought provoking materials to your client/prospect database today – available on RetireStronger.com FOR FINANCIAL PROFESSIONAL USE ONLY - NOT FOR PUBLIC DISTRIBUTION Questions? Policies issued by: American General Life Insurance Company (AGL), Policy Form Numbers 13460, ICC13-13460, 13717, ICC13-13717; Rider Form Numbers 13600, ICC13-13600, 13972. Issuing company AGL is responsible for financial obligations of insurance products and is a member of American International Group, Inc. (AIG). AGL does not solicit business in the state of New York. Products may not be available in all states and product features may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company. FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION. AGLC108241 © AIG 2014. All rights reserved.