Choose a major Develop a good cover letter and resume. Identify career services at your college and in your community. Demand will be high.
Download ReportTranscript Choose a major Develop a good cover letter and resume. Identify career services at your college and in your community. Demand will be high.
Choose a major Develop a good cover letter and resume. Identify career services at your college and in your community. Demand will be high for college grads The new market: ◦ ◦ ◦ ◦ Sophisticated technology developments Expanding globalization Shortage of skilled workers Worldwide shift in demographics Take your time Research a variety of careers Talk to your advisor and professors Read trade publications from the field Get a part-time job in the field Shadow someone in the field Take general education courses Four fields to explore: ◦ ◦ ◦ ◦ Medical professions Engineering Healthcare Education What was the first career you ever wanted? Is this your major now? Why or why not? Money aside, what would you do if you could do ANYTHING in the world? Who is a person that has the job you want? What is your purpose in life? Dream Talk to an advisor Use college electives Visit the career center Read and research Shadow Join pre-professional clubs Get a part-time job Get a practicum or internship http://www.careercruising.com ◦ User Name: Luzerne ◦ Password: lccc Complete the Career Matchmaker section Explore careers including the starting salaries Your network may include people from: ◦ ◦ ◦ ◦ ◦ ◦ ◦ ◦ ◦ ◦ High school and college Student government Clubs and professional interests Newspaper staff Sports teams Family connections Fraternities and sororities College committees Community organizations Volunteer work In today’s America: ◦ We spend 40% less time with our children ◦ We spend 163 more hours on the job per year ◦ 69% of us would like to slow down and live a more relaxed life Transferring to a four-year university Entering the workforce Re-entering the workforce Request a catalog from the 4-year institution Apply early for financial aid Ask about transfer scholarships Request that transcripts be sent Ask for recommendation letters Note student activities and groups Get started now Career values and goals Career counseling Résumés Cover letters Career fairs Internships Interviewing Other considerations Ask someone who knows you well. Ask someone who has seen you at your best. Ask at least two weeks before due date. Provide necessary materials, including addressed, stamped envelopes. Provide information about your goals and accomplishments. Refrain from asking to see the letter. Tailor the resume to the job you want. Provide name, address, phone number, and professional email address. Include: ◦ Information about educational background and work experience. ◦ Extracurricular activities. ◦ Awards and accomplishments. Provide references. Make sure information is accurate. Proofread. Research the company to ask questions. Practice interviewing before going. Dress professionally and pay attention to details. Arrive early. Listen carefully and pause before answering. Maintain eye contact. Highlight strengths and accomplishments. Follow up with a thank-you note. Evaluate types of loans and grants Make decisions about borrowing money Construct and use a budget Protect yourself from identity theft Understand your credit score Practice fiscal fitness Grants ◦ Money you don’t need to repay Work study ◦ Money for work you do at the college that does not have to be repaid Loans ◦ Borrowed money that you must repay with interest Scholarships ◦ Money you don’t need to repay ◦ Often have specific qualifications Have financial need Meet educational requirements Be enrolled in a degree program Be a U.S. citizen Have a social security number Make satisfactory academic progress Pay attention to deadlines Read instructions carefully Complete all of and proof your application Submit required documentation Never lie about your financial situation Apply early Meet with a Financial Aid Officer Look for information on private aid Apply for aid along with admission Try electronic filing Keep copies of your annual tax returns Complete the FAFSA Apply for as many sources as possible Determine your monthly income Identify your fixed expenses Identify your variable expenses Plan for savings ◦ Emergencies ◦ Retirement ◦ Big expenses (Vacations, new car, house) Fixed expenses ◦ ◦ ◦ ◦ ◦ ◦ Housing (rent or mortgage) Utilities (electricity/gas/oil, water, phone, cable) Car expenses (loan, insurance, saving for repairs) Student loan payments Child care Insurance payments/Medical bills Variable expenses ◦ ◦ ◦ ◦ Food (groceries, eating out) Entertainment (movies, concerts, books) Clothing & personal grooming Credit card payments Pay more than the minimum! The worst kind of debt 76% of college students have credit cards Average balance carried is $2,169 Students with high debt have lower GPAs Students with high debt have higher dropout rates How long will it take to pay off? ◦ http://www.federalreserve.gov/creditcardcalculator/Default.aspx TRACK YOUR SPENDING ◦ Keep a notebook/computer file ◦ Record every penny you spend ◦ Identify your biggest areas of spending Control impulse buying Carpool, take public transportation, walk Stop eating out Use coupons and buy during sales Live more simply Carry only I.D. and cards you need right now Sign credit cards in ink (write Check ID on back) Use only secure web sites for purchases Do not write you PIN #, SS # or passwords down Have a friend check your mail when you’re away Destroy all carbon copies, including the carbon Watch for “shoulder surfers” at ATM machine Avoid using your Social Security # Check your credit file periodically ◦ https://www.annualcreditreport.com/cra/index.jsp Complete the Career Cruising activity Complete the Monthly Income Worksheet and the Budget Plan