Transcript PRESENTATION
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KCB BANK TANZANIA LIMITED EABC BREAKFAST MEETING 18
th
JULY 2014 By Frank Nyabundege Director - Corporate Banking
Overview
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KCB Vision and Values KCB History KCB Group Network Group Financials Overview Regional Footprints KCB Offering - Corporate, SME, Retail, Treasury, Islamic Banking Asset Based Financing Cash Management Why KCB for your EA Business
KCB: VISION & VALUES VISION
To be the preferred Financial Solutions provider in Africa with Global Reach.
KCB Bank VALUES
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Putting the CUSTOMER first Working together as a TEAM Being PROFESSIONAL in everything we do A willingness to CHANGE Caring for the COMMUNITY
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KCB Bank’s History
KCB is 117 years old; Began as National Bank of India in 1896, then National & Grindlays Bank (1958) before becoming KCB(1970) KCB has presence in 6 countries with 230 branches and over 940 ATMs Top mortgage finance provider in Kenya and roll out progress within EAC Rebranded in 2003 with a new logo and new colours; new corporate values KCB has the largest B/sheet in the region at USD 4.6 billion ie Kes 390.85Bn
KCB aims at being an employer of choice and currently employs over 5,000 staff in the region
KCB Group Network
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KCB currently operates in the following countries: Tanzania Kenya Uganda Rwanda South Sudan Burundi
Regional Footprint
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KCB Tanzania has 12 branches; which are Dar es Salaam (Oysterbay, Samora, Uhuru, Buguruni, Mlimani City, Msimbazi, Lumumba branch ( DSM), Arusha, Mwanza, Moshi, Morogoro and Zanzibar KCB Kenya has 170 branches across the country.
KCB South Sudan 20 branches KCB Uganda 14 branches KCB Rwanda 11 branches KCB Burundi 2 branches
5 4,5 4 1,5 1 0,5 0 3,5 3 2,5 2 2,4 2008 2,5 2009 2,6 2010
TOTAL ASSETS (USD. Billion)
3,3 2011 4,3 2012 2013 4,6 Ряд1
NET LOANS AND ADVANCES (USD. Billion) Net Loans and Advances
3 2,5 2 1,5 1 0,5 0 2008 1,2 2009 1,5 1,6 2010 2011 2,1 2,2 2012 2,7 2013 Net Loans and Advances
4 3,5 3 2,5 2 1,5 1 0,5 0 0,9 2008 1,2 2009 1,5 2010
CUSTOMER DEPOSITS (USD. Billions) Customer Deposit
2,5 2011 2,6 2012 3,6 2013 Customer Deposit
250 200 150 100 50 0 77 2008 81 2009 2010
GROWTH In PROFITS (USD. Millions) PBT
202 192 126 2011 2012 2013 235 PBT
KCB Bank Tanzania
• 12 Branches •
Innovative products - Unique E-statements - QuickPay Solution (Electronic Salary Payments) - Nyumba Yako Financing - Internet and Mobile Banking - Well structured Corporate Social Responsibility (CSR)
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Products Offered
Corporate Current Accounts Working Capital Facilities (Overdrafts and short term loans) Asset Based Finance Project Finance Construction Finance / Structured Finance Trade Finance – Letters of Credit, and Guarantees Competitive Foreign Exchange Rates – Vibrant Treasury Division Corporate Relationship Management FDR and Call Accounts Domestic Revenue Collection for TRA Bancassurance and IPF products
Other products
- Community Current Account (absolutely no charges) - Cub Accounts - Current Accounts - Call Accounts - Simba Savings Accounts (earn up to 7% interest) - Students Accounts - Western Union Money transfer (the fastest way of wiring money)
Cash Management
Collection Services Information Services Payment Services
Direct debit services
E-Statement
Mobile banking
Internet banking
QuickPay (Salary processing, bulk payments)
Payments in local or foreign currency ie TTs
On site Quick serve ATMS (Visa enabled)
Internet Banking
Mobile Banking
Sharia Banking - Amana Products & Services
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Credit services
Short-term ie Murabaha -ABF, Product for sale, Building materials Qardh Hassan- Finance short term working capital up to 3 months, ie salaries for schools and clearing goods at the port
All banking products that we charge fees and commissions ie Trade facilities ie LCs as they are all sharing compliant
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Deposit products KCB Amana Current Account
• • KCB Amana Savings Account- Qardh contract (safe custody)
KCB Amana Community Account
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KCB Amana cub Account KCB Amana Salary Account Sharia banking branch to be opened in Dar by July 2013 along Lumumba str.
Nyumba Yako Finance (Mortgage)
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Direct purchase of ready made house or commercial properties:
( Partnership with NHC)
Nyumba yako plus
For home renovation
Equity Release
Refinancing part of the existing equity investment in houses
Target Market : Personal ( employees/self employed) and commercial
KCB DIASPORA BANKING
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Banking without Boundaries Safe, convenient cash/money management everywhere in the world Products offered
KCB Diaspora Transactional savings account
KCB Diaspora Student account
KCB Diaspora Investment account
KCB Diaspora Junior account
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Why KCB for your EA Business
All range of banking products - cross boarder credit facilities across the region, with dedicated Relationship Management..
Regional IT Platform- branchless banking Representation in all East African Countries and expanding Focus on service/product quality and innovation Strong/expanding local and regional branch network The biggest bank in the region- SBL USD 100m E-statements – ability to view transactions across East Africa and soon to be able to transact through internet banking Strong Brand with a focus on people and the community we operate in.