Transcript What keeps you up at night? - AIG

Protection you never knew
you always wanted
Presented by:
Name
Title
Policies issued by American General Life Insurance Company, member of AIG
Policies issued by American General Life Insurance Company, member of AIG
HIGHLY CONFIDENTIAL – DO NOT COPY.
CONFIDENTIAL
DO NOT COPY.
All the information contained herein is confidential and proprietaryHIGHLY
and belongs
solely to AIG. The–unauthorized
use, reproduction or disclosure of this information is prohibited.
All the information contained herein is confidential and proprietary and belongs solely to AIG.
The unauthorized use, reproduction or disclosure of this information is prohibited.
What keeps you up at night?
 Are you concerned about having enough money for retirement?
 You are not alone . . .
Americans are scared of outliving their assets
The facts speak for themselves
, November 2014
, November 2014
, December 2013
Healthcare expenses significantly affect retirement assets
THE 2Q11 SUNAMERICA RETIREMENT RESETSM STUDY CONDUCTED BY HARRIS INTERACTIVE SURVEYED A NATIONALSAMPLE OF ADULTS AGE 55+.
, September 2014
, 2014
2011 ASCO Annual Meeting
What if you could get “Retirement Insurance”?
This is the new generation of life insurance
During everyone’s lifetime, they will most likely do 1 of 3 things:
1. Die too soon
2. Get sick
3. Live a long life
We know that life insurance can take care of #1 . . . but what about protecting
retirement assets from #2 and #3?
Become the beneficiary of your own life insurance policy
 Turn life insurance into a liquid pool of money that can be used for virtually any
expense
 Enjoy retirement with additional financial security
What does this solution look like?
Protection for retirement assets throughout the Financial Life Spectrum
Life insurance you don’t have to die to use
AG Asset Protector® Life Insurance Rider Package
AG Secure Lifetime GUL II – base policy for AG Asset Protector
 Permanent life insurance with Optionality®
 Guaranteed death benefit and cash value
Accelerated Access Solution® – Chronic Illness Rider1
 Qualifying illness makes you unable to preform 2 of 6 Activities of Daily Living or
severe cognitive impairment
 3 payout options:
• 2% or 4% of the chronic illness benefit
• Per diem option with built-in inflation adjustment 2
Lifestyle Income Solution – Longevity Rider1
 Access 100% of your death benefit while you are LIVING for any reason
after age 853
1There
may be a charge for each rider selected. See the rider for details regarding the benefit descriptions, limitations and exclusions.
caps the maximum daily rate each year. The 2014 maximum per diem is $330/day or $9,900/month. Subsequent years may be higher.
3Based on current federal income tax laws, policy owners should consult a qualified tax advisor.
2IRS
Consider “Retirement Insurance”

Help address your retirement fears with
“Life Insurance You Don’t have to Die to Use” . . . AG Asset Protector

Become the beneficiary of your own life insurance policy
This is the protection you never knew
you always wanted

Hear how the innovative AG Asset Protector could work for you
Learn More: RetireStronger.com
 Go to RetireStronger.com

Eye opening healthcare statistics

Helpful retirement statistics

Informative videos

Product brochures
Questions?
Policies issued by: American General Life Insurance Company (AGL), Policy Form Numbers 13460, ICC13-13460, 13717, ICC13-13717; Rider Form
Numbers 13600, ICC13-13600, 13972. Issuing company AGL is responsible for financial obligations of insurance products and is a member of
American International Group, Inc. (AIG). AGL does not solicit business in the state of New York. Products may not be available in all states and
product features may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company.
AGLC108241-CLIENT
© AIG 2015. All rights reserved.