Transcript Slide 1

Rajiv Awas Yojana
Ministry of Housing & Urban Poverty Alleviation
Government of India, New Delhi
Rajiv Awas Yojana
Slum-free India Mission
Mission Directorate,
Ministry of Housing & Urban Poverty Alleviation
Government of India
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Rajiv Awas Yojana
Address by President of India to
Joint Session of Parliament, 04 June, 20 09
“My Government proposes to introduce a Rajiv
Awas Yojana for the slum dwellers and the urban
poor on the lines of the Indira Awas Yojana for
the rural poor. The schemes for affordable
housing through partnership and the scheme for
interest subsidy for urban housing would be
dovetailed into the Rajiv Awas Yojana which
would extend support under JNNURM to States
that are willing to assign property rights to
people living in slum areas. My Government's
effort would be to create a slum free India in five
years through the Rajiv Awas Yojana. “
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Rajiv Awas Yojana
Prime Minister’s Address to the Nation
on 15th August 2009
“We had started the Jawaharlal Nehru National
Urban Renewal Mission for the urban areas. We
will accelerate this programme also. Today, lakhs
of our citizen live in slums which lack basic
amenities. We wish to make our country slum
free as early as possible. In the next five years,
we will provide better housing facilities to slum
dwellers through a new scheme, Rajiv Awas
Yojana”.
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Rajiv Awas Yojana
Rajiv Awas Yojana
President’s announcement gives us:
A Bold New Vision:
“A Slum-free India in Five Years Time”
Clear Policy Direction for Inclusion:
“Assign property rights to people living in
slum areas”
The Programme Outline
“Rajiv Awas Yojana for slum dwellers
based on a whole city approach”
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Slum-free India Mission
Rajiv Awas Yojana
The Approach
• For a Slum-free India, it is not sufficient to
address existing slums
• It is as important to tackle the basic
reasons behind the creation of slums:
– Urban land and housing scarcities that make the
market unaffordable, not only to the BPL
– An unrealistic town planning model that does not
recognise poverty and forces more than a quarter
of urban population into extra-legal vulnerability
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Rajiv Awas Yojana
The Approach
• For a Slum-free India, RAY has to gather:
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Multiple Partners
Institutional Funds
State Government Commitment
Close Involvement of Urban Local Body
– Community Participation
and, offer enabling Central Government
Support
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Rajiv Awas Yojana
Aspects Important to Strategy Design
• Size of the Problem
• Scarcity of Land at Affordable Prices
• Scarcity of Credit to the Poor in the Informal
Sector
• Lack of Private Sector Participation so far
• Technology for Mass Housing Construction
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Aspects Important….Size
Rajiv Awas Yojana
The Size of the Problem
• Slum Population
Estimated 62 million in 2001, not counting those in nonnotified, non-recognised clusters with less than 60
household
• Urban Poor Population
An estimated 81 million in 2004-05 – NSSO 61st Round
• Housing Shortage
24.7 Million in 2007, 99% of it estimated for the poor
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Rajiv Awas Yojana
Aspects Important….. Land
Land Availability can be enhanced by
• In situ slum upgradation: PPP, Slum-dwellers Cooperative,
Beneficiary-driven, Government-driven
• Creation of virtual land – Use of FSI/TDR/Incentive zoning
as resource
• Encouraging affordable housing by PPP on private
holdings subject to incentives by Government
• Reservations of land/housing for EWS/LIG housing in all
new developments
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Rajiv Awas Yojana
Aspects Important….Credit
Credit does not flow for housing the poor
• Banks look for credit history and don’t give loans to
slum dwellers – even priority sector lending does not
reach them
• There are no housing microfinance institutions
• The institutional framework for social housing has
become dysfunctional
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Rajiv Awas Yojana
The Proposed Strategy Design
• State-led Action and State-led Pace
• States to Prepare their Plans of action for slum
free status – Slum-free State Plan to be based
on Slum-free City Plans
• Centre to appraise and clear
• Central releases to follow enactment of
legislation assigning right to a dwelling space –
to all slum dwellers
• Capacity building support by Centre.
• Centre to create enabling environment and a menu
of financial support for states to choose from.
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Rajiv Awas Yojana
Rajiv Awas Yojana… Directions
(i). Upgradation of Slums as well as Measures to prevent
New Slums – ‘Whole City’ Approach
(ii) Legislative Framework for Property Rights to SlumDwellers
(iii) Easing Credit Availability for the Urban Poor for Housing,
including Interest/Capital Subsidy - Enable Demanddriven Housing
(iv) Public-Private Partnerships for Affordable Housing
(v) New Paradigm of Inclusive Planning - Reservation of
Land for Housing the Poor in City Master Plans and
Security of Land Tenure to Slum-Dwellers.
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Rajiv Awas Yojana
State Plans of Action for Slum-free Cities
• The State POA in two parts –
Part I
• Enacting Legislation for Property Rights and Plan for
Upgrading all Existing Slums, notified or not, in a
Whole City Approach
Part II
• Creation of conditions to deter new slum formations
by tackling: the Price–distorting land and housing
shortages; the Exclusionary town planning norms;
Planning for earmarking of space for slum
dwellers/urban poor
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Rajiv Awas Yojana
Preparatory Tasks
•
Slum Survey, Slum MIS, GIS Mapping, GIS-enabled
Slum Information System – Support to States
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Slum-free City and Slum-free State Cells with Experts
Model Legislation on Property Rights to Slum Dwellers
and Legal Framework for Slum-free Cities
Choice of Slum Redevelopment/Rehabilitation Model –
Focus on PPP where feasible; Involve NGOs/CBOs
Preparation of Slum-free City Plan based on Slum
Redevelopment / Rehabilitation & Prevention Plans
Developing an Inclusive Urban Planning Paradigm Amending Town Planning, Urban Development,
Muniicpla, Revenue & Other Laws
Easing Flow of Credit to the Urban Poor - Design of
Housing Mortgage Guarantee Fund.
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Addressing Risks
Rajiv Awas Yojana
Credit may still not flow to the EWSBanks are fearful of loan waivers, difficulties in foreclosing mortgages of
the poor, high costs of collection
Private sector participation may not materialiseDevelopers will return to HIG as soon as the market upswing starts
States may have difficulty assigning land for slums
Many slums are reservations, untenable locations, on private land and
on central lands; many states have adopted auctioning of lands as a
policy
Lack of an institutional framework for social housing may
delay execution
State Housing Boards mostly dysfunctional
Resistance from Slumlords/slum-dwellers
There are huge vested interests in slums
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Rajiv Awas Yojana
Thank You
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