FINANCING YOUR COLLEGE EDUCATION Office of Scholarships & Financial Aid

G RADUATING IS A BIG DEAL CLICK TO EDIT MASTER TITLE STYLE

G RAD SCHOOL , STILL TOTALLY WORTH IT CLICK TO EDIT MASTER TITLE STYLE

GRADSENSE.ORG

BY DEGREE ENTER YOUR DEGREE TYPE, FIELD OF STUDY, AND PREFERRED CAREER RESULTS SHOW: MEDIAN DEBT OF STUDENTS STARTING, MEDIAN, AND EXPERT SALARY LEVELS IN DESIRED CAREER ADD IT UP ENTER DAILY SPENDING DECISIONS RESULTS SHOW: AMOUNT SAVED WHEN YOU GRADUATE AMOUNT SAVED WHEN YOU RETIRE JOB TIPS EXPLORE SALARIES BY OCCUPATION (BEGINNER, INTERMEDIATE, ADVANCED) JOB OFFER EVALUATION (COST OF LIVING, SALARY, BENEFITS, ETC…) NEGOTIATING A JOB OFFER (SALARY DISCUSSIONS) REPAYMENT OF LOANS WHAT WILL IT TAKE TO COVER MONTHLY PAYMENTS?

YOUR DEGREE TYPE, FIELD OF STUDY AND PREFERRED CAREER

W HERE ’ S THE $ COMING FROM ?

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FUNDING YOUR EDUCATION CLICK TO EDIT MASTER TITLE STYLE

FEDERAL FUNDING FOR GRADUATE STUDENTS • Direct Unsubsidized Loan 6.21% interest rate, accrues while in school • CLICK TO EDIT MASTER TITLE STYLE Direct Grad PLUS Loan 7.21% interest rate, accrues while in school

S ATISFACTORY ACADEMIC PROGRESS • SAP criteria consists of 3 measurements, evaluated at the end of every spring semester • • Maintain a 3.0 cumulative GPA (individual grad departments may prohibit earning a “C” in more than 1 or 2 courses and suspend a student academically on that basis, despite still having a cumulative GPA of 3.0) CLICK TO EDIT MASTER TITLE STYLE Complete 67% of the credit hours attempted • Don’t exceed the “maximum time frame” allowed by your program —credit hours attempted are tracked from the beginning of your graduate career even if you’re working on a new degree.

• Review the SAP policy online, http://nau.edu/FinAid/How-It Works/Satisfactory-Academic-Progress/

MINT BILLGUARD

SMART PHONE BUDGETING

LEARNVEST CHECK

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KEEP TRACK OF YOUR BORROWING

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R EPAYMENT PLANS CLICK TO EDIT MASTER TITLE STYLE

F UNDING OPTIONS THAT AREN ’ T LOANS • NAU Foundation, nazufoundation.com/ application deadline 1/31/2015 • Academic Works, nau.academicworks.com/ application deadline 3/1/2015 • CLICK TO EDIT MASTER TITLE STYLE NAU departmental scholarships, nau.edu/FinAid/Scholarships/Departmental/ • NAU Graduate College/Graduate Student Government Scholarships

W AIVERS AND ASSISTANTSHIPS • • • Full-time (20 hours/week) graduate assistantships offer: • • 100% tuition waiver a waiver of the student health insurance premium • CLICK TO EDIT MASTER TITLE STYLE • Part-time (10 hours/week) offer: 50% tuition waiver stipend http://nau.edu/GradCol/Financing/Openings/

E XTERNAL SCHOLARSHIPS • www.infoed.org/new_spin/spinmain.asp

• www.fastweb.com/ • bigfuture.collegeboard.org/scholarship-search • CLICK TO EDIT MASTER TITLE STYLE www.scholarships.com/ • www.scholarshipexperts.com/ • www.petersons.com/college-search/scholarship search.aspx

CONTACT INFORMATION • • • • • Jeff Tellin NAU Office of Scholarships and Financial Aid Gammage Building 1 • • CLICK TO EDIT MASTER TITLE STYLE Graduate Student Programs Coordinator Direct: (928) 523-8670 E-mail [email protected]