Risk Management PLUS+ Online

SM to help you reduce your exposure to employment-related lawsuits and achieve a safer and more productive workplace.

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Introducing Risk Management PLUS+ Online

Your comprehensive risk management and loss control program devoted to employment practices.

• St. Paul Travelers Bond, your risk management and loss control partner, provides Risk Management PLUS+ Online at no additional cost to insureds with the purchase of any of following insurance coverages:

— Employment Practices Liability — Private Company Directors & Officers Liability — Healthcare Directors & Officers Liability — Not for Profit Directors & Officers Liability

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Risk Management PLUS+ Online Features: Web-based training for the workplace Weekly articles on current workplace issues Model policies and forms A resource library Free employment practices hotline

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Web-based Training

• Risk Management PLUS+ Online offers interactive online training 24 hours a day, seven days a week.

• Preventing Sexual Harassment in the Workplace complies with California AB1825 & requirements of most other states.

• Trainees can contact the trainer with their questions and comments via email.

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Training Modules Offered:

• Best Practices for Preventing Sexual Harassment for Managers & Supervisors • Best Practices for Preventing Workplace Discrimination for Managers & Supervisors • Best Practices for Preventing Wrongful Termination in the Workplace • Best Practices for Promoting an Ethical Behavior in the Workplace

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Training Features:

 Entertaining content  Pre and post-training questionnaires  Tracking of who has (and has not) completed training  Monitored progress of each trainee  Ability to print training text for future reference  Individualized training schedule  Regular bulletins to update material already learned

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Information & Consulting on Important Issues

 Each week Risk Management PLUS+ Online posts news, information, and expert commentary on issues pertaining to the workplace.

 Topics regularly covered include how to manage wrongdoing in the workplace; how to identify and lower your workplace risks; and how to continue to improve your workplace.

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Risk Management PLUS+ Online Offers an Extensive Library of Information on the Workplace to Help You and Your Managers

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Model Policies and Forms

Risk Management PLUS+ Online provides model employment policies and forms for downloading or printing.

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Model Policies — Available in English and Spanish

 Harassment free workplace  At-will policy Política Modelo para Centros Laborales  Ethics —conflict of interest Empleo a Voluntad  E-mail policy  Equal employment

Usted es un empleado a voluntad, y ninguna parte de este [memorándum, declaración, Manual de Empleados] constituirá un contrato que garantice empleo ni compensación por ningún plazo específico.

 Family medical leave

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Model Forms: Available for Download

       Commendation Reprimand Application for Employment Warning Incident report Exit Interview Performance Review

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KNOWLEDGE VAULT

Your own resource center providing: • • • An online library of information and education A database of checklists for self-evaluation of workplace best practices Links to important federal and state sites for the workplace.

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Online Control Panel Allows:

• • • • • • Control by Site Administrator over which features individual users can access • Online training report viewing and generation by authorized personnel Email notification of new articles Secured registration for your employees Self-registration for employees and supervisors Online User Guide Instant customer service links

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Free Employment Practices Hotline

 Staffed by attorneys from the law firm of Jackson Lewis.

 Receive free general guidance on employment issues.

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Renewal Premium Credits Are Available

Customers with any of the following insurance policies may become eligible for up to a 10 percent credit on their next policy renewal with St. Paul Travelers Bond:

— Employment Practices Liability — Private Company Directors & Officers Liability — Healthcare Directors & Officers Liability — Not for Profit Directors & Officers Liability

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Renewal Premium Credits Are Available

Purchase and implementation of the following additional risk control programs can qualify a policyholder for the credit:    The Model Handbook Handbook Review Workplace Investigation Services

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Renewal Premium Credits Are Available

To receive the credit, the policyholder must: — purchase the additional risk management or risk control products and/or services from The McCalmon Group, Inc., — pay The McCalmon Group, Inc. in full for the products and/or services, and — successfully implement the products and/or services.

 Once payment has been received and implementation achieved, The McCalmon Group, Inc. will notify the policyholder and St. Paul Travelers Bond to confirm eligibility for the credit.

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The Risk Management PLUS+ Online Solution

When you purchase eligible coverage from St. Paul Travelers Bond, you join other organizations across the country who are using Risk Management PLUS+ Online tools to minimize the risk of incidents that lead to costly employments litigation, and to generate safe and productive workplaces.