Transcript Health Orientation - Madison Area Technical College

Medical Insurance
Orientation
Madison College
Cost of Insurance Plan:
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$1,068 per year (equivalent to $89 per
month)
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Summer Semester payment: $225
Fall Semester payment: $445
Payment Deadline:
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Same date as your tuition and fees:
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June 30, 2013 for Summer 2013.
Late payment:
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$100 fine from a collections agency
restrictive hold placed on college record
How to Pay: same as tuition!
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Insurance cost is included on your tuition
bill, visible at your MyMadisonCollege
Student Center
Pay online through Student Center, or
Submit personal check or money order to
the Welcome Center. Make checks payable
to “Madison College,” or
Credit cards and/or cash is also accepted
at the Welcome Center.
Applying for an Insurance Waiver
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Submit Waiver Application form and proof
of current insurance plan to CIE.
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Last day to submit a waiver is:
June 24, 2013.
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If waiver is not submitted before the
deadline or is not approved, you will be
held responsible for the full cost of the
insurance.
Student Insurance Card
 Your insurance card has your Student ID
number, name, and other valuable
information on it.
 Keep this card with you at all times!
 Show your card upon arrival at a doctor’s
clinic or hospital.
 Update your correct address and Madison
College email at [email protected]
or a delay in coverage payment may occur.
How do I pay for a doctor visit?
 Many claims (bills) will be paid directly between
the insurance company and the doctor if the
student uses a network doctor
 Sometimes the student may have to pay first and
then get reimbursed
 Not all services are provided by the doctor
 Lab work (blood tests, urine tests, etc) is often sent
to a lab and will be a separate charge
 Prescriptions are a separate charge
Where do you go if you get sick or
hurt at home?
Medical Assistance Options, in order
of increasing severity:
1. Just concerned or wondering:
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Call “My Nurse 24/7” 1-866-549-5076
Visit the Student Health Clinic at Truax
http://madisoncollege.edu/student-health-clinic
2. Urgent Care, Doctor’s Office or Clinic
3. Emergency Room in Hospital
MyNurse 24/7: 1-866-549-5076
FREE
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Nurse available by phone “24/7”
Offers over 200 languages
Student required to provide date of
birth and school
Toll Free, Any Time Any Day
1-866-549-5076
FREE Madison College
Student Health Clinic
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The Student Health Services Clinic is located at the Truax
Campus outside the east end of the building
The Student Health Clinic is a great first place to visit if
you are experiencing:
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Allergy Symptoms
Cold flu-like Symptoms/Fever
Ear, Eye, Skin, Stomach, Urinary Problem
Minor Sprains/Strains
And other non-emergency health concerns
For information on how to enroll and make an
appointment visit the web page:
http://madisoncollege.edu/student-health-clinic
Urgent Care Clinics - $15 Co-pay
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University of Wisconsin Clinics
 East Towne Clinic
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West Towne Clinic
7102 Mineral Point Rd.
Madison, WI 53717
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Hours-Urgent Care: Monday-Friday, 9am-9pm;
Saturday and Sunday, 9am-5pm
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(608) 828-7676
Please note these are only two of many Urgent Care Clinic options. Find
other options by searching
http://www.lewermark.com/madisonareatechnicalcollege/
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4122 East Towne Blvd.
Madison, WI 53704
Hours –Urgent Care: Monday-Friday, 9am-9pm;
Saturday and Sunday, 9am-5pm
(608) 242-6865
In an emergency,
Dial 911 to get an ambulance,
Go to either of these hospitals:
Meriter Hospital
 202 S. Park Street,
Madison, WI 53715
 (608) 417-6000
 http://meriter.com/
University of Wisconsin
 600 Highland Ave.
Madison, WI 53792
 Phone: (608) 263-6400
 http://www.uwhealth.org/
$100 Copay
If you visit the Emergency Room when it is not an emergency, your
insurance may not cover the cost!
Please note these are only two of many Emergency Room options. Find other
options by searching
http://www.lewermark.com/madisonareatechnicalcollege/
Feeling home-sick? Lonely? Anxious?
Depressed?
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Your health insurance provides coverage for
counseling and consultation services.
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These services are also available FREE on campus in
the Student Development Center:
[email protected]
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Truax room 159AA: call 246.6076
DTEC room 116: call 259.2979
Free & anonymous phone consultation available:
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National Crisis Lines: 1-800-784-2433 or 1-800-273-8255
Dane County Crisis Line: 1-608-280-2600
Getting sick: Not fun.
Getting sick far from home: Worse.
Get sick away from Madison? Still covered.
 If more than 100 miles from Madison, call
Assist America for help finding a doctor:
1-877-488-9833
 The Assist America number is on the back
of your insurance card.
Getting Prescription Medication:
Express Scripts Network
Prescription Drugs Copay
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$2,000 limit per member (Annual)
Tier 1 Copay $10 for generic prescription
Tier 2 Copay $30 preferred
Tier 3 Copay $50 non-preferred
Show your ID card at the pharmacy to receive
this discount!
Local Pharmacies
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East Side:
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West Side:
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HY-VEE PHARMACY: 3801 E WASHINGTON AVE - MADISON, WI 53704 - (608)
244-4991
UW HEALTH PHARMACY East: 4122 E TOWNE BLVD - MADISON, WI 53704 (608) 242-6862
UW HEALTH PHARMACY West: 7102 MINERAL POINT RD - MADISON, WI 53717
- (608) 828-7688
SHOPKO PHARMACY West: 7401 MINERAL POINT RD - MADISON, WI 53717 (608) 833-6622
Everywhere:
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WALGREENS PHARMACY:
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311 East Campus Mall Madison, WI 53715 (608) 251-0042
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3710 E Washington Ave, Madison, WI 53704 (608) 242-9483
Finding a Doctor/Clinic/Pharmacy:
Go to www.lewermark.com
1.
Click on “International” and then “Find a Doctor or
Pharmacy” to search for an approved doctor close to
you.
2.
Choose the GWH-CIGNA Provider network and
search by “Specialty” or Medical Condition” to find a
provider. “Select a Network” will default to PPO,
which is best. Under “Provider” type we recommend
Hospitals/Facilities. Under “Specialty” types, we
recommend selecting “Medical Clinic, Urgent Care
Center, or General Hospital” depending on need.
3.
Call the doctor/clinic to make an appointment.
SUMMARY OF BENEFITS
www.lewermark.com/madisonareatechnicalcollege
Exclusions
Refer to the “Plan Brochure” link on the website
for details on what is NOT covered by your
insurance, such as:
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“Elective” or “Preventative” care
Physical examinations when healthy,
Flu vaccination,
Acne treatment,
Student Athletes: injuries during intercollegiate
game or team practice
Dental & vision care (limited injury treatment only)
Dental and Vision Options
Dental and Vision Discount Plan
 You can join at any time
 This is voluntary—enroll
and pay individually online
 Pay minimum for 6 months or 1
year of coverage
 Provides discounts on dental
and eye exams, and procedures
For more information, visit
www.lewermark.com
Madison College Dental Clinic
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Inexpensive cleanings and dental examinations.
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Possibility of additional care at lower cost.
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Located at the Downtown Madison College
Campus. Call (608) 258-2400 for an appointment.
Madison College Optical Dispensary
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Inexpensive eyewear selection, ordering,
adjustment and repair. Bring a copy of your
current eyeglass prescription.
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Room 314 Truax Campus. Appointments are
strongly encouraged, call 246-6272.
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Hours for Spring 2013: Thursday 1:00 –
3:00pm, Friday 9:30am – 1:30pm
IMPORTANT!
YOU are responsible for
paying any medical costs
that the insurance company
does NOT pay.
We’ve talked a lot about what
to do if you get sick.
But we really want you to…
Stay Healthy!
 Drink water
 Eat healthy foods
 Try not to skip meals
 Fruit, nuts, and vegetables are healthy snack
options
 Get plenty of sleep
 Get some EXERCISE!
Get Involved With Recreation &
Fitness on Campus
 Exercise at the campus health & fitness center
 Present your OneCard for free access to the campus
facilities such as weight room, swimming pool, group
fitness classes etc.
 Sign up for intramural sports
 Attend WOLFPACK Athletics Games
More ways to stay healthy
 Reduce alcohol intake (illegal in the U.S. if under 21 years
old).
 If you smoke, STOP today!
 Avoid illicit drugs like marijuana, cocaine, ecstasy, or
heroin. These are all illegal!
 Injuries or illness as a result of engaging in illegal activities
or excessively risky behavior will not be covered.
HAVE QUESTIONS?
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Visit CIE website
http://madisoncollege.edu/internationalstudents entitled “Using Health Insurance” or
(A-Z Index “International Students”  “Using
Health Insurance”)
Look at your insurance card
Visit www.lewermark.com website
Consult with CIE Staff
Contact the Lewer Agency
Homework for Tonight:
Print Your Insurance Card!
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Visit: www.lewermark.com
Select: “International”
Then: “Student Login”
Enter Student ID # and Birthdate
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Your birthdate is your default password. Change
this under “My Settings”.
Follow the directions provided under “Start
Here!”
Important Vocabulary
 Exclusion
 Things that are not covered by student insurance
 Pre-existing condition
 Medical condition that student had before they
started (usually not covered)
 Claim
 A request for payment from the insurance
company for medical services
Important Vocabulary
 Out of pocket
 Expenses not covered by insurance
 Copay/Deductible
 Preset (Standard) fee students pay for each medical
visit
 In-network
 Doctor that has an agreement with Lewermark
insurance to provide better rates