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14.2 Financial Considerations in the Short-Run Model A Risk Premium • A risk premium – An extra amount of money charged to compensate for the.

Facts About Life Insurance  Purpose  What You Are Paying For  Who Needs It?

Distribution of Percentage of Premium Paid by Covered Workers for Single and Family Coverage, 2002-2012 Single Coverage Family Coverage 2003*200520072009 2010*2012200320052007*20092011 24% 24% 21% 21% 23% 20% 20% 18% 16% 16% 16% 9% 8% 7% 9% 9% 6% 7% 6% 5% 6% 6% 58% 57% 56% 57% 56% 56% 59% 58% 56% 59% 61% 46% 47% 44% 46% 42% 47% 46% 48% 43% 47% 43% * Distribution is statistically different within coverage.

17. Derivatives - Rohan Chambers

Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, 1999-2012 $400 Single Coverage $360 Family Coverage $350 $333* $300 $344 $293 $273* $280 $65 $248* $250 $222* $226 $201* $200 $178* $149* $150 $129 $135 $100 $50 $27 $28 $30 $42 $51 $52 $58* $39* $47 $60 $75* $77 $79 $0 * Estimate is statistically different.

Exhibit 6.1 Average Percentage of Premium Paid by Covered Workers for Single and Family Coverage, 1999-2013 50% Single Coverage 45% Family Coverage 40% 35% 30%* 30% 27% 28% 26% 26% 27% 28% 26% 27% 28% 27% 27% 29% 28% 28% 18% 18% 18% 25% 19%* 20% 15% 14% 14% 14% 16% 16% 16% 16% 16% 16% 16% 17% 10% 5% 0% * Estimate is statistically different.

FE5106 Advanced Numerical Methods

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