Slide 1

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 2

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 3

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 4

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 5

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 6

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 7

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 8

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 9

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 10

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 11

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 12

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 13

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 14

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!


Slide 15

The 3 P’s
Mike Wernli
VP of Sales
Tribute Direct

Mike Wernli
Vice President of Sales

Tribute Direct

Mike Wernli
VP of Sales
855-228-2132
[email protected]

The 3 P’s
1. Program – TributeDirect FPP
2. Products – Final Expense
3. Prospecting – Referred Leads

Keep the
Process Simple!
A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Tribute Direct
The Only Value Driven Program
“Guaranteed to Get Used”

What is different about each of these individuals?
. . . age 22 . . .
. . .passed
away
Thursday,
May 19 . . .

. . . age 49 . . .
. . . passed away
Tuesday ,
May 17 . . .

. . . age 92 . . .
. . . passed away
Saturday,
May 21 . . .

What do each of these individuals have in common?
- Do your clients and prospects have a funeral plan, and is their family aware of these wishes?
- Have they communicated how they want to be remembered by the generations to come?
- Will their family have someone to call for guidance when a funeral emergency occurs, and
will they be taken advantage of when purchasing funeral products?

YOU can provide the solution through TributeDirect
We know the who…We don’t know the when

Member Benefits
1. Funeral Preplanning & Legacy Branding Tools.
2. Access to funeral consultants 24/7.
3. Funeral Product discounts.

*Generational Value*
1. Value for the member today with funeral preplanning and legacy branding.
2. Value for the member tomorrow when responsible for a loved one’s funeral.
• Consultants
• Product discounts
3. Value for the member’s loved ones in the future when responsible for the member’s
funeral.
• Plan details
• Consultants
• Product discounts

TributeDirect helps to reduce both
the emotional and financial
stressors that arise at the time of
a loved one’s passing.

Agent Value
1. Conversation starter
•
•
•

Telephone
Face to Face
Seminar

2. Value proposition to gain appointments and close sales
3. Eases transition to discussing final expense
4. Lead generator (fill your prospecting pipeline)
• Next of Kin (person responsible for carrying out funeral plans x 2)
• Beneficiaries (existing policies and new policies)
• Sponsorships of family and friends (referred leads)

Final Expense Insurance
Pay With Your Income or Pay With Your Assets
(Simplified Issue Whole Life Policy or Funeral Trust Policy)

Don’t Overcomplicate the Process
(A product that is purposed for a specific event – a funeral and the bill that accompanies the funeral)

Prospects Are: Any Age…Any Income…Anyone
Natural Fit With the TributeDirect Funeral Protection Program
Opens the Door for Cross-Selling Opportunities

Pay with Income
• Simplified Issue Whole Life (Burial Policy)
•
•
•
•

•
•
•
•
•
•
•
•
•

Death Benefit Never Goes Down or Away
Premium Never Increases
Builds Cash Value
Passes to Beneficiaries Tax Free

No Paramed and No Medical Records
Field Underwriting, MIB, Scriptcheck
Very Easy to Qualify (Medically Lenient)
Death Benefit Pays Quickly
Affordable Premiums
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
3-5 Day Policy Issue
Quick Commission Payouts
Monumental Life and Foresters

Pay with Assets
• Funeral Trust (Burial Policy)
•
•
•
•

Guaranteed Issue, Single Premium Life Policy Inside an Irrevocable Trust
Internal Growth Comparable to a Bank Account
0 – 99
$1000 to $15000

• No Health Questions - No Underwriting
• Multiple Funding Options
•
•
•
•

•
•
•
•
•

Cash (checking, savings, cd, money market, etc.)
1035 Exchange from Cash Value
10% Free Withdrawal from Annuity
Liquidation of stocks, bonds, mutual funds, etc.

Death Benefit Pays Quickly to TributeDirect, Funeral Home, Estate
Money is Purposed, Protected, and Provides Peace of Mind
Quick Pitch - Easy Pitch - Quick Close - Easy Close – Quick Application – Quick Issue
Quick & High Commission Payouts
Unity Financial

TributeDirect and Final Expense
•Competitive Advantage – be the go to source for your clients.
• High Commission Payouts – be compensated well for your expertise and guidance.
• Simplified/Guaranteed Issue Products – quick and easy - meaning you get paid faster with less hassle and
your clients have coverage that will be there when their family needs it most.
• Cross Selling and Product Packaging Opportunities – opens the door to discuss life, annuities, long term
care, and Medicare products.
•Position Yourself as a Planner – “I help folks plan responsibly today so their loved ones aren’t emotionally
and financially burdened tomorrow.”

A Guaranteed Program with Guaranteed Products for a Guaranteed Event

Thank You for Your Time and Good Selling!