Transcript Slide 1
The Lake Avenue Group at Smith Barney
70 S. Lake Avenue, 10th Floor, Pasadena, CA 91101 (800) 362-6992 Fax (626) 449-7121
How We Work with You
The Lake Avenue Group at Smith Barney
Our Mission
Our
Mission
clients.
is to help guide, protect and enhance the financial lives of our As their trusted partner, we prepare our clients to weather life’s challenges and benefit from its inevitable opportunities.
understand our Our
Commitment
is to clients’ personal situations, provide suitable recommendations and to regularly monitor and communicate results.
Our Vision
Our
Vision
flexibility.
is to share the responsibilities of wealth management with our clients to help simplify the process of asset accumulation, management, protection and distribution across all generations of their family. Wealth management is not just about the resources, but how to use them with creativity, innovation and
The Lake Avenue Group at Smith Barney
P. Darius Raulinaitis, CFA, First Vice President
– Investments Portfolio Manager / Financial Consultant Darius
is responsible for portfolio management and wealth management strategies.
• Portfolio Manager • Designs and implements wealth management solutions • Develops investment strategies and asset allocations • Conducts research and analysis of companies and strategies • Evaluates overall wealth strategies, goals and objectives in person with clients
Laura M. Norris, Financial Consultant, Financial Planning Specialist
Laura
is the group’s financial planning specialist, she is responsible for client communications and marketing. • Creates planning strategies related to: Retirement, Education, Insurance, and Estate Planning • Conducts portfolio reviews and communicates to clients’ overall financial strategies, goals, and objectives • Coordinates liability management resources including credit services and lending • Facilitates and organizes client educational events
Rebecca A. Gonzaga, Registered Sales Assistant
Rebecca
is responsible for operational support and client services.
• Responsible for office administration, operations, new accounts and scheduling of meetings • Processes investment instructions • Provides account services such as: contributions, distributions and consolidation of outside holdings • Experienced in estate settlement procedures, valuation, location of missing securities, re-registration, interaction with attorneys, CPA's and distribution to heirs.
The Lake Avenue Group at Smith Barney
The Way We Do Business
ANALYZE -
Effective wealth planning begins with a complete evaluation of a client’s unique needs, circumstances, and resources.
EDUCATE
–
Present all relevant investment choices and strategies in order to balance financial needs with the realities of the world’s financial markets.
ADVISE
–
Recommend a mix of asset classes, specifically tailored to achieve goals and targets while helping to reduce risk through diversification.
MANAGE
–
A custom portfolio based on specific needs for income, growth, tax efficiency and risk tolerance.
REVIEW
–
Continuous review of client portfolios and circumstances in relation to the global economic landscape and it’s impact on our client’s financial well-being.
The Lake Avenue Group at Smith Barney
Our Process
Asset/Liability review and evaluation within the context of our clients’ financial plan Estate Planning and analysis for protection of assets to ensure efficient distribution to future generations Review of this years progress, economic outlook for the coming year and positioning for the future Tax efficient strategies and their implementation to grow and preserve our clients’ wealth effectively
The Lake Avenue Group at Smith Barney
P. Darius Raulinaitis, CFA
First Vice President - Investments Portfolio Manager / Financial Consultant-
Since 1990, Darius has developed a practice at Smith Barney that provides comprehensive wealth management strategies. As a member of Smith Barney’s Portfolio Management Group, he oversees our clients’ equity and fixed income portfolios. His practice encompasses retirement, educational and estate planning with a focus on managing inter-generational wealth transference. In 1994, Darius achieved the designation of Chartered Financial Analyst. The curriculum comprised mastering the use of investment tools, asset valuation, and portfolio management as well as the knowledge and application of ethical and professional standards. Darius belongs to the CFA Institute and the Los Angeles Society of Financial Analysts. A native of California, he graduated with a BA in Economics from the University of California Los Angeles and with an MSBA in International Finance from San Francisco State University. Darius currently lives in Thousand Oaks with his wife and young daughter. He is an avid participant in outdoor activities such as skiing, mountain biking, sailing and the occasional mountaineering adventure.
Laura M. Norris
Financial Consultant, Financial Planning Specialist-
Laura has been with Smith Barney since 1996. She has a BS in Business Administration and attained the title of Financial Planning Specialist at Smith Barney. Laura devotes herself to preparing clients for the future. She communicates regularly and in detail with clients about their progress toward their goals. Laura regularly organizes investment related educational events for clients and enjoys providing the highest level of client service. Since she was born and raised in a small town in Maine, Laura enjoys bringing her small town values to work with her. She belongs to such organizations as the Dude Ranchers Association, National Association for Female Executives and the Sierra Club. Laura lives in Pasadena yet loves the country life as well. She rides horses and enjoys playing the guitar in her free time.
Rebecca Gonzaga
Registered Sales Assistant-
Rebecca has 27 years of experience in the financial services industry, with the last eleven at Smith Barney. She efficiently runs the group from an operational perspective. Rebecca is a resource to clients, answering questions and researching issues. She has her Series 7 and 63 licenses. Rebecca has two children and lives in La Verne with her husband and son. She enjoys gardening and attending her son’s High School sporting events.
The Lake Avenue Group at Smith Barney
Our Resources Citigroup
is the preeminent global financial services company.
the private wealth management and equity research unit of
Smith Barney Citigroup
is providing comprehensive financial planning and advisory services to high net worth investors, institutions, corporations and private businesses, governments and foundations.
Being a part of this global team, affords us the ability to deliver a full range of investment, lending and planning services.
We can access a local Citigroup Trust specialist to review an estate plan or execute a foreign currency transaction using our worldwide platform.
Global resources serving clients on a local basis – The Lake Avenue Group at Smith Barney
The Lake Avenue Group at Smith Barney Available Services:
Portfolio Management
Trust Services
Estate Planning
Philanthropic Planning
Lending Services
Home Mortgages
Financial Planning Analyses
Net Worth Analysis
Asset Allocation Analysis
Education Funding Analysis
Employee Stock Option Analysis
Distribution Analysis
Refinancing
Construction Financing
Mutual Funds
Annuities
Retirement Accounts
Structured Settlements
Retirement Analysis
Estate Planning Analysis
Insurance Services
Long Term Care
Life - Term - Whole
The Lake Avenue Group at Smith Barney
Disclaimers Citigroup, Inc., its affiliates, and its employees are not in the business of providing tax or legal advice. These materials and any tax-related statements are not intended or written to be used, and cannot be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties.
Tax-related statements, if any, may have been written in connection with the “promotion or marketing” of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.
Services are provided by one of the following entities: Citibank, N.A.; Citicorp Trust, N.A.
(California); Citicorp Trust, N.A. (Florida); Citicorp Trust South Dakota; Citicorp Trust Bank, fsb; or Smith Barney Corporate Trust Company and are collectively referred to as Citigroup Trust..
Neither Smith Barney nor the entities referred to as Citigroup Trust, provide tax or legal advice.
Please consult your tax or legal advisors for such guidance.
When used wisely , borrowing can be beneficial to your total wealth management. Loans may be made by Smith Barney or by affiliates within Citigroup. Loan types, criteria and approval vary by location, program and by lender, respectively.
© 2005 Citigroup Global Markets Inc. Member SIPC. Smith Barney is a division and service mark of Citigroup Global Markets Inc. and its affiliates and is used and registered throughout the world.
CITIGROUP and the Umbrella Device are trademarks and service marks of Citicorp or its affiliates and are used and registered throughout the world.