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Value Girls Program: Increasing Resilience through Economic and Social Development Sherry Khan Cardno Emerging Markets USA Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity May30, 2013 Washington, DC Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Background • Target population: Young women 14-24 years • Location: Nyanza and Western Province, Kenya • Objective: Improve the socio-economic welfare of these young women • Approach: Strengthen participation in high growth value chains • Period of performance: 2008-2012 • Funders: Nike Foundation and USAID Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Conceptual Approach Market System Her Household Value Girl Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Program Model KBDS Local Facilitating Partners Program Management Economic Core Strategies Social Improve socioeconomic development of girls and young women Savings Mobilization Core Components Access to Credit Production and Market Linkages Support Activities Men and Boys Technical Service Providers Business Development Financial Literacy Mentorship Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Results • • • • • • • Young women in enterprises: 2202 Men & boys reached: 1643 % of girls with increased incomes: 71% % of girls with savings accounts: 75% Loans disbursed: 1121 valued ~$145,000 Loan repayment rate: 90% Increased confidence & decision making Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Lessons Learned • • • • • Who does it? Who pays? A phased approach helps manage risk “Learning by doing” is attractive to young women Despite low incomes they save regularly Young women often have the best solutions to their problems – they’re resourceful • Be demand, not supply, driven • Don’t shield young women from market risks • Involve men and boys early on Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Challenges • Starting a business takes time • Operating in a culture of handouts • Value Girls’ understanding of project objectives low – older women caught on more quickly • Constant changes in market • Previous bad experience with financial institutions Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Assets • Social support • Business education • Own enterprises • Savings • Financial literacy and access to finance • Increased respect at home & in community • Higher self esteem They are now economic agents of the household and community. Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity Thank you! [email protected] Harnessing the Power of Cross-sectoral Programming to Alleviate HIV/AIDS and Food Insecurity