Transcript PSU Student Health Insurance 101 PowerPoint

Portland State University
Hard Waiver Mandatory Student
Health Insurance Plan
What You Need to Know
Medical Care is Expensive in
the U.S.
Average Costs Without Insurance:
Doctor Visit: $150 - $300
Counseling Visit: $150 - $200
Emergency Room: $600 - $3,000
MRI: $1000 - $4,000
Tonsillectomy: $3,500 - $6,000
Pregnancy/Delivery: $7,000 - $15,000
PacificSource Student Plan Benefits
PSU Student Health Insurance Plan (the Plan)*
Medical Max per Academic Year
Unlimited
Deductible
$300**
Co-insurance
80% in-network
Co-pays
$25 per visit
Prescriptions
$25/$50/$75/specialty copays
Emergency Room
$250 copay, paid at 80%*
Physician and Specialist Visits
$25 copay, paid at 100%*
Mental Health and Substance
Abuse Expense (outpatient)
$25 copay, paid at 100%*
Surgery
$100 copay, paid at 80%*
Physical Therapy/Chiropractic
$25 copay, paid at 80% *
Maternity
80% in-network*
($5,000** out of pocket max)
* Deductible must be met before benefits are paid. **If using PacificSource in-network providers
Who is Eligible for the PSU
Student Health Insurance Plan?
 All Domestic students taking 5 or more
in-load credits
 All International students (J1 and F1)
taking 1 or more credits
(dependents are not eligible for the
student plan).
How Much Does it Cost?
2016-2017 Academic Year: TBD
2015-2016 Academic Year:
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•
•
Fall (9/20/15 – 1/3/16) = $776
Winter (1/4/16 – 3/27/16) = $776
Spring/Summer (3/28/16 – 9/19/16)= $776
Summer only (6/20/16 – 9/19/16) = $590
The insurance is automatically put on your
tuition bill when you register for classes.
If I Qualify, How Do I Waive
Out of the PSU Plan?
Come to SHAC for student waiver
assistance during the first two weeks
of each term
Hours are Mon-Fri 10am – 4pm
Bring copy of your insurance card
Or waive out online at
www.pdx.edu/shac by the waiver
deadline
You will receive a medical ID
card in the mail before the
term begins. Keep it in your
wallet.
Where to go for medical help:
• First, try to come to SHAC.
• If SHAC is closed and/or it
is urgent but not life
threatening, use Urgent
Care.
• If life threatening
emergency, call 911 or go
to nearest hospital.
PSU SHAC Insurance Team
Contact Information
[email protected]
503) 725-2495
Christi Ziegler, Licensed Agent and
Student Insurance Coordinator
Nick Walden Poublon, Student Health
Advisor
Jessica Cole, Associate Director of SHAC
Even if you waive out…..
You STILL can come to SHAC
for services. Just bring in
your insurance card.
Center for Student Health
and Counseling (SHAC)
1880 SW 6th Avenue, Suite 200
(on the corner of SW 6th and Hall,
up the street from McDonalds)
Eligibility for SHAC services: All
students taking 5 or more credit hours
pay a Student Health Fee. The Student
Health Fee is included in student
tuition. This provides you access to
SHAC services.
SHAC Services
Health Services:
• Primary care with a nurse or a doctor
• Lab and x-ray facilities
• Immunizations/Vaccines
• Screenings for sexually transmitted infections
• Women’s health exams
• Contraceptive counseling and prescriptions
• Free condoms, bandages, cough drops, headache relief,
etc. (in the lobby)
• Rapid HIV testing
• Referrals to outside specialists
• Exams and support for sexual assault victims
SHAC Services
Counseling Services:
• Brief individual therapy
• Group therapy
• Crisis/walk-in services
• Mind Spa relaxation room
• Learning disorder and ADHD assessment
SHAC Services
Dental Services:
• Full comprehensive exams
• Fillings
• Root canals
• Crowns, partials, and dentures
• Night guards
• Custom bleaching trays and sports guards
• Oral surgery/wisdom teeth extraction
• Dental emergencies
*Please note that Dental Services incur additional fees.
SHAC Services
Testing Services:
• Accommodated testing if you need to
make up a test or need extra time for a
test
• Secure storage for personal belongings
• Computer and paper-based testing
• High security standards
• Adherence to PSU Code of Conduct
SHAC Services
Health Promotion:
• Programs and interventions aimed at
influencing and enhancing individual,
group and institutional health and safety
such as:
• Tobacco cessation counseling
• Health coaching
• Outreach activities targeted at PSU
students and the campus community
Learn More:
Visit the Center for Student
Health and Counseling
website:
www.pdx.edu/shac
Call SHAC at 503-725-2800
Or stop by SHAC at
1880 SW 6th Avenue,
Suite 200
Monday-Friday
9:00am-5:00pm