Transcript American Car Care Centers & P.I.T.A.

Benefit Options
Yes, We Can.
You have Owner Operators. Many need access to benefits.
We have proven solutions that allow us to build a customized
platform for benefit delivery …from benefit design,
enrollments and communications to administration and
customer service.
You want it right. You want it now.
When it comes to transportation benefits, we’re in the
solutions business. When you have questions, we only
keep one answer in Drive.
… ‘Yes, we can.’
Problem
48.5* Million Americans have
NO employee benefits!
* U.S. Department of Health and Human Services
Who are these 48.5 million people?
• Part-time employees
• Non-benefit-eligible full-time employees
• Benefit-eligible employees who cannot
afford their share of premiums
• Contract (1099) employees
• The unemployed
Solution
Provide low cost, affordable benefits using
comprehensive, easily understood active
communications.
Custom Services
• Active Communication
• Customer Service
• Billing and Administration
Communication
• Enrollment Set-up
–
–
–
–
Data Exchange
Staffed Call Center
Defined Enrollment Period
Licensed Benefit Counselors
• Custom Marketing Materials
– Mail Direct to Contractors
– Co-Branding
• New Contractor Ongoing Enrollment Support
Customer Service
• Dedicated Toll Free Number
• Full Time Customer Service Staff
• Single Point Contact
– Policy Changes
– Network Access
– Policy Distribution
• Claims Management
Billing and Administration
•
•
•
•
•
Settlement Deduction
ACH/ Credit Card Payments
Multiple Carrier Billing
Section 125 Authorizations
Annual Tax Statement
Professional Independent
Truckers Association
P.I.T.A. offers a portfolio of affordable
benefits and ancillary options to the
Transportation industry.
P.I.T.A. Solution
•
•
•
•
•
Ancillary Benefits Available
P.I.T.A. Holds Group Master Contracts
Delivery Platform for 1099’s Owner Operator
W-2 Benefits Available
Back Room Organization
– Benefits Department for Fleet’s Owner Operators
Member Benefits
• $10,000 of Accidental Death and
Dismemberment
• Equipment Discounts
• DOT Certified Testing Network
• Travel Discounts
• Access to Health and Welfare Programs
Health and Welfare Programs
P.I.T.A. Can Offer
•
•
•
•
•
•
Limited Medical Plan*
Individual Health***
Critical Illness**
Cancer
Universal Life Insurance**
Retirement Planning
•
•
•
•
•
•
Accident
Vision Insurance
Dental Insurance
Short Term Disability*
Long Term Disability*
Term Life Insurance**
*Guarantee Issue – No medical questions asked
** Contingent Guarantee Issue – Only 2 non-medical questions asked
*** Full Underwriting for coverage
How We’re Different…
•
•
•
•
•
A Rated Insurance Carriers
Established in 1998
Quality Control
Non-Commissioned Benefit Counselors
Utilize Voice Signature/ archived for 7 years (esign law compliant)
• Market Ease with Simplified Underwriting
55+ Years
Our Partners
AIG
35+ Years
56 Years
Where do we go from here?
•
•
•
•
•
•
Agree on timeframe for rollout of enrollment
Decide on Product offering
90 Day Lead Time for Rollout
Letter of Agreement outlining responsibilities
Assign appropriate staff member as liaison
Approve communication materials and
websites