Transcript Document

Exploring Housing Options and
Getting Your First Place
Diane Dressler
Senior Associate
Community Life Resources
[email protected]
757-774-8580
We believe that…
People control where and with whom they live.
People live in inclusive communities.
People choose who will best support them to meet
their goals and needs.
Environments support the person.
Laying the Groundwork
 Apply for services
 Apply for SSI
 Create a circle of support
 Establish credit
 Create a budget
 Identify financial resources
 Make a housing plan
 Find support staff
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Laying the Groundwork – Step #1
Consider support/service resources
• Apply to DDA for services
– “DD” Eligibility
• Transitioning Youth funding for DAY services only
• Must demonstrate need for in-home supports
available through the Medicaid Waiver
– “Supports only” eligibility
• DDA priorities for services
Developmental Disabilities Administration (DDA)
http://dda.dhmh.maryland.gov
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Laying the Groundwork – Step #1
Additional resources for paid supports
– Community First Choice:
https://mmcp.dhmh.maryland.gov/longtermcare/Site
Pages/Community%20First%20Choice.aspx
– MD Dept. of Disabilities Attendant Care Program:
www.mdod.maryland.gov
• Natural supports (family, friends, neighbors)
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Laying the Groundwork – Step #2
Apply for SSI one month following the
young adult’s 18th birthday
www.ssa.gov
• Benefits Information/Counseling:
Local Center for Independent Living (CIL)
• Maryland Department of Disabilities
www.mdod.maryland.gov/disability%20benefits%20home.aspx
Laying the Groundwork – Step #3
Form a circle of support
• Invite family, support staff, friends and
resource coordinator
• Meet regularly to create a person-centered plan
and to talk about how things are going
• Use circle to problem solve
• Keep notes about decisions and check with
circle to make sure tasks are accomplished
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Laying the Groundwork – Step #4
Establish credit
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Open a checking/savings account
Apply for credit card, personal loan
Open a cell phone account
Pay for room and board with a check, obtain a
receipt and track payments
Credit Resources
Helpful websites for learning to
establish credit
www.fdic.gov/consumers/consumer/ccc/establish.
html
www.bankrate.com/finance/credit-cards/bestways-to-establish-credit.aspx
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Laying the Groundwork – Step #5
Make a budget
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List all income
List all expenses
Include savings
Do not exceed the SSI asset and resource limit
($2,000)
Laying the Groundwork – Step #6
Assess Financial Resources
• Special Needs Trust
• Long term financial planning
• Family resources
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Housing Strategies
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Housing Strategies
Bundled housing and services
• Group home
• Individual family care
• Residential supports through MHA
DDA - Group Home/ALU
• Must be “DD Eligible”
• Also called Alternative Living Unit (3 or fewer
unrelated persons)
• Services are funded by DDA – housing is NOT
• Controlled by service provider (owned or leased)
• Choice limitations
– Where to live
– With whom to live
DDA: Individual Family Care (IFC)
• Must be “DD Eligible”
• Person lives with a caregiver in the
caregiver’s home
• Caregiver is trained to provide supports
• Similar to adult foster care
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Residential Supports through Mental
Hygiene Administration
• Medical Assistance number is needed to access resources
• Each county has a Core Service Agency that helps people
find resources
http://dhmh.maryland.gov/mha/SitePages/csa.aspx
• Resources
– “Navigating the Transition Years”
www.mdtransition.org/uploadedfiles/MHNavigation
– On Our Own of Maryland – statewide self-advocacy and
peer support organization
http://www.onourownmd.org/msh.html
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Housing Strategies
Housing separate from services
• Family home
• Rented room, apartment or house
• Homeownership
• Shared home
• Informal arrangement with family or friends
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Family Home
• In-home supports
• Natural
• Paid
• Environmental modifications
• MD Technical Assistance Program
www.mdtap.org
• Dept. of Rehabilitation Services: www.dors.state.md.us
• Dept. of Housing and Community Development:
www.mdhousing.org
• Local governments
• Creative Housing Solutions, LLC
http://gbcchs.com
Renting
Housing Choice Voucher (Section 8)
• HUD Rental assistance program administered by local public
housing agencies (PHA)
• Household pays 30% of income for rent and utilities, voucher
pays the rest
• Will provide an extra bedroom (no additional rent) for a live-in
care giver if medical documentation supports the need.
• Section 8 Made Simple: www.tacinc.org/knowledgeresources/publications/manuals-guides/section-8-madesimple
Housing Choice Voucher
• Apply when young adult is 18
• Apply at the public housing agency where the young
adult lives and/or works:
– Find your local PHA here:
www.hud.gov/offices/pih/pha/contacts/states/md.cfm
• Provide a secondary contact: family member,
resource coordinator
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Identify applicant as a person with a disability
• Notify the housing office of any change in
address!
Renting
Public Housing
• Through local public housing agency
• Some counties have this, some don’t
Project-based rental assistance
• Resources vary by local area
• Listed on www.mdhousingsearch.org
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Area Median Income - Thresholds
Jurisdiction
Baltimore
Metro Area
Washington, D.C.
Metro Area
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1-Person
Household
2-Person
Household
Area Median
Income (AMI)
Income
Limit
30%
Income
Limit
30%
$85,600
$18,000
$20,600
$107,300
$22,550
$25,800
Renting
Weinberg Apartments
• $2 million grant from Harry and Jeanette Weinberg
Foundation to State of MD for affordable housing for
people with disabilities
• Eligibility
– Adults age 18 to 62
– Income between 15% and 30% of area median income (AMI)
– In need of permanent supportive housing
• Application
– Resource coordinator/case manager/CIL must place person
on registry
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Renting
HUD 811 PRA (Project Rental Assistance)
– New program – Registry opens November 3 at 8:00 a.m.
• Resource coordinator/case manager/CIL staff must
place person on registry
– Provides rental assistance to people with disabilities with
income at or below 30% of median (includes people
receiving SSI/SSDI)
– Household pays 30% of income for rent and utilities,
PRA pays remaining rent
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811 PRA Eligible Population
Non-elderly adults between 18 and 62 years of age
Disabled as defined by HUD
Income at or below 30% AMI
Eligible for Long Term Supports & Services through
Medicaid or other state funded program
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HUD 811 PRA (Project Rental Assistance)
• Priority populations: People with disabilities
who are:
– Transitioning from institutions/nursing facilities
– At risk of institutionalization due to housing
situation
– Transitioning to independent renting from
ALU/group home
– Homeless
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Voluntary Support Services
3 DHMH
Medicaid
Waivers
Community
Options –
adults with
disabilities
Brain
Injury –
adults
with TBI
Community
Pathways –
adults with
developme
ntal
disability
Services must be available,
participation is optional
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Medicaid
State Plan
Services
Medical
Day
waiver
CFC
MDOD
Attendant
Care
Program
MAPC
Behavioral
Health
Renting
Affordable “Flat” Rent Programs
• A property owner commits to providing a certain number of
units at a rent that is lower than the market rent
• In exchange, owner receives capital dollars, tax credits, or
other benefits
• Rent is set at a level affordable to persons in a certain income
group (i.e., 30% to 60% area median income)
• Rent payment is established by area median income, not
adjusted based on household income
• Find these units in MD under “Recipient Lists and Awards
Summaries” at
http://dhcd.maryland.gov/Website/programs/lihtc/Default.aspx
#recipient
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Finding affordable housing
• Go Section 8
www.gosection8.com
• MD Housing Search
www.mdhousingsearch.org
• Realtors, newspapers, Craig’s List
• Public Housing Authority office (if person
has a voucher)
Reasonable Accommodation
“A change in rules, policies, practices, or
services so that a person with a disability will
have an equal opportunity to use and enjoy a
dwelling unit or common space.”
• Section 504 of Rehab Act
• Fair Housing Act
• Americans with Disabilities Act
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Reasonable Accommodation
• Examples
• Extra bedroom if medical documentation
supports need
– Live-in care giver
– Medical equipment
• Additional time to transition & find unit
• Adjustment to rent payment standard
• Up to 110% FMR without special HUD permission
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Renter’s Insurance
JUST DO IT!
Explanation of renter’s insurance:
www.mdinsurance.state.md.us/sa/docs/documents/
consumer/publications/rentersinsurance.pdf
Homeownership
• Owning a home does not affect Medicaid, SSI or SSDI
benefits!!
– Paying roommate is allowed – roommate contribution cannot be
more than an equal/fair share of room and board (mortgage,
utilities and food).
• Can be owned by the person or the special needs trust
• Information from SSI: http://www.ssa.gov/ssi/text-living-ussi.htm
• Maryland Homeownership for Individuals with Disabilities
Program
www.dhcd.maryland.gov/Website/programs/hidp/Default.aspx
Special Needs Trust and
Homeownership
Resources
– Planning Now (a publication from the MD
Developmental Disabilities Council):
http://md-council.org/publications/planning_now.html
– Special Needs Trust: A Guide for Trustees,
Administration Manual, 2005 Edition
– Special Needs Alliance:
www.specialneedsalliance.org/the-voice/specialneeds-trusts-and-home-ownership-a-trusteesconcerns/
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Environmental Modifications
Resources
• MD Technical Assistance Program
www.mdtap.org
• Dept. of Rehabilitation Services www.dors.state.md.us
• Dept. of Housing and Community Development
www.mdhousing.org
• Local governments
• DDA Low Intensity Supports & Services (LISS)
– Up to $3,000 annually
– Apply July 1
• Creative Housing Solutions http://gbcchs.com/
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Additional information…
• Kennedy Krieger Resource Finder
http://resourcefinder.kennedykrieger.org
• Technical Assistance Collaborative
www.tacinc.org
Additional information…
• National Low Income Housing Coalition
http://nlihc.org
• National Resource Center on Supportive
Housing and Home Modifications
www.usc.edu/dept/gero/nrcshhm
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Additional information…
• Assistive Technology
www.mdod.maryland.gov/MTAPHome.aspx
• Maryland Housing and Disability Services
Resource Guide
www.kennedykrieger.org/sites/kki2.com/file/housing_resou
rce_2011update.pdf
• Maryland Community Services Locator
www.mdcsl.org
Additional information…
• Maryland transitioning youth website
www.mdtransition.org
• Howard County Department of Housing and
Community Development
www.howardcountymd.gov/Departments.aspx?ID=2232
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Contact Information
Diane Dressler
Community Life Resources
757-774-8580
[email protected]
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