Transcript Identity Theft

Identity Theft
A CyberAngels Quick Tutorial
Adapted from the Federal Trade Commission Website
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Identity Theft
After completing this tutorial, you will be able to:
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Define identity theft
Explain how identity theft occurs
Describe three ways to protect against identity
theft
List four sources for more information on
identity theft
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What is Identity Theft?
Identity theft occurs when someone steals your
personal information, e.g. credit card, social security
number, and uses it fraudulently.
Identity theft can cost time and money. It can destroy
your credit and ruin your good name.
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How Does Identity Theft Happen?
Identity thieves may:
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Go through your trash or dumpster dive
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Steal your wallet or purse
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Steal your mail or submit a change of address from
for your mail
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Identity thieves may also:
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Use “phishing” or fake e-mails to get you to
provide personal information. Learn more
about “phishing” at CyberAngels
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Steal personnel records from your employer
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What Can You Do?
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DETER
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DETECT
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Deter identity thieves by safeguarding your information
Detect suspicious activity by routinely monitoring your
financial accounts and billing statements
DEFEND
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Defend against identity theft as soon as you suspect a
problem
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DETER
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Shred financial documents before discarding them
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Protect your Social Security number
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Don’t give out personal information, unless you are sure who you are
dealing with
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Don’t use obvious passwords
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Keep your information secure
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DETECT
DETECT suspicious activity by routinely monitoring your
financial accounts and billing statements
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Be alert to:
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Mail or bills that don’t arrive
Denials of credit for no reason
Inspect your credit report
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The law entitles you to one free report a year from each of
the nationwide credit reporting agencies; just ask for a
copy.
See www.annualreport.com
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DEFEND
DEFEND against identity theft as soon as you suspect a
problem.
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Place a “Fraud Alert” on your credit reports by calling any one
of the three nationwide credit reporting agencies
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Equifax 1-800-685-1111
Transunion 1-877-322-8228
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Experian 1-888-397-3742
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Close accounts that have been tampered with or opened
fraudulently
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File a police report
Contact the Federal Trade Commission
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Try the Identity Theft Quiz
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Quiz
1.
A.
B.
C.
D.
How does identity theft happen?
Thieves go through your trash or dumpster
dive
Thieves steal your wallet or purse
Thieves steal your personnel records
All of the above
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The correct answer is
D. All of the above
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2.
A.
B.
C.
D.
What can consumers do to protect
against identity theft?
Deter, detect, defend
Wait for damages to accumulate
Commiserate with a friend
Do nothing
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The correct answer is
A. Deter, detect, defend
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3.
A.
B.
C.
D.
E.
To deter thieves from committing
identity theft you should:
Shred financial documents before discarding
them.
Protect your Social Security number
Don’t give out personal information unless
you are sure of who you are dealing with
Don’t use obvious passwords
All of the Above
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The correct answer is
E. All of the above
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4.
A.
B.
C.
D.
To defend against identity theft, you
should:
Place a fraud alert on your credit reports.
Close accounts that have been tampered with
opened fraudulently.
File a police report.
All of the Above
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The correct answer is
D. All of the above
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Thank You For Taking the Identity
Theft Quiz.
May your computing be safe and
enlightening!
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