The concept and business usage of paypal PDF
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Transcript The concept and business usage of paypal PDF
E-Business Technologies
Changzhe Yin
2010/12/17
Contents
Introduction
Concept
Process
Business
Usage
Conclusion
INTRODUCTION
INTRODUCTION
Global Market
grow so fast
over 100,000 people sign up
over 100 countries and 24 currencies
INTRODUCTION
PayPal and eBay
Over 80% in U.S.
be tightly coupled
DEFINITION
payments and money transfers to be
made through the Internet.
faster and safer
acts as a middleman
three leading online payment services:
the PayPal global payment service
the Payflow Gateway
Bill Me Later
DEFINITION
PayPal across the Globe
24 currencies:
U.S. Dollar, Australian Dollar, Canadian Dollar,
Hong Kong Dollar, Singapore Dollar, Taiwan
New Dollar, New Zealand Dollar, Euro, Swiss
Franc, Czech Koruna, Swedish Krona, Danish
Krone, Norwegian Krone, Hungarian Forint,
Mexican Peso, Philippine Peso, Malaysian
Ringgit, Chinese RMB, Israeli New Shekel,
Pounds Sterling, Brazilian Real, Polish Zloty,
Thai Baht and Japanese Yen
DEFINITION
localized websites in 20 markets:
Argentina, Australia, Austria, Belgium,
Brazil, Canada, China, France,
Germany, Hong Kong, Italy, Japan,
Mexico, the Netherlands, Poland,
Singapore, Spain, Switzerland, the
United Kingdom and the United States
DEFINITION
The PayPal Account
the core of the PayPal system
○ Send Money
○ Request Money
○ Auction Tools
○ Website Payments
○ Money Market
○ Virtual Debit Card
○ Account Insurance
○ E-mail Customer service
DEFINITION
The PayPal Account
freely create
over 120 million PayPal accounts in
existence
more accounts than American Express
and Discover combined
DEFINITION
DEFINITION
Account Types
Personal
Premier
Business
Sandbox
DEFINITION
Personal Account
The most common type
people who don’t sell a lot of things online
mainly for buying stuff or sending and
receiving money between friends and family
it is free to do accept money
provide only your name, address, phone
number, and email address.
limits: amount of money you can receive
with a Personal account
DEFINITION
Premier Account
to sell things or otherwise accept money
other PayPal account holders can pay you
with a credit card
customer service department
PayPal Shopping Cart
gain access to the PayPal application
programming interface (API)
DEFINITION
Business Account
all the features of the Premier accoun
the ability to operate under your business’s
name
access PayPal’s business reporting tools
PayPal’s Website Payments Pro payment
solution
DEFINITION
Sandbox Account
within PayPal’s testing environment
testing purposes
fully functional PayPal account
all the money is fake
PROCESS
Website Payments Standard
PROCESS
Security
"Gausebeck-Levchin" test
only a human can decipher it
PROCESS
PayPal Security Key
Buyer Benefits
○ Makes online shopping even more secure
○ Provides additional account protection
○ Verifies your identity
Seller Benefits
○ Gives you greater control over your eBay sales
○ Protects your privacy
○ Ensures that only you receive payment for your
items
PROCESS
Notifications You Receive About
Payments
You receive email notification when:
○ A successful payment is made.
○ A payment is pending.
○ A payment is canceled.
PROCESS
Postpayment Processing
Auto Return
PROCESS
Payment Data Transfer (PDT)
PROCESS
Instant Payment Notification (IPN)
BUSINESS USAGE
transfer funds electronically
pay for online auctions
purchase goods and services
make donations
send cash to someone.
BUSINESS USAGE
Sending Money
send money to a friend
donate to a charity and
transfer money abroad
BUSINESS USAGE
Sending Money
launched Student Accounts
BUSINESS USAGE
Pay Online
BUSINESS USAGE
Get Paid
wide range of options available
basic payments
provide e-mail address
extensive services
accept credit card payments online
CONCLUSION
Advantage
Safe
Saving time
Sending Money abroad
Saving money
Disadvantage
Freeze your account and hold your money
Take a long time
THANKS!